Charlestown Town property record for 49 Willow Rd, Charlestown, RI 02813
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2.5 ba · 1,752 sqft · built 2023 |
| Lot Size | 0.34 acres (14,810 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $200,000 (Nov 2022) |
| Tax Bill | $3,079 (2025) |
| Deeds & Mortgages | Sep 2026 Line of Credit Nov 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-0002-59 |
| Primary APN | 3-0002-59 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,752 sqft Living Area |
| Gross Area | 2,970 sqft |
| Basement Area | 876 sqft |
| Unfinished Basement | 876 sqft |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 14,810 sqft (0.34 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 3-0002-59 |
|---|---|
| Street Address | 49 WILLOW RD |
| City | CHARLESTOWN |
| State | RI |
| Zip | 02813-4162 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R20 |
| Legal Lot Number | 117 |
| Jurisdiction | CHARLESTOWN RI |
| Township / Civil Division | CHARLESTOWN |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 51102 |
49 Willow Rd is owned by two individuals who bought it in November 2022.
Source: Charlestown Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 251, CHARLESTOWN, RI 02813-0251 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 8, 2026 | Deed of Trust, Mortgage · Line of Credit WESTERLY COMMUNITY CREDIT UNION |
| Nov 23, 2022 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 23, 2022 · Amount on File |
| Deed Sale | Nov 23, 2022 · Amount on File |
| Deed Document Number | 20222380 |
| Deed Book / Page | 492 / 69 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLESTOWN RI |
| Recording Date | Sep 8, 2026 |
| Property Address | 49 WILLOW RD, CHARLESTOWN, RI 02813-4162 |
| Document Number | 0000001343 |
| Book / Page | 523 / 214 |
| Instrument Date | Aug 29, 2026 |
| Instrument | 20261343 |
| Transaction Type | Mortgage |
| Record Updated | Sep 23, 2026 |
| Name | Verified Name |
|---|---|
| Address | 49 WILLOW RD, CHARLESTOWN, RI 02813-4162 |
| Document Number | 0000001343, |
|---|---|
| Date | Sep 8, 2026 |
| Book Page | 523/214 |
| Instrument | 20261343 |
| Name | WESTERLY COMMUNITY CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Oct 1, 2051 |
| Max Rate | -1% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHARLESTOWN RI |
| Recording Date | Nov 23, 2022 |
| Property Address | WILLOW RD, CHARLESTOWN, RI 02813 |
| Document Number | 0000492-69 |
| Book / Page | 492 / 69 |
| Instrument Date | Nov 22, 2022 |
| Instrument | 2380 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2024 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 251, CHARLESTOWN, RI 02813-0251 |
The 2025 property tax bill for 49 Willow Rd was $3,079.
Source: Charlestown Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Charlestown Town |
| Unified School District | Chariho Regional School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,079.00 | $519,200 Land $291,300 Building $227,900 | $764,546 |
| 2023 | $1,137.00 | $198,098 Land $198,098 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 49 Willow Rd in Zone X, an area of minimal flood risk, though there have been 84 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 207 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 207 in force |
| Nearby Flood Claims | 84 (1978–2024) |
| Claims Outside the SFHA | 13 of 84 |
| Most Recent Claim | Apr 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 49 Willow Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 62% of Rhode Island |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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