49 Tracy Ave, Torrington, CT 06790 Property Records

Torrington City property record for 49 Tracy Ave, Torrington, CT 06790

Property Summary

Property TypeDuplex
Details4 bd · 2 ba · 1,670 sqft · built 1915
Lot Size0.29 acres (12,632 sqft)
OwnerIndividual Name on Record
Last Sale$165,000 (Jul 2021)
Tax Bill$5,839 (2026)
Deeds & MortgagesAug 2025 Mortgage
Mar 2024 Mortgage
+ 2 more
APN70194

Property Details

APN / Parcel Number

Primary APN70194
Alternative APNs
  • TORR M:115 B:020 L:018
  • 070194

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms10 Rooms
Units2 Units
Stories2 Stories
Building Area1,670 sqft Living Area
Gross Area3,206 sqft
Basement Area696 sqft
Unfinished Basement696 sqft

Exterior

Year BuiltBuilt 1915
Effective Year BuiltEffective 1915
Architectural StyleDuplex Single
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area12,632 sqft (0.29 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelOil
SewerSeptic

Location & Zoning

Account Number70194
Street Address49 TRACY AVE
CityTORRINGTON
StateCT
Zip06790-6932
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeR6
Legal Block20
Legal Lot Number18
JurisdictionTORRINGTON CT
Township / Civil DivisionTORRINGTON
Census Block Group2
Census Block2014
Census Tract310801

Owner

Source: Torrington City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address51 TRACY AVE, TORRINGTON, CT 06790-6932
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 1, 2025Deed of Trust, Mortgage · FHA Mortgage
SECRETARY HOUSING URBAN DEVELOPMENT
Mar 21, 2024Deed of Trust, Mortgage · FHA Mortgage
SECRETARY HOUSING URBAN DEVELOPMENT
Jul 29, 2021Warranty Deed, Transfer · FHA Mortgage
UMC MORTGAGE CO
Oct 2, 2017Quit Claim Deed, Transfer
FARMINGTON NATIONAL BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 29, 2021 · Amount on Record
Deed SaleJul 29, 2021 · Amount on Record
Prior SaleAug 1, 2003 · Amount on Record
Deed Document Number2021467789
Deed Book / Page1341 / 1009
Transfer Doc1255-234
Record UpdatedOct 29, 2026

August 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTORRINGTON CT
Property Address49 TRACY AVE, TORRINGTON, CT 06790-6932
Transaction TypeMortgage
Record UpdatedAug 20, 2025
Title CompanyNONE AVILABALE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001441-412
DateAug 1, 2025
Book Page1441/412
Instrument2025-502804
Lender
NameSECRETARY HOUSING URBAN DEVELOPMENT
TypeGovernment Agency
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term313 Months
DueSep 1, 2051

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTORRINGTON CT
Property Address49 TRACY AVE, TORRINGTON, CT 06790-6932
Transaction TypeMortgage
Record UpdatedApr 4, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001409-131
DateMar 21, 2024
Book Page1409/131
Instrument2024-490451
Lender
NameSECRETARY HOUSING URBAN DEVELOPMENT
TypeGovernment Agency
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term325 Months
DueApr 1, 2051

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionTORRINGTON CT
Recording DateJul 29, 2021
Property Address49 TRACY AVE, TORRINGTON, CT 06790-6932
Document Number1341-1009
Book / Page1341 / 1009
Instrument DateJul 28, 2021
Instrument2021-467789
Transaction TypeTransfer
Record UpdatedAug 19, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2021467790
DateJul 29, 2021
Instrument2021-467790
Lender
NameUMC MORTGAGE CO
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded

October 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionTORRINGTON CT
Recording DateOct 2, 2017
Property Address49 TRACY AVE, TORRINGTON, CT 06790-6932
Document Number1255-234
Book / Page1255 / 234
Transaction TypeTransfer
Record UpdatedMay 21, 2021

Transaction

Tax$31.65
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1255-236
DateOct 2, 2017
Book Page1255/236
Lender
NameFARMINGTON NATIONAL BANK
TypeBank
Agreement
AmountAmount Recorded
Term360 Months
DueOct 1, 2047

Tax Assessment & Valuation

Source: Torrington City assessment roll, as of June 25, 2026

Property Jurisdictions

TypeName
StateConnecticut
County Subdivision / MunicipalityTorrington City
Unified School DistrictTorrington School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,839.00 (-12.98%)$174,510 (-) Land $20,370 Building $154,140$293,721 (+140.45%)
2025$6,710.00$174,510 (+108.17%) Land $20,370 Building $154,140$122,157 Land $14,259 Building $107,898
2024$6,710.00 (+66.92%)
2023$4,020.00 (+1.72%)$83,830 (-) Land $20,370 Building $63,460
2022$3,952.00$83,830 Land $20,370 Building $63,460

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTORRINGTON WATER COMPANY
private · serves 37,915 people · EPA ID CT1430011
Water SourceSurface water
Last State InspectionOct 2025
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureTreatment report not submitted
Mar 2019
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Frontier
Fiber
7,000 / 7,000
Xfinity
Fiber
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20

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