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49 West St, Spring Valley, NY 10977 Property Records

Rockland County and Ramapo Town property record for 49 West St, Spring Valley, NY 10977

Property Summary

Property TypeDuplex
Details6 bd · 2 ba · 2,722 sqft · built 1988
Lot Size0.11 acres (4,792 sqft)
OwnerIndividual Name on File
Last Sale$281,000 (Dec 2002)
Deeds & MortgagesJan 2017 Mortgage
Jan 2017 Loan Modification
Flood ZoneZone X (minimal risk)
APN392605 57.38-1-60

Property Details

APN / Parcel Number

Primary APN392605 57.38-1-60
Alternative APNs
  • 260505703800010600000000
  • 00294470000

Interior

Bedrooms6 Beds
Full Baths2 Baths
Stories2 Stories
Building Area2,722 sqft Total Area
1st Floor Area1,361 sqft
2nd Floor Area1,361 sqft

Exterior

Year BuiltBuilt 1988
Architectural StyleColonial
Exterior MaterialStucco
Lot Area4,792 sqft (0.11 acres)
Lot Dimensions15 ft deep x 50 ft wide

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number00294470000
Old Parcel Number260505703800010600000000
Street Address49 WEST ST
CitySPRING VALLEY
StateNY
Zip10977-4746
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Legal DescriptionLOT:60.000 BLK:1 SEC:57.38 DIST:392605 CITY/MUNI/TWP:SPRING VALLEY
Legal Block1
Legal Lot Number60.000
JurisdictionROCKLAND NY
Township / Civil DivisionRAMAPO
Census Block Group2
Census Block2005
Census Tract12301

Owner

49 West St, a duplex, is owned by an individual who bought it in December 2002.

Source: Rockland County and Ramapo Town records, as of December 26, 2025

Owner of RecordIndividual Name on File
Mailing AddressPO BOX 442, TALLMAN, NY 10982-0442
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 18, 2017Deed of Trust, Mortgage · Conventional Mortgage
MB FINANCIAL BANK NA
Jan 9, 2017Loan Modification, Consolidation and Extension, Mortgage · Conventional Mortgage
MB FIN'L BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 27, 2002 · Amount on File
Deed SaleDec 27, 2002 · Amount on File
Deed Document Number2002-00077047
Record UpdatedJun 8, 2026

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROCKLAND NY
Property Address49 WEST ST, SPRING VALLEY, NY 10977-4746
Transaction TypeMortgage
Record UpdatedFeb 7, 2021
Title CompanyAM TRUST TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000003110
DateJan 18, 2017
Instrument2017-00003110
Lender
NameMB FINANCIAL BANK NA
TypeBank
AddressANN ARBOR, MI 48105
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2047

January 2017: Loan Modification, Consolidation and Extension, Mortgage

Document TypeLoan Modification, Consolidation and Extension
JurisdictionROCKLAND NY
Property Address49 WEST ST, SPRING VALLEY, NY 10977-4746
Document Number0000003111
Instrument DateJan 9, 2017
Transaction TypeMortgage
Record UpdatedJan 14, 2020
Title CompanyCONTINENTAL, CONTINENTAL ABSTRACT CORP.

Transferred To (Grantee/Buyer)

NameVerified Name
Address24B REMSEN AVE MONSEY NY 109522804, MONSEY, NY 10952-2804

Mortgage

Document Number0000003111
DateJan 18, 2017
Instrument3111
Lender
NameMB FIN'L BK
TypeBank
AddressANN ARBOR, MI 48105
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJan 17, 2047
Interest
Rate TypeFixed Rate
Rate4.25%

Tax Assessment & Valuation

Source: Rockland County and Ramapo Town assessment roll, as of May 31, 2024

Property Jurisdictions

TypeName
StateNew York
CountyRockland County
County SubdivisionRamapo Town
MunicipalitySpring Valley Village
Unified School DistrictEast Ramapo Central School District (Spring Valley) (PK - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2024$49,400 (-) Land $7,800 Building $41,600$636,597 (+1,070.22%) Land $100,515 Building $536,082
2023$49,400 Land $7,800 Building $41,600$54,400 Land $8,589 Building $45,811

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 49 West St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 19, 2025

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 49 West St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVEOLIA WATER NEW YORK
private · serves 270,000 people · EPA ID NY4303673
Water SourceSurface water
Last State InspectionMar 2023
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 680 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable		8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area		2,300 / 2,300
T-Mobile
Fixed Wireless		100 / 20

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