Barnstable County and Barnstable Town City property record for 49 Whites Ln, Cotuit, MA 02635
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,030 sqft · built 1979 |
| Lot Size | 0.85 acres (37,026 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,886 (2025) |
| Deeds & Mortgages | Apr 2019 Refinance Mar 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | COTU M:027 L:004 |
| Primary APN | COTU M:027 L:004 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,030 sqft Living Area |
| Gross Area | 1,992 sqft |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 37,026 sqft (0.85 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Account Number | 14488 |
|---|---|
| Street Address | 49 WHITES LN |
| City | COTUIT |
| State | MA |
| Zip | 02635-2301 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 1 |
| Legal Lot Number | 4 |
| Jurisdiction | BARNSTABLE MA |
| Township / Civil Division | BARNSTABLE TOWN |
| Census Block Group | 2 |
| Census Block | 2052 |
| Census Tract | 13200 |
Source: Barnstable County and Barnstable Town City records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 31 WHITES LN, COTUIT, MA 02635-2301 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Apr 11, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance CAPE COD FIVE CENTS SAVINGS BANK |
| Mar 1, 2019 | Personal Representative Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jun 7, 2024 |
| Transfer Doc | 0000022845 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BARNSTABLE MA |
| Property Address | 49 WHITES LN, COTUIT, MA 02635-2301 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 31945-304 |
|---|---|
| Date | Apr 11, 2019 |
| Book Page | 31945/304 |
| Instrument | 15890 |
| Name | CAPE COD FIVE CENTS SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2049 |
| Document Type | Personal Representative Deed |
|---|---|
| Jurisdiction | BARNSTABLE MA |
| Recording Date | Mar 1, 2019 |
| Property Address | 49 WHITES LN, COTUIT, MA 02635-2301 |
| Document Number | 31863-326 |
| Book / Page | 031863 / 000326 |
| Instrument Date | Feb 11, 2019 |
| Instrument | 9135 |
| Transaction Type | Transfer |
| Record Updated | Mar 25, 2019 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 49 WHITES LN COTUIT MA 026352301, COTUIT, MA 02635-2301 |
Source: Barnstable County and Barnstable Town City assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Barnstable County |
| Municipality | Barnstable Town City |
| Unified School District | Barnstable School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,886.00 (+9.71%) | $465,400 (+3.54%) Land $173,900 Building $291,500 | $413,535 |
| 2024 | $3,542.00 (+3.81%) | $449,500 (+10.25%) Land $173,900 Building $275,600 | |
| 2023 | $3,412.00 | $407,700 Land $158,100 Building $249,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (1978) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 1978 · Coastal Storms, Flood, Ice & Snow |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 88% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COTUIT FIRE DISTRICT WATER DEPARTMENT serves 4,938 people · EPA ID MA4020003 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
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