49 West St, Chicopee, MA 01013 Property Records

Hampden County and Chicopee City property record for 49 West St, Chicopee, MA 01013

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,266 sqft · built 1880
Lot Size	0.116 acres (5,040 sqft)
Owner	Individual Name on Record
Last Sale	$268,000 (Jun 2026)
Tax Bill	$2,588 (2026)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Aug 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`60-00005`

Property Details

APN / Parcel Number

Primary APN	`60-00005`
Alternative APN	`CHIC M:0060 P:00005`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,266 sqft Living Area
Gross Area	2,384 sqft
1st Floor Area	913 sqft
Basement Area	913 sqft
Unfinished Basement	913 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 2003
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,040 sqft (0.116 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	60-00005
Street Address	49 WEST ST
City	CHICOPEE
State	MA
Zip	01013-1624
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1
Jurisdiction	CHICOPEE MA
Township / Civil Division	CHICOPEE
Census Block Group	1
Census Block	1021
Census Tract	810901

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Cabotville Common Historic District listed 1999 · 54 contributing resources · NRIS 99000558

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hampden County and Chicopee City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	413 MAPLE ST, 4L, HOLYOKE, MA 01040-4814
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2026	Quit Claim Deed, Transfer · FHA Mortgage KIND LENDING LLC
Aug 11, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance WESTFIELD BANK FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 18, 2026 · Amount on Record
Deed Sale	Jun 18, 2026 · Amount on Record
Prior Sale	Apr 18, 2003 · Amount on Record
Deed Document Number	202628248
Deed Book / Page	26382 / 75
Prior Transfer Date	Jun 17, 2026
Prior Transfer Doc	0000028248
Record Updated	Oct 29, 2026

June 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHICOPEE MA
Recording Date	Jun 18, 2026
Property Address	49 WEST ST, CHICOPEE, MA 01013-1624
Document Number	0000028248
Book / Page	26382 / 75
Instrument Date	Jun 17, 2026
Instrument	202628248
Transaction Type	Transfer
Record Updated	Jul 7, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Investor	Possibly a Property Investor

Mortgage

Date	Jun 18, 2026

Lender

Name	KIND LENDING LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate	6.37%
Max Rate	-1%

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHICOPEE MA
Property Address	49 WEST ST, CHICOPEE, MA 01013-1624
Transaction Type	Mortgage
Record Updated	Aug 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	24053-364
Date	Aug 11, 2021
Book Page	24053/364
Instrument	56089

Lender

Name	WESTFIELD BANK FSB
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Chicopee City
Unified School District	Chicopee School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,588.00 (+3.64%)	$169,800 (+3.1%) Land $56,200 Building $113,600	$253,191 (+18.14%)
2025	$2,497.00 (+5.54%)	$164,700 (+2.74%) Land $53,600 Building $111,100	$214,320
2024	$2,366.00 (+6.82%)	$160,300 (+9.64%) Land $52,600 Building $107,700
2023	$2,215.00	$146,200 Land $47,800 Building $98,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICOPEE WATER DEPT (MWRA) serves 55,560 people · EPA ID MA1061000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Crossroads Fiber, Xfinity.

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