Hampden County and Wales Town property record for 49 Union Rd, Wales, MA 01081
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,215 sqft · built 1935 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $49,000 (Dec 1996) |
| Tax Bill | $2,897 (2026) |
| Deeds & Mortgages | Jul 2020 Refinance May 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 16044 |
| Primary APN | 16044 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 1,215 sqft Living Area |
| Gross Area | 1,681 sqft |
| Year Built | Built 1935 |
|---|---|
| Effective Year Built | Effective 1935 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,405 sqft (0.17 acres) |
| Heating System | Wood Furnace |
|---|---|
| Heating Fuel | Wood |
| Account Number | 16044 |
|---|---|
| Street Address | 49 UNION RD |
| City | WALES |
| State | MA |
| Zip | 01081-9600 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Block | 3060 |
| Legal Lot Number | 49-0 |
| Jurisdiction | WALES MA |
| Township / Civil Division | WALES |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 813801 |
Source: Hampden County and Wales Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 49 UNION RD, WALES, MA 01081-9600 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 13, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance COUNTRY BANK |
| May 18, 2021 | Deed of Trust, Mortgage · Line of Credit COUNTRY BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 16, 1996 · Amount on Record |
| Deed Sale | Dec 16, 1996 · Amount on Record |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALES MA |
| Property Address | 49 UNION RD, WALES, MA 01081-9600 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 023308-236 |
|---|---|
| Date | Jul 13, 2020 |
| Book Page | 23308/236 |
| Instrument | 37424 |
| Name | COUNTRY BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALES MA |
| Property Address | 49 UNION RD, WALES, MA 01081-9600 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 023888-170 |
|---|---|
| Date | May 18, 2021 |
| Book Page | 23888/170 |
| Instrument | 33971 |
| Name | COUNTRY BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Jun 1, 2046 |
| Rate Type | Adjustable Rate |
|---|
Source: Hampden County and Wales Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| County Subdivision | Wales Town |
| Secondary School District | Tantasqua School District (07 - 12) |
| Elementary School District | Wales School District (PK - 06) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,897.00 (+3.72%) | $205,000 (+5.83%) Land $40,600 Building $164,400 | $255,717 (-21.34%) |
| 2025 | $2,793.00 (+2.16%) | $193,700 (+4.65%) Land $38,300 Building $155,400 | $325,090 (+4.87%) |
| 2024 | $2,734.00 (+6.92%) | $185,100 (+23.48%) Land $36,500 Building $148,600 | $309,985 |
| 2023 | $2,557.00 | $149,900 Land $31,700 Building $118,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
May also be available: Verizon.
5G (outdoors only) and 4G LTE
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