49 Warwick St, Lowell, MA 01851 Property Records

Middlesex County and Lowell City property record for 49 Warwick St, Lowell, MA 01851

Property Summary

Property TypeDuplex
Details6 bd · 2 ba · 2,966 sqft · built 1900
Lot Size0.12 acres (5,227 sqft)
Owner2 Company Names on Record
Last Sale$464 (Apr 2011)
Tax Bill$7,758 (2026)
Deeds & MortgagesMar 2023 Transfer
Oct 2018 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNG05530

Property Details

APN / Parcel Number

Primary APNG05530
Alternative APNs
  • LOWE M:105 B:6140 L:49
  • M:000105 T:G05530

Interior

Bedrooms6 Beds
Full Baths2 Baths
Total Rooms12 Rooms
Units2 Units
Stories2 Stories
Building Area2,966 sqft Living Area
Gross Area4,809 sqft
1st Floor Area1,122 sqft
Basement Area1,122 sqft
Unfinished Basement1,122 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleDuplex Single
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialSlate
Lot Area5,227 sqft (0.12 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account NumberG05530
Street Address49 WARWICK ST
CityLOWELL
StateMA
Zip01851-3720
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeTTF
Legal Block6140
Legal Lot Number49
JurisdictionLOWELL MA
Township / Civil DivisionLOWELL
Census Block Group4
Census Block4005
Census Tract311700

Owner

Source: Middlesex County and Lowell City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address49 WARWICK ST, LOWELL, MA 01851-3720
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Mar 16, 2023Quit Claim Deed, Transfer
Quitclaim
Oct 25, 2018Deed of Trust, Mortgage · Closed-End Mortgage
SANTANDER BANK NA
Nov 25, 2019Deed of Trust, Mortgage · Balloon Mortgage
SANTANDER BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 5, 2011 · Amount on Record
Deed SaleApr 5, 2011 · Amount on Record
Prior SaleJul 1, 1992 · Amount on Record
Last Transfer DateMar 16, 2023
Transfer Doc037727-189
Record UpdatedOct 29, 2026

March 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLOWELL MA
Recording DateMar 16, 2023
Property Address49 WARWICK ST, LOWELL, MA 01851-3720
Document Number037727-189
Book / Page37727 / 189
Instrument DateMar 16, 2023
Instrument7185
Transaction TypeTransfer
Record UpdatedMar 31, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address49 WARWICK ST, LOWELL, MA 01851-3720

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOWELL MA
Property Address49 WARWICK ST, LOWELL, MA 01851-3720
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number32512-59
DateOct 25, 2018
Book Page32512/59
Instrument46753
Lender
NameSANTANDER BANK NA
Agreement
TypeClosed-End Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2048

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOWELL MA
Property Address49 WARWICK ST, LOWELL, MA 01851-3720
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyTITLE365

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number33593-278
DateNov 25, 2019
Book Page33593/278
Instrument52672
Lender
NameSANTANDER BANK NA
TypeBank
Agreement
TypeBalloon Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2049

Tax Assessment & Valuation

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
MunicipalityLowell City
Unified School DistrictLowell School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,758.00 (+4.88%)$683,500 (+6.08%) Land $163,100 Building $520,400$696,125
2025$7,397.00 (+8.52%)$644,300 (+12.58%) Land $152,400 Building $491,900
2024$6,816.00 (+7.44%)$572,300 (+12.04%) Land $137,200 Building $435,100
2023$6,344.00$510,800 Land $119,300 Building $391,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOWELL REGIONAL WATER UTILITY
serves 120,418 people · EPA ID MA3160000
Water SourceSurface water
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2017
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,002 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
AT&T
Fixed Wireless
100 / 20

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