49 W Wayne St, Franklin, IN 46131 Property Records

Johnson County property record for 49 W Wayne St, Franklin, IN 46131

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,915 sqft · built 1921
Lot Size	0.121 acres (5,271 sqft)
Owner	Company Name on Record
Tax Bill	$2,949 (2025)
Deeds & Mortgages	Jun 2018 Mortgage Nov 2017 Mortgage + 8 more
Flood Zone	Zone X (moderate risk)
APN	`51002310009/00`

Property Details

APN / Parcel Number

Primary APN	`51002310009/00`
Alternative APNs	`41-08-23-021-002.000-009` `00001093071`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,915 sqft Living Area
1st Floor Area	1,915 sqft
Attic	Attic
Attic Area	669 sqft
Basement Area	816 sqft
Unfinished Basement	816 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1921
Effective Year Built	Effective 2000
Construction Type	Masonry / Concrete Block
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	5,271 sqft (0.121 acres)
Lot Dimensions	72 ft deep x 69 ft wide
Garage Type	Detached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	312 sqft
Patio Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	00001093071
Street Address	49 W WAYNE ST
City	FRANKLIN
State	IN
Zip	46131-2432
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	O P FRANKLIN PART OF LOT 87 MP FRANKLIN COMMUNI
Legal Subdivision	FRANKLIN
Legal Lot Number	87
Jurisdiction	JOHNSON IN
Township / Civil Division	FRANKLIN
Census Block Group	4
Census Block	4005
Census Tract	611000

Owner

Source: Johnson County records, as of June 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	49 W WAYNE ST, FRANKLIN, IN 46131-2432
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2018	Deed of Trust, Mortgage · Conventional Mortgage HOME BANK SB
Nov 29, 2017	Deed of Trust, Mortgage · Conventional Mortgage HOME BANK SB
Jun 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK
Feb 22, 2017	Deed of Trust, Mortgage · ARM HOME BANK
Dec 11, 2009	Deed of Trust, Mortgage · Conventional Mortgage HEARTLAND COMMUNITY BANK
Feb 14, 2017	Quit Claim Deed, Transfer Quitclaim
Feb 13, 2017	Warranty Deed, Transfer
Feb 2, 2017	Warranty Deed, Transfer
Nov 18, 2016	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Jul 22, 2009	Warranty Deed, Transfer · FHA Mortgage HEARTLAND COMMUNITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 13, 2017
Deed Sale	Feb 13, 2017
Prior Sale	Feb 2, 2017
Deed Document Number	20173543
Last Transfer Date	Feb 14, 2017
Transfer Doc	2017003688
Record Updated	Oct 29, 2026

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSON IN
Property Address	49 W WAYNE ST, FRANKLIN, IN 46131-2432
Transaction Type	Mortgage
Record Updated	Jun 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2018012593
Date	Jun 14, 2018
Instrument	2018-012593

Lender

Name	HOME BANK SB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2048

Interest

Rate Type	Fixed Rate

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSON IN
Property Address	49 W WAYNE ST, FRANKLIN, IN 46131-2432
Transaction Type	Mortgage
Record Updated	Jun 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2017027693
Date	Nov 29, 2017
Instrument	2017-027693

Lender

Name	HOME BANK SB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSON IN
Property Address	49 W WAYNE ST, FRANKLIN, IN 46131-2432
Transaction Type	Mortgage
Record Updated	Jun 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2020014579
Date	Jun 10, 2020
Instrument	2020-014579

Lender

Name	UNION SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2050

Interest

Rate Type	Fixed Rate

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSON IN
Property Address	49 W WAYNE ST, FRANKLIN, IN 46131-2432
Transaction Type	Mortgage
Record Updated	Jun 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2017004196
Date	Feb 22, 2017
Instrument	2017-004196

Lender

Name	HOME BANK
Type	Bank
Address	MARTINSVILLE, IN 46151

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Mar 1, 2020
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	4.25%
Index	1-Year CMT
Max Rate	8.25%

December 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSON IN
Property Address	49 W WAYNE ST, FRANKLIN, IN 46131-2432
Transaction Type	Mortgage
Record Updated	Jun 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2009028126
Date	Dec 11, 2009
Instrument	2009-028126

Lender

Name	HEARTLAND COMMUNITY BANK
Address	FRANKLIN, IN 46131

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	346 Months
Due	Oct 1, 2038

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JOHNSON IN
Recording Date	Feb 14, 2017
Property Address	49 W WAYNE ST, FRANKLIN, IN 46131-2432
Document Number	2017003688
Instrument Date	Feb 14, 2017
Instrument	2017-003688
Transaction Type	Transfer
Record Updated	Jun 22, 2026

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1965 FOX MOOR TER, GREENWOOD, IN 46143-9275
Investor	Possibly a Property Investor

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSON IN
Recording Date	Feb 13, 2017
Property Address	49 W WAYNE ST, FRANKLIN, IN 46131-2432
Document Number	2017003543
Instrument Date	Jan 31, 2017
Instrument	2017-003543
Transaction Type	Transfer
Record Updated	Jun 22, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1965 FOX MOOR TER, GREENWOOD, IN 46143-9275
Investor	Possibly a Property Investor

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSON IN
Recording Date	Feb 2, 2017
Property Address	49 W WAYNE ST, FRANKLIN, IN 46131-2432
Document Number	2017002498
Instrument Date	Jan 31, 2017
Instrument	2017-002498
Transaction Type	Transfer
Record Updated	Jun 22, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1965 FOX MOOR TER, GREENWOOD, IN 46143-9275
Investor	Possibly a Property Investor

November 2016: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSON IN
Recording Date	Nov 18, 2016
Property Address	49 W WAYNE ST, FRANKLIN, IN 46131-2432
Document Number	2016027546
Map Reference	PL 1 PG 1
Instrument Date	Oct 20, 2016
Instrument	2016-027546
Transaction Type	Transfer
Record Updated	Jun 22, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1965 FOX MOOR TER, GREENWOOD, IN 46143-9275
Investor	Possibly a Property Investor

July 2009: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSON IN
Recording Date	Jul 22, 2009
Property Address	49 W WAYNE ST, FRANKLIN, IN 46131-2432
Document Number	2009017152
Map Reference	MB1 PG1
Instrument Date	Jul 15, 2009
Instrument	2009-017152
Transaction Type	Transfer
Record Updated	Jun 22, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49 W WAYNE ST, FRANKLIN, IN 46131-2432
Investor	Possibly a Property Investor

Mortgage

Document Number	2009017153
Date	Jul 22, 2009
Instrument	2009-017153

Lender

Name	HEARTLAND COMMUNITY BANK
Address	FRANKLIN, IN 46131

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2039

Tax Assessment & Valuation

Source: Johnson County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Johnson County
County Subdivision	Franklin Township
Municipality	Franklin City
Unified School District	Franklin Community School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,949.00 (-12.52%) Homeowner's exemption	$290,500 (+4.42%) Land $19,500 Building $271,000	$290,500 (+4.42%) Land $19,500 Building $271,000
2024	$3,371.00 (+8.99%)
2023	$3,093.00 (+8.18%) Homeowner's exemption	$278,200 (+9.27%) Land $20,000 Building $258,200	$278,200 (+9.27%) Land $20,000 Building $258,200
2022	$2,859.00 Homeowner's exemption	$254,600 Land $20,000 Building $234,600	$254,600 Land $20,000 Building $234,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	52 (1993–2017)
Claims Outside the SFHA	7 of 52
Most Recent Claim	Jul 2017 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, And Tornadoes, Jun 2008 · 45 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - JOHNSON COUNTY private · serves 86,813 people · EPA ID IN5241005
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

May also be available: JC Fiber, Verizon.

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