49 W Waldo Rd, Belfast, ME 04915 Property Records

Waldo County and Belfast City property record for 49 W Waldo Rd, Belfast, ME 04915

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 900 sqft · built 2006
Lot Size	2.8 acres (121,968 sqft)
Owner	2 Individual Names on File
Last Sale	$200,000 (May 2006)
Tax Bill	$6,413 (2025)
Deeds & Mortgages	Sep 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`BELF M:006 L:051-B`

Property Details

APN / Parcel Number

Primary APN	`BELF M:006 L:051-B`
Alternative APNs	`M:006 L:051=B` `3943`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	900 sqft Living Area

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Concrete
Roof Material	Metal
Lot Area	121,968 sqft (2.8 acres)

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	3943
Street Address	49 W WALDO RD
City	BELFAST
State	ME
Zip	04915-7625
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	PHOENIX RDG
Legal Lot Number	51-B
Jurisdiction	BELFAST ME
Township / Civil Division	BELFAST
Census Block Group	2
Census Block	2002
Census Tract	43000

Owner

49 W Waldo Rd is owned and occupied by two individuals who bought it in May 2006.

Source: Waldo County and Belfast City records, as of May 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	49 W WALDO RD, BELFAST, ME 04915-7625
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 16, 2006 · Amount on File
Deed Sale	May 16, 2006 · Amount on File
Deed Document Number	20065045
Deed Book / Page	2932 / 23
Record Updated	Sep 20, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELFAST ME
Property Address	49 W WALDO RD, BELFAST, ME 04915-7625
Document Number	0042110140
Instrument Date	Sep 25, 2017
Transaction Type	Mortgage
Record Updated	Aug 27, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	49 W WALDO RD BELFAST ME 049157625, BELFAST, ME 04915-7625

Mortgage

Document Number	0042110140
Date	Oct 6, 2017
Book Page	004211/000140
Instrument	9767

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount on Record
Term	180 Months
Due	Oct 5, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 49 W Waldo Rd was $6,413, up 6.6% from the year before.

Source: Waldo County and Belfast City assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Waldo County
Municipality	Belfast City
Unified School District	Regional School Unit 71 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$6,413.00 (+6.58%)	$392,500 (+0.46%) Land $65,400 Building $327,100
2024	$6,017.00 (+26.09%)	$390,700 (+64.57%) Land $65,400 Building $325,300
2023	$4,772.00 (-2.67%)	$237,400 (+3.62%) Land $52,200 Building $185,200
2022	$4,903.00	$229,100 Land $52,200 Building $176,900

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 49 W Waldo Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 49 W Waldo Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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