49 Winterhill Dr, Hardy, VA 24101 Property Records

Franklin County property record for 49 Winterhill Dr, Hardy, VA 24101

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,196 sqft · built 1984
Lot Size	1.03 acres (44,867 sqft)
Owner	Individual Name on Record
Last Sale	$265,000 (Jun 2022)
Tax Bill	$1,119 (2025)
Deeds & Mortgages	Jul 2023 Mortgage Jun 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`005 00-086 01`

Property Details

APN / Parcel Number

Primary APN	`005 00-086 01`
Alternative APN	`615`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,196 sqft Living Area
Gross Area	2,314 sqft
1st Floor Area	1,196 sqft
Basement Area	1,196 sqft
Finished Basement	1,196 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1997
Exterior Material	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	44,867 sqft (1.03 acres)
Terrain	Rolling
Garage Area	832 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	200 sqft
Deck Area	86 sqft
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	615
Street Address	49 WINTERHILL DR
City	HARDY
State	VA
Zip	24101-3401
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	RT 635 TRACT 1
Legal Phase	1
Legal Tract	1
Jurisdiction	FRANKLIN VA
Township / Civil Division	BOONE
Census Block Group	1
Census Block	1011
Census Tract	20301

Owner

Source: Franklin County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	49 WINTERHILL DR, HARDY, VA 24101-3401
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2023	Deed of Trust, Mortgage · FHA Mortgage CITIZENS BANK NA
Jun 13, 2022	Bargain and Sale Deed, Transfer · FHA Mortgage CITIZENS BANK NA
Nov 12, 2021	Special Warranty Deed, Transfer · Stand-Alone Second Mortgage BLUE EAGLE CU
Aug 11, 2021	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 13, 2022 · Amount on Record
Deed Sale	Jun 13, 2022 · Amount on Record
Prior Sale	Nov 12, 2021 · Amount on Record
Deed Document Number	20224595
Deed Book / Page	1185 / 2295
Prior Transfer Date	Aug 11, 2021
Prior Transfer Doc	0000007498
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN VA
Property Address	49 WINTERHILL DR, HARDY, VA 24101-3401
Transaction Type	Mortgage
Record Updated	Nov 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49 WINTERHILL DR, HARDY, VA 24101-3401

Mortgage

Document Number	0012020001
Date	Jul 31, 2023
Book Page	1202/1
Instrument	230004355

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	GLEN ALLEN, VA 23059

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	348 Months
Due	Jul 1, 2052

June 2022: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	FRANKLIN VA
Recording Date	Jun 13, 2022
Property Address	49 WINTERHILL DR, HARDY, VA 24101-3401
Document Number	0011852295
Book / Page	1185 / 2295
Map Reference	MB 349 PG 264
Instrument Date	Jun 10, 2022
Instrument	220004595
Transaction Type	Transfer
Record Updated	Nov 17, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$132.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49 WINTERHILL DR, HARDY, VA 24101-3401

Mortgage

Document Number	0220004596
Date	Jun 13, 2022
Instrument	220004596

Lender

Name	CITIZENS BANK NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

November 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	FRANKLIN VA
Recording Date	Nov 12, 2021
Property Address	49 WINTERHILL DR, HARDY, VA 24101-3401
Document Number	0011740686
Book / Page	1174 / 686
Map Reference	MB 349 PG 264
Instrument Date	Nov 9, 2021
Instrument	210010678
Transaction Type	Transfer
Record Updated	Nov 17, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$160.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14405 WALTERS RD STE 200, 200, HOUSTON, TX 77014-1345

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	49 WINTERHILL DR, HARDY, VA 24101-3401

Mortgage

Document Number	0210010679
Date	Nov 12, 2021
Instrument	210010679

Lender

Name	BLUE EAGLE CU
Type	Credit Union

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	178 Months
Due	Sep 20, 2036

August 2021: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	FRANKLIN VA
Recording Date	Aug 11, 2021
Property Address	49 WINTERHILL DR, HARDY, VA 24101-3401
Document Number	0011680384
Book / Page	1168 / 384
Map Reference	MB 349 PG 264
Instrument Date	Aug 11, 2021
Instrument	210007498
Transaction Type	Foreclosure
Record Updated	Nov 17, 2025

Transaction

Amount	Amount Recorded
Tax	$163.00
Amount Accuracy	Full Amount Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1727 KING ST, ALEXANDRIA, VA 22314-2700

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2727 CREEK DRIVE #318 # 318, 318, SPRING, TX 77373
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Franklin County
Unified School District	Franklin County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,119.00 (+14.53%)	$260,300 (+62.38%) Land $32,000 Building $228,300	$260,300 (+62.38%) Land $32,000 Building $228,300
2023	$977.00	$160,300 (-) Land $25,000 Building $135,300	$160,300 (-) Land $25,000 Building $135,300
2022		$160,300 Land $25,000 Building $135,300	$160,300 Land $25,000 Building $135,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 6, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 78% of Virginia
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Cable · Fiber in parts of the area	1,000 / 50
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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