49 White Oak Dr, Prospect, CT 06712 Property Records

Waterbury City property record for 49 White Oak Dr, Prospect, CT 06712

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,523 sqft · built 2008
Owner	Individual Name on Record
Last Sale	$295,000 (Apr 2019)
Tax Bill	$7,109 (2025)
Deeds & Mortgages	Sep 2018 Mortgage May 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`T0258270`

Property Details

APN / Parcel Number

Primary APN	`T0258270`
Alternative APN	`PROS M:108 B:175 L:49`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,523 sqft Living Area
Basement Area	1,523 sqft
Unfinished Basement	1,256 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2010
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Asphalt
Garage Type	Attached
Pool Type	Pool with Hot Tub/Spa
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	T0258270
Street Address	49 WHITE OAK DR
City	PROSPECT
State	CT
Zip	06712-1489
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	CP
Legal Block	175
Legal Lot Number	49
Jurisdiction	PROSPECT CT
Township / Civil Division	WATERBURY
Census Block Group	4
Census Block	4011
Census Tract	351300

Owner

Source: Waterbury City records, as of September 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	49 WHITE OAK DR, PROSPECT, CT 06712-1489
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2018	Deed of Trust, Mortgage · Conventional Mortgage ELIM PK BAPTIST HM
May 11, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 2, 2019 · Amount on Record
Deed Sale	Apr 2, 2019 · Amount on Record
Prior Sale	Oct 16, 2008 · Amount on Record
Deed Book / Page	7899 / 79
Transfer Doc	7899-265
Record Updated	Oct 29, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PROSPECT CT
Property Address	49 WHITE OAK DR, PROSPECT, CT 06712-1489
Document Number	828-54
Instrument Date	Sep 24, 2018
Transaction Type	Mortgage
Record Updated	Oct 23, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	49 WHITE OAK DR #49 PROSPECT CT 067121489, 49, PROSPECT, CT 06712-1489

Mortgage

Document Number	828-54
Date	Sep 26, 2018
Book Page	000828/000054

Lender

Name	ELIM PK BAPTIST HM

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	6%

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PROSPECT CT
Recording Date	May 11, 2018
Property Address	49 WHITE OAK DR, PROSPECT, CT 06712-1489
Document Number	80-265
Book / Page	000080 / 000265
Instrument Date	May 2, 2018
Transaction Type	Transfer
Record Updated	Jun 26, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust

Tax Assessment & Valuation

Source: Waterbury City assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Waterbury City
Unified School District	Waterbury School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,109.00	$278,040 (+39.15%) Building $278,040	$397,200 Building $397,200
2024	$7,109.00 (+11.46%)
2023	$6,378.00 (-0.09%)	$199,820 (-) Building $199,820
2022	$6,384.00	$199,820 Building $199,820

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERBURY WATER DEPARTMENT serves 107,271 people · EPA ID CT1510011
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 454 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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