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49 Via Palacio, San Clemente, CA 92673 Property Records

Orange County property record for 49 Via Palacio, San Clemente, CA 92673 · Last verified November 2025

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,465 sqft · built 1998
Lot Size0.157 acres (6,861 sqft)
OwnerIndividual Name on File
Last Sale$893,000 (Oct 2019)
Tax Bill$9,800 (2025)
Deeds & MortgagesMar 2021 Mortgage
Oct 2019 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN688-271-53

Property Details

APN / Parcel Number

Primary APN688-271-53

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Building Area2,465 sqft Living Area

Exterior

Year BuiltBuilt 1998
Lot Area6,861 sqft (0.157 acres)
Garage Area430 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address49 VIA PALACIO
CitySAN CLEMENTE
StateCA
Zip92673-5686
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionN TR 15269 BLK LOT 15
Legal Subdivision15269
Legal Tract15269
Legal Lot Number15
JurisdictionORANGE CA
Township / Civil DivisionSOUTH COAST
Census Block Group1
Census Block1006
Census Tract42112

Owner

Source: Orange County records · APN 688-271-53

Assessment roll updated July 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address49 VIA PALACIO, SAN CLEMENTE, CA 92673-5686
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 30, 2021Deed of Trust, Mortgage · Conventional Mortgage
OCMBC INC
Oct 02, 2019Deed of Trust, Mortgage · Line of Credit
ALLIANT CU
Oct 07, 2019Grant Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 07, 2019 · Amount on Record
Deed SaleOct 07, 2019 · Amount on Record
Prior SaleFeb 22, 2013 · Amount on Record
Deed Document Number2019000389028
Record UpdatedJun 08, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE CA
Property Address49 VIA PALACIO, SAN CLEMENTE, CA 92673-5686
Transaction TypeMortgage
Record UpdatedApr 09, 2021
Title CompanyLAWYERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address49 VIA PALACIO, SAN CLEMENTE, CA 92673-5686

Mortgage

Document Number0000218143
DateMar 30, 2021
Instrument2021000218143
Lender
NameOCMBC INC
TypeMortgage Company
AddressIRVINE, CA 92612
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2051

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE CA
Property Address49 VIA PALACIO, SAN CLEMENTE, CA 92673-5686
Document Number0000389030
Instrument DateOct 02, 2019
Transaction TypeMortgage
Record UpdatedOct 16, 2019
Title CompanyWFG TITLE COMPANY/CA, WFG TITLE CO/CA

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address10 PAMPANA ST RANCHO MISSION VIEJO CA 926941817, RANCHO MISSION VIEJO, CA 92694-1817

Mortgage

Document Number0000389030
DateOct 07, 2019
Instrument389030
Lender
NameALLIANT CU
TypeCredit Union
AddressCHICAGO, IL 60666
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueOct 06, 2049
Interest
Rate TypeAdjustable Rate

October 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionORANGE CA
Recording DateOct 07, 2019
Property Address49 VIA PALACIO, SAN CLEMENTE, CA 92673-5686
Document Number0000389028
Map ReferenceMB 744 PG 23-25
Instrument DateSep 05, 2019
Instrument2019000389028
Transaction TypeTransfer
Record UpdatedSep 14, 2021
Title CompanyWFG NATIONAL TITLE CO OF CA

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address49 VIA PALACIO, SAN CLEMENTE, CA 92673-5686

Mortgage

Document Number0000389029
DateOct 07, 2019
Instrument2019000389029
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2049

Mortgage

Document Number0000389030
DateOct 07, 2019
Instrument2019000389030
Lender
NameALLIANT CU
TypeCredit Union
AddressCHICAGO, IL 60666
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated July 1, 2025 · Last verified November 2025

Property Jurisdictions

TypeName
StateCalifornia
CountyOrange County
MunicipalitySan Clemente City
Unified School DistrictCapistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$9,800.00 (+3.92%) Homeowner's exemption$976,624 (+4.04%) Land $657,573 Building $319,051
2023$9,430.00 (+1.96%) Homeowner's exemption$938,701 Land $632,038 Building $306,663
2022$9,249.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Orange County (06059C), updated September 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060590421121, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 152 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cox CommunicationsCable2,000 / 100
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Cox Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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