49 Thornapple Ct, Howard, OH 43028 Property Records

Knox County property record for 49 Thornapple Ct, Howard, OH 43028

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 2,724 sqft · built 2023
Lot Size	0.255 acres (11,108 sqft)
Owner	2 Individual Names on Record
Last Sale	$660,000 (May 2024)
Tax Bill	$8,848 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit May 2024 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`22-00427.000`

Property Details

APN / Parcel Number

Primary APN	`22-00427.000`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,724 sqft Living Area
1st Floor Area	1,524 sqft
Basement Area	1,524 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Vinyl
Lot Area	11,108 sqft (0.255 acres)
Lot Dimensions	171 ft deep x 65 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Gas

Location & Zoning

Street Address	49 THORNAPPLE CT
City	HOWARD
State	OH
Zip	43028-9423
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	APPLE VALLEY LOT #427
Legal Subdivision	APPLE VALLEY SECTION APPLE VALLEY
Legal Lot Number	427
Jurisdiction	KNOX OH
Township / Civil Division	HOWARD
Census Block Group	2
Census Block	2020
Census Tract	6801

Owner

Source: Knox County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	49 THORNAPPLE CT, HOWARD, OH 43028-9423
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2026	Deed of Trust, Mortgage · Line of Credit CAPITAL LENDING
May 6, 2024	Warranty Deed, Transfer · Conventional Mortgage HOWARD HANNA MORTGAGE SERVICES
Jan 26, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance PARK NATIONAL BANK
Jan 26, 2022	Warranty Deed, Transfer · Stand-Alone Refinance PARK NATIONAL BANK
Jun 25, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 6, 2024 · Amount on Record
Deed Sale	May 6, 2024 · Amount on Record
Prior Sale	Jun 25, 2021 · Amount on Record
Deed Document Number	20242821
Deed Book / Page	2018 / 782
Prior Transfer Date	Mar 14, 2011
Prior Transfer Doc	0000002091
Record Updated	Sep 20, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KNOX OH
Recording Date	Aug 6, 2026
Property Address	49 THORNAPPLE CT, HOWARD, OH 43028-9423
Document Number	0000006183
Book / Page	2143 / 342
Instrument Date	Jul 25, 2026
Instrument	20266183
Transaction Type	Mortgage
Record Updated	Aug 17, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman, 286
Address	49 THORNAPPLE CT, HOWARD, OH 43028-9423

Mortgage

Document Number	0000006183,
Date	Aug 6, 2026
Book Page	2143/342
Instrument	20266183

Lender

Name	CAPITAL LENDING

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 25, 2056

Interest

Rate	6.49%
Max Rate	-1%

May 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KNOX OH
Recording Date	May 6, 2024
Property Address	49 THORNAPPLE CT, HOWARD, OH 43028-9423
Document Number	0000002821
Book / Page	2018 / 782
Instrument Date	Apr 9, 2024
Instrument	202400002821
Transaction Type	Transfer
Record Updated	Apr 10, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1000 GAMMA DR, PITTSBURGH, PA 15238-2941

Mortgage

Document Number	0000002822
Date	May 6, 2024
Instrument	202400002822

Lender

Name	HOWARD HANNA MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2054

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KNOX OH
Property Address	49 THORNAPPLE CT, HOWARD, OH 43028-9423
Transaction Type	Mortgage
Record Updated	May 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000791
Date	Jan 26, 2022
Book Page	1904/530
Instrument	20220-00000791

Lender

Name	PARK NATIONAL BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KNOX OH
Recording Date	Jan 26, 2022
Property Address	49 THORNAPPLE CT, HOWARD, OH 43028-9423
Document Number	0000000789
Book / Page	1904 / 514
Instrument Date	Jan 20, 2022
Instrument	20220-00000789
Transaction Type	Transfer
Record Updated	Apr 10, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 288, MOUNT VERNON, OH 43050-0288

Mortgage

Document Number	0000000790
Date	Jan 26, 2022
Instrument	20220-00000790

Lender

Name	PARK NATIONAL BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	25 Months
Due	Feb 1, 2024

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KNOX OH
Recording Date	Jun 25, 2021
Property Address	49 THORNAPPLE CT, HOWARD, OH 43028-9423
Document Number	0000006468
Book / Page	1862 / 717
Instrument Date	Jun 18, 2021
Instrument	20210-00006468
Transaction Type	Transfer
Record Updated	Apr 10, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 288, MOUNT VERNON, OH 43050-0288

Tax Assessment & Valuation

Source: Knox County assessment roll, as of April 10, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Knox County
County Subdivision	Howard Township
Unified School District	East Knox Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026			$625,040 (+17.25%) Land $12,020 Building $613,020
2025	$8,848.00 (+16.16%)	$218,770 (+17.25%) Land $4,210 Building $214,560
2024	$7,617.00 (+7,085.85%)	$186,580 (+8,742.65%) Land $4,210 Building $182,370
2023	$106.00 (+13.98%)	$2,110 (+45.52%) Land $2,110	$533,080 (+12,745.3%) Land $12,020 Building $521,060
2022	$93.00	$1,450 Land $1,450
2020			$4,150 Land $4,150

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 7, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2010–2014)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KNOX COUNTY WATER AND WASTEWATER PWS private · serves 8,250 people · EPA ID OH4202012
Water Source	Groundwater
Last State Inspection	Nov 2022
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Mercury Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

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