49 Ward Ave, Westerly, RI 02891 Property Records

Westerly Town property record for 49 Ward Ave, Westerly, RI 02891

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,598 sqft · built 2015
Lot Size0.208 acres (9,049 sqft)
OwnerIndividual Name on File
Last Sale$297,000 (Sep 2016)
Tax Bill$4,104 (2025)
Deeds & MortgagesSep 2017 Mortgage
Jan 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APNWEST M:57 B:328

Property Details

APN / Parcel Number

Primary APNWEST M:57 B:328
Alternative APNs
  • M:057 B:328 L
  • 7239486

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,598 sqft Living Area
Gross Area2,938 sqft

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2015
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area9,049 sqft (0.208 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number7239486
Street Address49 WARD AVE
CityWESTERLY
StateRI
Zip02891-1942
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block328
JurisdictionWESTERLY RI
Township / Civil DivisionWESTERLY
Census Block Group2
Census Block2008
Census Tract50801

Owner

Source: Westerly Town records · APN WEST M:57 B:328

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address49 WARD AVE, WESTERLY, RI 02891-1942
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 01, 2017Deed of Trust, Mortgage · Conventional Mortgage
WASHINGTON TR CO
Jan 13, 2017Deed of Trust, Mortgage · Line of Credit
WASHINGTON TR CO

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 29, 2016 · Amount on Record
Deed SaleSep 29, 2016 · Amount on Record
Prior SaleAug 12, 2014 · Amount on Record
Deed Document Number20164235
Record UpdatedSep 20, 2026

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTERLY RI
Property Address49 WARD AVE, WESTERLY, RI 02891-1942
Document Number2017-5890
Book / Page002017 / 015890
Instrument DateSep 01, 2017
Transaction TypeMortgage
Record UpdatedSep 26, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
Address49 WARD AVE WESTERLY RI 02891, WESTERLY, RI 02891

Mortgage

Document Number2017-5890
DateSep 06, 2017
Book Page002017/015890
Instrument3894
Lender
NameWASHINGTON TR CO
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueSep 05, 2032

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTERLY RI
Property Address49 WARD AVE, WESTERLY, RI 02891-1942
Document Number2017-1244
Book / Page002017 / 001244
Instrument DateJan 13, 2017
Transaction TypeMortgage
Record UpdatedFeb 07, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
Address49 WARD AVE WESTERLY RI 02891, WESTERLY, RI 02891

Mortgage

Document Number2017-1244
DateJan 18, 2017
Book Page002017/001244
Instrument287
Lender
NameWASHINGTON TR CO
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJan 17, 2047
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Westerly Town records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionWesterly Town
Unified School DistrictWesterly School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$4,104.00 (+3.14%)$527,500 (+34.7%) Land $152,600 Building $374,900
2023$3,979.00 (+0.61%)$391,600 (-) Land $109,200 Building $282,400
2022$3,955.00$391,600 Land $109,200 Building $282,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 26, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskLow
lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

Based on FCC filings for 442 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemWESTERLY WATER DEPARTMENT
serves 35,298 people
Water SourceGroundwater
Last State InspectionMay 2025
Lead4 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting22
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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