49 W Main St, Munford, TN 38058 Property Records

Tipton County property record for 49 W Main St, Munford, TN 38058

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,084 sqft · built 1971
Lot Size0.224 acres (9,768 sqft)
OwnerIndividual Name on File
Last Sale$95,000 (Jul 2018)
Tax Bill$677 (2022)
Deeds & MortgagesDec 2023 Mortgage
Jul 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN084112D I 01200

Property Details

APN / Parcel Number

Primary APN084112D I 01200
Alternative APN
  • 112D I 01200

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,084 sqft Living Area
1st Floor Area1,084 sqft
FlooringCarpet
Interior WallsPaneling

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 1994
Exterior MaterialBrick
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area9,768 sqft (0.224 acres)
Lot Dimensions132 ft deep x 74 ft wide

Exterior Amenities

PorchOpen Porch
Porch Area24 sqft
Patio Area132 sqft
Utility Building80 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address49 W MAIN ST
CityMUNFORD
StateTN
Zip38058-6057
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDISTRICT: 06 DT72371 BK316 PG238, COUNTY AREA: S45
Legal SubdivisionWESTVIEW
Legal Lot Number3
JurisdictionTIPTON TN
Township / Civil Division5
Census Block Group1
Census Block1004
Census Tract40303

Owner

49 W Main St is owned and occupied by an individual who bought it in July 2018.

Source: Tipton County records, as of January 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address49 W MAIN ST, MUNFORD, TN 38058-6057
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 1, 2023Deed of Trust, Mortgage · Commercial Mortgage
THE BANK OF FAYETTE COUNTY
Jul 11, 2018Warranty Deed, Transfer · FHA Mortgage
COMMUNITY MORTGAGE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 11, 2018 · Amount on File
Deed SaleJul 11, 2018 · Amount on File
Prior SaleMar 18, 2011
Deed Document Number215235
Deed Book / Page1766 / 229
Record UpdatedJun 8, 2026

December 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTIPTON TN
Property Address49 W MAIN ST, MUNFORD, TN 38058-6057
Transaction TypeMortgage
Record UpdatedDec 13, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address49 W MAIN ST, MUNFORD, TN 38058-6057

Mortgage

Document Number0000202295
DateDec 1, 2023
Book Page2022/95
Instrument270906
Lender
NameTHE BANK OF FAYETTE COUNTY
TypeBank
AddressARLINGTON, TN 38002
Agreement
TypeCommercial Mortgage
AmountAmount on Record

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionTIPTON TN
Recording DateJul 11, 2018
Property Address49 W MAIN ST, MUNFORD, TN 38058-6057
Document Number0001766229
Book / Page1766 / 229
Instrument DateJul 9, 2018
Instrument215235
Transaction TypeTransfer
Record UpdatedJul 1, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address49 W MAIN ST, MUNFORD, TN 38058-6057

Mortgage

Document Number0001766231
DateJul 11, 2018
Book Page1766/231
Instrument215236
Lender
NameCOMMUNITY MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueAug 1, 2048

Tax Assessment & Valuation

Source: Tipton County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyTipton County
MunicipalityMunford City
Unified School DistrictTipton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$30,425 Land $3,900 Building $26,525
2023$30,150 (+42.89%) Land $3,900 Building $26,250
2022$677.00$21,100 Land $2,875 Building $18,225$84,400 Land $11,500 Building $72,900
2020$121,700 Land $15,600 Building $106,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 49 W Main St in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims7 (2010–2024)
Claims Outside the SFHA7 of 7
Most Recent ClaimApr 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 49 W Main St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMUNFORD WATER DEPT
serves 10,434 people · EPA ID TN0000490
Water SourceGroundwater
Last State InspectionAug 2025
Lead1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Right Fiber
Cable
2,000 / 75
Aeneas Communications
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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