49 W State St, Coldwater, MI 49036 Property Records

Branch County property record for 49 W State St, Coldwater, MI 49036

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,000 sqft · built 1972
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on Record
Last Sale	$170,000 (Aug 2022)
Tax Bill	$2,402 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Apr 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`303-000-000-134-00`

Property Details

APN / Parcel Number

Primary APN	`303-000-000-134-00`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,000 sqft Living Area
1st Floor Area	1,000 sqft
Basement Area	1,000 sqft
Unfinished Basement	1,000 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Ranch
Lot Area	13,068 sqft (0.3 acres)
Garage Area	864 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	49 W STATE ST
City	COLDWATER
State	MI
Zip	49036-1000
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 113 FAIRFIELD PARK ADD EXC S 100 FT
Legal Subdivision	FAIRFIELD PARK ADD
Legal Lot Number	113
Jurisdiction	BRANCH MI
Township / Civil Division	COLDWATER
Census Block Group	3
Census Block	3001
Census Tract	951500

Owner

Source: Branch County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	49 W STATE ST, COLDWATER, MI 49036-1000
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2022	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Apr 17, 2018	Warranty Deed, Transfer · Conventional Mortgage GREAT LAKES FEDERAL CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 2, 2022 · Amount on Record
Deed Sale	Aug 2, 2022 · Amount on Record
Prior Sale	Apr 17, 2018 · Amount on Record
Deed Document Number	20225320
Prior Transfer Date	Mar 17, 1995
Prior Transfer Doc	0641000112
Record Updated	Sep 20, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRANCH MI
Recording Date	Aug 2, 2022
Property Address	49 W STATE ST, COLDWATER, MI 49036-1000
Document Number	0202205320
Instrument Date	Jul 22, 2022
Instrument	2022-05320
Transaction Type	Transfer
Record Updated	Aug 17, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,275.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1600 S GRANT ST, 1600, BAY CITY, MI 48708-8064

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	448 SNOW PRAIRIE RD, BRONSON, MI 49028-9265

Mortgage

Document Number	0202205321
Date	Aug 2, 2022
Instrument	2022-05321

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2052

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRANCH MI
Recording Date	Apr 17, 2018
Property Address	49 W STATE ST, COLDWATER, MI 49036-1000
Document Number	201802677
Instrument Date	Apr 16, 2018
Instrument	2018-02677
Transaction Type	Transfer
Record Updated	Jun 8, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,006.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	97 BRANCH AVE, 97, COLDWATER, MI 49036-1460

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1600 S GRANT ST, BAY CITY, MI 48708-8064

Mortgage

Document Number	201802678
Date	Apr 17, 2018
Instrument	2018-02678

Lender

Name	GREAT LAKES FEDERAL CU
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2033

Tax Assessment & Valuation

Source: Branch County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Branch County
Municipality	Coldwater City
Unified School District	Coldwater Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$75,600 (+1.54%)	$151,200 (+1.54%)
2025	$2,402.00 (+3.67%)	$74,450	$148,900
2024	$2,317.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLDWATER serves 13,822 people · EPA ID MI0001500
Water Source	Groundwater
Last State Inspection	Oct 2021
Lead	9 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Coldwater Board of Public Utilities Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier.

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