Cranston City property record for 49 Thayer St, Providence, RI 02906
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4.5 ba · 2,847 sqft · built 1870 |
| Lot Size | 0.08 acres (3,495 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $870,000 (Sep 2020) |
| Tax Bill | $9,951 (2025) |
| Deeds & Mortgages | Sep 2020 Sale & Mortgage Jun 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | PROV M:16 L:518 |
| Primary APN | PROV M:16 L:518 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 13 Rooms |
| Stories | 2 Stories |
| Building Area | 2,847 sqft Living Area |
| Gross Area | 4,496 sqft |
| 1st Floor Area | 1,157 sqft |
| Attic | Attic |
| Attic Area | 533 sqft |
| Basement Area | 1,066 sqft |
| Unfinished Basement | 676 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1870 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Historical |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 3,495 sqft (0.08 acres) |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 11148 |
|---|---|
| Street Address | 49 THAYER ST |
| City | PROVIDENCE |
| State | RI |
| Zip | 02906-1045 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Lot Number | 518 |
| Jurisdiction | PROVIDENCE RI |
| Township / Civil Division | PROVIDENCE |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 3700 |
49 Thayer St is owned and occupied by two individuals who bought it in September 2020.
Source: Cranston City records, as of June 22, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 49 THAYER ST, PROVIDENCE, RI 02906-1045 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 15, 2020 | Warranty Deed, Transfer · Stand-Alone First Mortgage NAVIGANT CREDIT UNION |
| Jun 15, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BNC NAT'L BK |
| Jun 27, 2019 | Warranty Deed, Transfer · Stand-Alone First Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 15, 2020 · Amount on File |
| Deed Sale | Sep 15, 2020 · Amount on File |
| Prior Sale | Jun 27, 2019 · Amount on File |
| Deed Document Number | 2020264886 |
| Deed Book / Page | 12837 / 77 |
| Transfer Doc | 11058-81 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PROVIDENCE RI |
| Recording Date | Sep 15, 2020 |
| Property Address | 49 THAYER ST, PROVIDENCE, RI 02906-1045 |
| Document Number | 12837-77 |
| Book / Page | 12837 / 77 |
| Instrument Date | Sep 11, 2020 |
| Instrument | 2020264886 |
| Transaction Type | Transfer |
| Record Updated | Jun 4, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | THAYER ST, PROVIDENCE, RI |
| Document Number | 2020264887 |
|---|---|
| Date | Sep 15, 2020 |
| Instrument | 2020264887 |
| Name | NAVIGANT CREDIT UNION |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PROVIDENCE RI |
| Property Address | 49 THAYER ST, PROVIDENCE, RI 02906-1045 |
| Document Number | 12750-58 |
| Instrument Date | Jun 15, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 28, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 49 THAYER ST PROVIDENCE RI 029061045, PROVIDENCE, RI 02906-1045 |
| Document Number | 12750-58 |
|---|---|
| Date | Jun 19, 2020 |
| Book Page | 012750/000058 |
| Instrument | 258077 |
| Name | BNC NAT'L BK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 18, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PROVIDENCE RI |
| Recording Date | Jun 27, 2019 |
| Property Address | 49 THAYER ST, PROVIDENCE, RI 02906-1045 |
| Document Number | 12401-35 |
| Book / Page | 12401 / 35 |
| Instrument Date | Jun 26, 2019 |
| Instrument | 230292 |
| Transaction Type | Transfer |
| Record Updated | Jun 4, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 49 THAYER ST, PROVIDENCE, RI 02906-1045 |
| Document Number | 230293 |
|---|---|
| Date | Jun 27, 2019 |
| Instrument | 230293 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 49 Thayer St was $9,951.
Source: Cranston City assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| Municipality | Cranston City |
| Unified School District | Cranston School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $9,951.00 | $1,184,600 Land $536,600 Building $648,000 |
| 2023 | $16,796.00 (+3.09%) | $915,300 (-) Land $377,600 Building $537,700 |
| 2022 | $16,292.00 | $915,300 Land $377,600 Building $537,700 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 49 Thayer St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 49 Thayer St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PROVIDENCE-CITY OF serves 333,142 people · EPA ID RI1592024 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 394 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| Starlink Satellite | 280 / 30 |
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