49 Virginia Dr, Monroe, MI 48162 Property Records

Monroe County property record for 49 Virginia Dr, Monroe, MI 48162

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 3,312 sqft · built 1971
Lot Size	0.42 acres (18,295 sqft)
Owner	2 Individual Names on File
Tax Bill	$6,651 (2025)
Deeds & Mortgages	Sep 2022 Mortgage Aug 2021 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`55-69-01534-005`

Property Details

APN / Parcel Number

Primary APN	`55-69-01534-005`
Alternative APN	`55 690 153 40`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	3,312 sqft Living Area
1st Floor Area	3,312 sqft
Basement Area	3,312 sqft
Unfinished Basement	3,312 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Exterior Material	Brick
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	18,295 sqft (0.42 acres)
Lot Dimensions	125 ft deep x 142 ft wide
Terrain	Rolling
Garage Area	659 sqft
Driveway	Driveway
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	256 sqft
Patio Area	160 sqft
Shed	1 Shed
Shed Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	49 VIRGINIA DR
City	MONROE
State	MI
Zip	48162-2446
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	COMM 127.62 FT S 56D 05.3M E FR INT S LI W ELM AVE & E LI N ROESSLER ST ;TH S 22D 16.7M W 158.87 FT; TH S 67D 43.3M E 124.00
Jurisdiction	MONROE MI
Township / Civil Division	MONROE
Census Block Group	1
Census Block	1009
Census Tract	831500

Owner

49 Virginia Dr is owned and occupied by two individuals who acquired it in September 2018.

Source: Monroe County records, as of September 3, 2026

Owner of Record	2 Individual Names on File
Mailing Address	49 VIRGINIA DR, MONROE, MI 48162-2446
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2022	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Aug 6, 2021	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Sep 25, 2019	Deed of Trust, Mortgage · FHA Mortgage MR COOPER
Oct 24, 2018	Intrafamily Transfer, Transfer · FHA Mortgage MAGNOLIA BANK INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Sep 21, 2018
Transfer Doc	0000019479
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	49 VIRGINIA DR, MONROE, MI 48162-2446
Transaction Type	Mortgage
Record Updated	Sep 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49 VIRGINIA DR, MONROE, MI 48162-2446

Mortgage

Document Number	0000017852
Date	Sep 8, 2022
Instrument	2022R17852

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2052

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	49 VIRGINIA DR, MONROE, MI 48162-2446
Transaction Type	Mortgage
Record Updated	Sep 6, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49 VIRGINIA DR, MONROE, MI 48162-2446

Mortgage

Document Number	2021R20768
Date	Aug 6, 2021
Instrument	2021R20768

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	300 Months
Due	Aug 1, 2046

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	49 VIRGINIA DR, MONROE, MI 48162-2446
Document Number	0000017538
Instrument Date	Sep 25, 2019
Transaction Type	Mortgage
Record Updated	Nov 1, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	49 VIRGINIA DR MONROE MI 481622446, MONROE, MI 48162-2446

Mortgage

Document Number	0000017538
Date	Oct 10, 2019
Instrument	17538

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 9, 2049

October 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE MI
Recording Date	Oct 24, 2018
Property Address	49 VIRGINIA DR, MONROE, MI 48162-2446
Document Number	2018R19478
Instrument Date	Sep 21, 2018
Instrument	2018R19478
Transaction Type	Transfer
Record Updated	Jul 13, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	915 W ELM AVE, 915, MONROE, MI 48162-2807

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49 VIRGINIA DR, MONROE, MI 48162-2446

Mortgage

Document Number	0000019479
Date	Oct 24, 2018
Instrument	2018R19479

Lender

Name	MAGNOLIA BANK INC
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 49 Virginia Dr was $6,651.

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
Municipality	Monroe City
Unified School District	Monroe Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$233,700 Land $233,700	$467,400 Land $467,400
2025	$6,651.00 Homeowner's exemption
2023	$5,829.00	$158,850	$317,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 49 Virginia Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	5 in force
Nearby Flood Claims	15 (1978–2023)
Claims Outside the SFHA	1 of 15
Most Recent Claim	Aug 2023 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 49 Virginia Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONROE serves 49,467 people · EPA ID MI0004450
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 341 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Mercury Fiber Fixed Wireless	150 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Spectrum, Verizon.

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