49 W Stephen Dr, Newark, DE 19713 Property Records

New Castle County property record for 49 W Stephen Dr, Newark, DE 19713

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,026 sqft · built 1955
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on File
Last Sale	$215,000 (May 2020)
Tax Bill	$2,775 (2025)
Deeds & Mortgages	Feb 2024 Line of Credit May 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-022.30-245`

Property Details

APN / Parcel Number

Primary APN	`09-022.30-245`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,026 sqft Living Area
1st Floor Area	1,026 sqft
Family Room	Family Room
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Split Level
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	111 ft deep x 80 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	49 W STEPHEN DR
City	NEWARK
State	DE
Zip	19713-1865
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NC6.5
Legal Subdivision	CHESTNUT HILL ESTS 2
Legal Block	2 9
Legal Lot Number	21
Jurisdiction	NEW CASTLE DE
Township / Civil Division	NEWARK
Census Block Group	1
Census Block	1012
Census Tract	14100

Owner

49 W Stephen Dr is owned and occupied by an individual who bought it in May 2020.

Source: New Castle County records, as of April 13, 2026

Owner of Record	Individual Name on File
Mailing Address	49 W STEPHEN DR, NEWARK, DE 19713-1865
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2024	Deed of Trust, Mortgage · Line of Credit JACKSON FLAGSTAR CENTRE OFFICE
May 19, 2020	Deed, Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 19, 2020 · Amount on File
Deed Sale	May 19, 2020 · Amount on File
Prior Sale	May 24, 2013 · Amount on File
Deed Document Number	202039502
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW CASTLE DE
Property Address	49 W STEPHEN DR, NEWARK, DE 19713-1865
Transaction Type	Mortgage
Record Updated	Mar 1, 2024
Title Company	BOSTON NATIONAL TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011120
Date	Feb 22, 2024
Instrument	20240222-0011120

Lender

Name	JACKSON FLAGSTAR CENTRE OFFICE
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	NEW CASTLE DE
Recording Date	May 19, 2020
Property Address	49 W STEPHEN DR, NEWARK, DE 19713-1865
Document Number	0000039502
Map Reference	MB 3 PG 68
Instrument Date	May 1, 2020
Instrument	20200519-0039502
Transaction Type	Transfer
Record Updated	Jul 27, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	49 W STEPHEN DR, NEWARK, DE 19713-1865

Mortgage

Document Number	0000039506
Date	May 19, 2020
Instrument	20200519-0039506

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 49 W Stephen Dr was $2,775.

Source: New Castle County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Delaware
County	New Castle County
Unified School District	Christina School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,775.00	$333,900 Land $63,100 Building $270,800
2024			$279,540
2023	$2,030.00	$47,900 Land $7,900 Building $40,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 49 W Stephen Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 49 W Stephen Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 87% of Delaware
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER DELAWARE, INC private · serves 100,495 people · EPA ID DE0000564
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 443 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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