49 Washington St, Chicopee, MA 01020 Property Records

Hampden County and Chicopee City property record for 49 Washington St, Chicopee, MA 01020

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,040 sqft · built 1986
Lot Size	0.232 acres (10,122 sqft)
Owner	Individual Name on File
Last Sale	$244,000 (Dec 2022)
Tax Bill	$4,330 (2026)
Deeds & Mortgages	May 2023 Line of Credit Dec 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`104-0051A`

Property Details

APN / Parcel Number

Primary APN	`104-0051A`
Alternative APN	`CHIC M:0104 P:0051A`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,040 sqft Living Area
Gross Area	2,432 sqft
1st Floor Area	1,040 sqft
Basement Area	1,040 sqft
Unfinished Basement	1,040 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,122 sqft (0.232 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	104-0051A
Street Address	49 WASHINGTON ST
City	CHICOPEE
State	MA
Zip	01020-2529
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	4
Legal Subdivision	CHICOPEE
Jurisdiction	CHICOPEE MA
Township / Civil Division	CHICOPEE
Census Block Group	3
Census Block	3010
Census Tract	810700

Owner

49 Washington St is owned and occupied by an individual who bought it in December 2022.

Source: Hampden County and Chicopee City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	49 WASHINGTON ST, CHICOPEE, MA 01020-2529
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 15, 2023	Deed of Trust, Mortgage · Line of Credit PIONEER VALLEY CU
Dec 16, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage WESTFIELD BANK FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 16, 2022 · Amount on File
Deed Sale	Dec 16, 2022 · Amount on File
Prior Sale	Dec 11, 2015 · Amount on File
Deed Book / Page	24845 / 287
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHICOPEE MA
Property Address	49 WASHINGTON ST, CHICOPEE, MA 01020-2529
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	025005-543
Date	May 15, 2023
Book Page	25005/543
Instrument	21904

Lender

Name	PIONEER VALLEY CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Jun 1, 2043

Interest

Rate Type	Adjustable Rate

December 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHICOPEE MA
Recording Date	Dec 16, 2022
Property Address	49 WASHINGTON ST, CHICOPEE, MA 01020-2529
Document Number	024845-287
Book / Page	24845 / 287
Instrument Date	Dec 16, 2022
Instrument	73785
Transaction Type	Transfer
Record Updated	Dec 30, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	57 WASHINGTON ST, CHICOPEE, MA 01020-2529

Mortgage

Document Number	0000073786
Date	Dec 16, 2022
Instrument	73786

Lender

Name	WESTFIELD BANK FSB
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	4.88%
Type Change Date	Jan 1, 2030
Max Rate At Change	3.5%
Index	3-Year CMT

Tax Assessment & Valuation

The 2026 property tax bill for 49 Washington St was $4,330, up 8% from the year before.

Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Chicopee City
Unified School District	Chicopee School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,330.00 (+7.95%)	$284,100 (+7.37%) Land $99,100 Building $185,000	$276,263 (-0.99%)
2025	$4,011.00 (+3.97%)	$264,600 (+1.22%) Land $90,700 Building $173,900	$279,015
2024	$3,858.00 (+8.01%)	$261,400 (+10.86%) Land $88,900 Building $172,500
2023	$3,572.00	$235,800 Land $80,800 Building $155,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 49 Washington St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 49 Washington St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICOPEE WATER DEPT (MWRA) serves 55,560 people · EPA ID MA1061000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 638 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Crossroads Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Xfinity.

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