Hampden County and Chicopee City property record for 49 Willwood St, Chicopee, MA 01013
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,080 sqft · built 1988 |
| Lot Size | 0.23 acres (10,000 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $225,000 (Jul 2020) |
| Tax Bill | $4,857 (2026) |
| Deeds & Mortgages | Aug 2026 Mortgage Jul 2023 Mortgage + 3 more |
| Flood Zone | Zone X (reduced by levee) |
| APN | 414-00079 |
| Primary APN | 414-00079 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,080 sqft Living Area |
| Gross Area | 2,640 sqft |
| 1st Floor Area | 1,080 sqft |
| Basement Area | 540 sqft |
| Unfinished Basement | 540 sqft |
| Game Room | Game Room |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,000 sqft (0.23 acres) |
| Garage Type | Attached |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Account Number | 414-00079 |
|---|---|
| Street Address | 49 WILLWOOD ST |
| City | CHICOPEE |
| State | MA |
| Zip | 01013-1926 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 5 |
| Jurisdiction | CHICOPEE MA |
| Township / Civil Division | CHICOPEE |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 811102 |
Source: Hampden County and Chicopee City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 49 WILLWOOD ST, CHICOPEE, MA 01013-1926 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 26, 2026 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORPORATION |
| Jul 5, 2023 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) ALDEN CREDIT UNION |
| Feb 7, 2022 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Jun 4, 2021 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Jul 9, 2020 | Warranty Deed, Transfer · FHA Mortgage FINANCE AMERICA LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 9, 2020 · Amount on Record |
| Deed Sale | Jul 9, 2020 · Amount on Record |
| Deed Document Number | 202036770 |
| Deed Book / Page | 23303 / 415 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHICOPEE MA |
| Recording Date | Aug 26, 2026 |
| Property Address | 49 WILLWOOD ST, CHICOPEE, MA 01013-1926 |
| Document Number | 0000041153 |
| Book / Page | 26481 / 83 |
| Instrument Date | Aug 21, 2026 |
| Instrument | 202641153 |
| Transaction Type | Mortgage |
| Record Updated | Sep 15, 2026 |
| Name | Verified Name |
|---|---|
| Address | 49 WILLWOOD ST, CHICOPEE, MA 01013-1926 |
| Document Number | 0000041153, |
|---|---|
| Date | Aug 26, 2026 |
| Book Page | 26481/83 |
| Instrument | 202641153 |
| Name | FREEDOM MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHICOPEE MA |
| Property Address | 49 WILLWOOD ST, CHICOPEE, MA 01013-1926 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2023 |
| Name | Verified Name |
|---|
| Document Number | 025065-504 |
|---|---|
| Date | Jul 5, 2023 |
| Book Page | 25065/504 |
| Instrument | 30469 |
| Name | ALDEN CREDIT UNION |
|---|
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Aug 1, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHICOPEE MA |
| Property Address | 49 WILLWOOD ST, CHICOPEE, MA 01013-1926 |
| Transaction Type | Mortgage |
| Record Updated | Feb 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 024392-340 |
|---|---|
| Date | Feb 7, 2022 |
| Book Page | 24392/340 |
| Instrument | 7827 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHICOPEE MA |
| Property Address | 49 WILLWOOD ST, CHICOPEE, MA 01013-1926 |
| Transaction Type | Mortgage |
| Record Updated | Jun 18, 2021 |
| Name | Verified Name |
|---|
| Document Number | 23924-42 |
|---|---|
| Date | Jun 4, 2021 |
| Book Page | 23924/42 |
| Instrument | 38605 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHICOPEE MA |
| Recording Date | Jul 9, 2020 |
| Property Address | 49 WILLWOOD ST, CHICOPEE, MA 01013-1926 |
| Document Number | 23303-415 |
| Book / Page | 23303 / 415 |
| Instrument Date | Jun 30, 2020 |
| Instrument | 36770 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 492 GRATTAN ST, CHICOPEE, MA 01020-1551 |
| Document Number | 36771 |
|---|---|
| Date | Jul 9, 2020 |
| Instrument | 36771 |
| Name | FINANCE AMERICA LLC |
|---|---|
| Type | Subprime Lender |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | Chicopee City |
| Unified School District | Chicopee School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,857.00 (+5.75%) | $318,700 (+5.18%) Land $110,000 Building $208,700 | $333,813 (+1.61%) |
| 2025 | $4,593.00 (+5.44%) | $303,000 (+2.68%) Land $100,700 Building $202,300 | $328,510 |
| 2024 | $4,356.00 (+7.64%) | $295,100 (+10.48%) Land $98,700 Building $196,400 | |
| 2023 | $4,047.00 | $267,100 Land $89,700 Building $177,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2008) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2008 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHICOPEE WATER DEPT (MWRA) serves 55,560 people · EPA ID MA1061000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 418 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Crossroads Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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