Wakulla County property record for 49 Tower Rd, Panacea, FL 32346 · Last verified January 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2009 |
| Square Footage | 1,317 sqft Heated Area |
| Lot Size | 22,390 sqft (0.514 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $50,000 (2013) |
| Tax Bill | $1,074.00 (2025) |
| Primary APN | 26-5S-02W-320-03550-001 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,317 sqft Heated Area |
| Gross Area | 1,764 sqft Gross Area |
| Stories | 1 Stories |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2009 |
|---|---|
| Exterior Material | Fiber Cement Siding (Hardi-Board/Hardi-Plank) Exterior |
| Construction Type | Frame Construction |
| Foundation Type | Mat/Raft Foundation (Slab) Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Metal Roof |
| Lot Area | 22,390 sqft (0.514 acres) |
| Depth X Width | 200 ft x 112 ft Depth x Width |
| Driveway | 1 Driveway |
| Driveway Area | 216 sqft Driveway |
| Garage Type | Mixed Garage |
| Garage Area | 231 sqft Garage |
| Carport | Carport |
| Carport Area | 220 sqft Carport |
| Fence | Fence |
|---|---|
| Deck Area | 144 sqft Deck |
| Porch | Open Porch |
| Porch Area | 72 sqft Porch |
| Utility Building | 160 sqft Utility Building |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air Heating |
| Street Address | 49 TOWER RD |
|---|---|
| City | PANACEA |
| State | FL |
| Zip | 32346-2216 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | MAGNOLIA RIDGE UNIT III UNRECD LOT 1 OR 56 P 756 & OR 59 P 50 OR 67 P 480-492 OR 185 P 782 OR 485 P 756 OR 666 P 150 OR 889 P |
| Legal Range | 02W |
| Legal Township | 05S |
| Legal Section | 26 |
| Legal Subdivision | MAGNOLIA RDG |
| Legal Lot Number | 1 |
| Legal Unit | 3 |
| Jurisdiction | WAKULLA FL |
| Minor Civil Division | WEST WAKULLA |
| Census Blockgroup | 3 |
| Census Block | 3040 |
| Census Tract | 10102 |
Source: Wakulla County records · APN 26-5S-02W-320-03550-001
Assessment roll updated July 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 49 TOWER RD, PANACEA, FL 32346-2216 |
| Occupancy | Owner Occupied |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 02, 2013 · Amount on Record |
| Deed Sale | Dec 02, 2013 · Amount on Record |
| Prior Sale | Sep 25, 2012 · Amount on Record |
| Deed Doc Number | 319264 |
| Deed Book / Page | 0927 / 0806 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAKULLA FL |
| Property Address | 49 TOWER RD, PANACEA, FL 32346-2216 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2026 |
| Name | Verified Name |
|---|---|
| Address | 49 TOWER RD, PANACEA, FL 32346-2216 |
| Document Number | 0000399706 |
|---|---|
| Date | Dec 15, 2021 |
| Book Page | 1242/851 |
| Instrument | 399706 |
| Name | AMERICAN ADVISORS GROUP |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92612 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 963 Months |
| Due | Mar 29, 2102 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.8% |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Type Change Date | Jan 01, 2022 |
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Index | 1-Year CMT |
| Max Rate | 12.8% |
Source: Wakulla County records · Assessment roll updated July 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Wakulla County |
| Unified School District | Wakulla County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,074.00 (+6.97%) Homeowner's exemption Disabled Person's exemption Additional exemption filed | $119,598 (+2.9%) | $149,193 (+5.23%) Land $8,500 Building $140,693 |
| 2024 | $1,004.00 (+4.15%) Homeowner's exemption Disabled Person's exemption Additional exemption filed | $116,227 (+3%) | $141,781 (-1.33%) Land $5,000 Building $136,781 |
| 2023 | $964.00 (+7.35%) Homeowner's exemption Disabled Person's exemption Additional exemption filed | $112,842 (+3%) | $143,687 (+5.92%) Land $5,000 Building $138,687 |
| 2022 | $898.00 Homeowner's exemption Disabled Person's exemption Additional exemption filed | $109,555 | $135,653 Land $5,000 Building $130,653 |
Source: FEMA National Flood Hazard Layer, Wakulla County (12129C), updated July 21, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 18.0 ft |
| Wildfire Risk | Moderate above 61% of the US · above 35% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 746 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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