49 Willis Rd, Sudbury, MA 01776 Property Records

Middlesex County and Sudbury Town property record for 49 Willis Rd, Sudbury, MA 01776

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,125 sqft · built 1840
Lot Size	0.921 acres (40,119 sqft)
Owner	Individual Name on File
Last Sale	$825,000 (Sep 2009)
Tax Bill	$20,383 (2026)
Deeds & Mortgages	May 2021 Refinance Jun 2020 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`SUDB F-08-00004`

Property Details

APN / Parcel Number

Primary APN	`SUDB F-08-00004`
Alternative APN	`F=08=00004`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,125 sqft Living Area
Gross Area	4,779 sqft
Basement Area	566 sqft
Unfinished Basement	566 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1840
Effective Year Built	Effective 1985
Architectural Style	Historical
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	40,119 sqft (0.921 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	49 WILLIS RD
City	SUDBURY
State	MA
Zip	01776-1614
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESA
Jurisdiction	SUDBURY MA
Township / Civil Division	SUDBURY
Census Block Group	2
Census Block	2013
Census Tract	365100

Owner

49 Willis Rd is owned and occupied by an individual who bought it in September 2009.

Source: Middlesex County and Sudbury Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	49 WILLIS RD, SUDBURY, MA 01776-1614
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 10, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance ENVISION BANK
Jun 16, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance CITIBANK NA
Apr 30, 2019	Deed of Trust, Mortgage · Line of Credit CITIZENS BK/RI

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 1, 2009 · Amount on File
Deed Sale	Sep 1, 2009 · Amount on File
Prior Sale	Sep 29, 1998 · Amount on File
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUDBURY MA
Property Address	49 WILLIS RD, SUDBURY, MA 01776-1614
Transaction Type	Mortgage
Record Updated	May 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	77727-153
Date	May 10, 2021
Book Page	77727/153
Instrument	105383

Lender

Name	ENVISION BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Jun 1, 2041

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUDBURY MA
Property Address	49 WILLIS RD, SUDBURY, MA 01776-1614
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	74902-69
Date	Jun 16, 2020
Book Page	74902/69
Instrument	94070

Lender

Name	CITIBANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Jul 1, 2040

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUDBURY MA
Property Address	49 WILLIS RD, SUDBURY, MA 01776-1614
Document Number	72631-163
Instrument Date	Apr 30, 2019
Transaction Type	Mortgage
Record Updated	Jun 4, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49 WILLIS RD SUDBURY MA 017761614, SUDBURY, MA 01776-1614

Mortgage

Document Number	72631-163
Date	May 21, 2019
Book Page	072631/000163
Instrument	65993

Lender

Name	CITIZENS BK/RI
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 49 Willis Rd was $20,383, up 0.3% from the year before.

Source: Middlesex County and Sudbury Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Sudbury Town
Secondary School District	Lincoln-Sudbury School District (09 - 12)
Elementary School District	Sudbury School District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$20,383.00 (+0.26%)	$1,428,400 (+2.86%) Land $488,900 Building $939,500	$1,415,679 (-7.59%)
2025	$20,331.00 (+3.82%)	$1,388,700 (+3.61%) Land $461,300 Building $927,400	$1,531,970 (+14.06%)
2024	$19,582.00 (+12.21%)	$1,340,300 (+21.12%) Land $447,700 Building $892,600	$1,343,110
2023	$17,451.00	$1,106,600 Land $414,500 Building $692,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 49 Willis Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	2 (2010–2023)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Dec 2023 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 49 Willis Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUDBURY WATER DISTRICT serves 18,416 people · EPA ID MA3288000
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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