49 W 108th St, Chicago, IL 60628 Property Records

Cook County property record for 49 W 108th St, Chicago, IL 60628

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,320 sqft · built 1908
Lot Size	0.086 acres (3,750 sqft)
Owner	Individual Name on File
Last Sale	$186,000 (Jan 2022)
Tax Bill	$635 (2023)
Deeds & Mortgages	May 2026 Mortgage Jan 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-16-410-003`

Property Details

APN / Parcel Number

Primary APN	`25-16-410-003`
Alternative APN	`25-16-410-003-0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,320 sqft Living Area

Exterior

Year Built	Built 1908
Effective Year Built	Effective 1910
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	3,750 sqft (0.086 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	49 W 108TH ST
City	CHICAGO
State	IL
Zip	60628-3446
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-3
Legal Description	WEST5 FT LOT33 E2 LOT41 S16 T37N R1 4E 3P
Legal Range	14E
Legal Township	37N
Legal Section	16
Legal Subdivision	SCHOOL TRUSTEES
Legal Lot Number	33
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	2
Census Block	2026
Census Tract	491000

Owner

Source: Cook County assessment roll, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	49 W 108TH ST, CHICAGO, IL 60628-3446
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 6, 2026	Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT
Jan 3, 2022	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 3, 2022 · Amount on Record
Deed Sale	Jan 3, 2022 · Amount on Record
Prior Sale	Sep 4, 2013 · Amount on Record
Deed Document Number	2022318012
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Recording Date	May 6, 2026
Property Address	49 W 108TH ST, CHICAGO, IL 60628-3446
Document Number	0000025168
Instrument Date	Apr 23, 2026
Instrument	202625168
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49 W 108TH ST, CHICAGO, IL 60628-3446

Mortgage

Document Number	0000025168,
Date	May 6, 2026
Instrument	202625168

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	308 Months
Due	Jan 1, 2052

Interest

Rate	6.38%
Max Rate	-1%

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Jan 3, 2022
Property Address	49 W 108TH ST, CHICAGO, IL 60628-3446
Document Number	0000318012
Instrument Date	Dec 27, 2021
Instrument	2200318012
Transaction Type	Transfer
Record Updated	Feb 2, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$186.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49 W 108TH ST, CHICAGO, IL 60628-3446

Mortgage

Document Number	0000318013
Date	Jan 3, 2022
Instrument	2200318013

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

Mortgage

Document Number	0000318014
Date	Jan 3, 2022
Instrument	2200318014

Lender

Name	ILLINOIS HOUSING DEVELOPMENT AUTHORITY
Type	Government Agency
Address	CHICAGO, IL 60601

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$7,800 (+16%) Land $2,250 Building $5,550	$78,000 (+16%) Land $22,500 Building $55,500
2023	$635.00 (+2.75%)
2022	$618.00 (+2.32%)	$3,000 (-) Land $1,500 Building $1,500	$30,000 (-) Land $15,000 Building $15,000
2021	$604.00	$3,000 Land $1,500 Building $1,500	$30,000 Land $15,000 Building $15,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 875 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Radiate Holdings Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: T-Mobile USA.

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