49 Towne House Rd, Hamden, CT 06514 Property Records

Hamden Town property record for 49 Towne House Rd, Hamden, CT 06514

Property Summary

Property Type	Condominium
Details	1 bd · 1 ba · 542 sqft · built 1982
Owner	2 Individual Names on File
Last Sale	$118,000 (Sep 2023)
Tax Bill	$4,223 (2026)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Apr 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`HAMD M:2627 B:042 L:00-0049`

Property Details

APN / Parcel Number

Primary APN	`HAMD M:2627 B:042 L:00-0049`
Alternative APN	`M:2627 B:042 L:00=0049`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	542 sqft Living Area
1st Floor Area	542 sqft

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Condo/Apartment
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	49 TOWNE HOUSE RD
City	HAMDEN
State	CT
Zip	06514-2103
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R5
Legal Block	42
Legal Lot Number	0-49
Jurisdiction	HAMDEN CT
Township / Civil Division	HAMDEN
Census Block Group	3
Census Block	3012
Census Tract	165801

Owner

49 Towne House Rd, a condominium, is owned by two individuals who bought it in September 2023.

Source: Hamden Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	39 SPENCER DR, NEW ROCHELLE, NY 10801-3042
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 5, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage PLAZA HOME MORTGAGE INC
Apr 8, 2020	Deed of Trust, Mortgage · Line of Credit LIBERTY BK
Dec 18, 2018	Warranty Deed, Transfer · Conventional Mortgage ATLANTIC HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 5, 2023 · Amount on File
Deed Sale	Sep 5, 2023 · Amount on File
Prior Sale	Dec 18, 2018 · Amount on File
Deed Document Number	20234712
Deed Book / Page	5112 / 120
Record Updated	Oct 29, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMDEN CT
Recording Date	Sep 5, 2023
Property Address	49 TOWNE HOUSE RD, HAMDEN, CT 06514-2103
Document Number	005112-120
Book / Page	5112 / 120
Instrument Date	Sep 1, 2023
Instrument	4712
Transaction Type	Transfer
Record Updated	Sep 21, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000004713
Date	Sep 5, 2023
Instrument	4713

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMDEN CT
Property Address	49 TOWNE HOUSE RD, HAMDEN, CT 06514-2103
Document Number	4691-17
Instrument Date	Apr 8, 2020
Transaction Type	Mortgage
Record Updated	Jun 22, 2021
Title Company	UNKNOWN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49 TOWNE HOUSE RD #49 HAMDEN CT 065142103, 49, HAMDEN, CT 06514-2103

Mortgage

Document Number	4691-17
Date	Apr 16, 2020
Book Page	004691/000017

Lender

Name	LIBERTY BK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 15, 2050

Interest

Rate Type	Adjustable Rate

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMDEN CT
Recording Date	Dec 18, 2018
Property Address	49 TOWNE HOUSE RD, HAMDEN, CT 06514-2103
Document Number	4572-63
Book / Page	004572 / 000063
Instrument Date	Dec 18, 2018
Transaction Type	Transfer
Record Updated	Mar 8, 2019

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$48.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49 TOWNE HOUSE RD #49 HAMDEN CT 065142103, 49, HAMDEN, CT 06514-2103

Mortgage

Document Number	4572-45
Date	Dec 18, 2018
Book Page	004572/000045

Lender

Name	ATLANTIC HM LOANS
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 17, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 49 Towne House Rd was $4,223.

Source: Hamden Town assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Hamden Town
Unified School District	Hamden School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,223.00	$78,680 (-) Building $78,680	$137,755 (+150.12%)
2025		$78,680 (+86.4%) Building $78,680	$55,076 Building $55,076
2024	$4,082.00 (+73.92%)	$42,210 (-) Building $42,210
2023	$2,347.00	$42,210 Building $42,210

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 49 Towne House Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 49 Towne House Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL WATER AUTHORITY serves 418,900 people · EPA ID CT0930011
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Frontier.

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