49 Wendys Ct, Colora, MD 21917 Property Records

Cecil County property record for 49 Wendys Ct, Colora, MD 21917

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,497 sqft · built 2003
Lot Size	0.81 acres (35,283 sqft)
Owner	2 Individual Names on File
Last Sale	$255,000 (Sep 2015)
Tax Bill	$3,597 (2026)
Deeds & Mortgages	Aug 2020 Mortgage Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-050042`

Property Details

APN / Parcel Number

Primary APN	`06-050042`
Alternative APN	`050042`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,497 sqft Total Area
Basement Area	550 sqft
Finished Basement	550 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	35,283 sqft (0.81 acres)
Garage Type	Attached
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	150 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	050042
Street Address	49 WENDYS CT
City	COLORA
State	MD
Zip	21917-1349
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NAR
Legal Description	LOT 14 - .81 ACRE 49 WENDYS COURT THOMASVILLE
Legal Subdivision	THOMASVILLE & COMMON OPEN SPACE
Legal Lot Number	14
Jurisdiction	CECIL MD
Township / Civil Division	6, RISING SUN
Census Block Group	2
Census Block	2013
Census Tract	31302

Owner

49 Wendys Ct is owned and occupied by two individuals who acquired it in February 2022.

Source: Cecil County records, as of September 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	49 WENDYS CT, COLORA, MD 21917-1349
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Mar 10, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Apr 14, 2022	Intrafamily Transfer, Transfer · FHA Mortgage AMERICAN FINANCIAL NETWORK INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 9, 2015 · Amount on File
Deed Sale	Sep 9, 2015 · Amount on File
Prior Sale	May 12, 2003 · Amount on File
Deed Book / Page	3779 / 195
Last Transfer Date	Feb 12, 2022
Transfer Doc	0051470387
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	49 WENDYS CT, COLORA, MD 21917-1349
Transaction Type	Mortgage
Record Updated	Oct 25, 2022
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0046660355
Date	Aug 25, 2020
Book Page	4666/355

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	263 Months
Due	Jul 1, 2042

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	49 WENDYS CT, COLORA, MD 21917-1349
Transaction Type	Mortgage
Record Updated	Oct 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0048170372
Date	Mar 10, 2021
Book Page	4817/372

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	258 Months
Due	Sep 1, 2042

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CECIL MD
Recording Date	Apr 14, 2022
Property Address	49 WENDYS CT, COLORA, MD 21917-1349
Document Number	0051470387
Book / Page	5147 / 387
Map Reference	MB PC137 FO 918-920
Instrument Date	Feb 12, 2022
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	ORANGE COAST LENDER SERVICES LLC, ORANGE COAST LENDER SERVICES

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	49 WENDYS CT, COLORA, MD 21917-1349

Mortgage

Document Number	0005147393
Date	Apr 14, 2022
Instrument	5147/393

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	239 Months
Due	Mar 1, 2042

Tax Assessment & Valuation

The 2026 property tax bill for 49 Wendys Ct was $3,597 with a homeowner's exemption, up 3.6% from the year before.

Source: Cecil County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Cecil County
Unified School District	Cecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,597.00 (+3.63%) Homeowner's exemption	$366,533 (+12.85%)	$450,000 (+38.55%) Land $157,600 Building $292,400
2025	$3,471.00 Homeowner's exemption	$324,800 Land $82,100 Building $242,700	$324,800 Land $82,100 Building $242,700
2023	$2,533.00 Homeowner's exemption	$292,133	$324,800 Land $82,100 Building $242,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 49 Wendys Ct in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1999)
Most Recent Claim	Sep 1999 · Hurricane Floyd Major Disaster Declarations
Claims by Event	Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 49 Wendys Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Armstrong Cable	1,000 / 20
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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