49 Thaddeus St, Chicopee, MA 01020 Property Records

Hampden County and Chicopee City property record for 49 Thaddeus St, Chicopee, MA 01020

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,344 sqft · built 1915
Lot Size	0.266 acres (11,600 sqft)
Owner	Individual Name on File
Tax Bill	$4,225 (2026)
Deeds & Mortgages	May 2026 Second Mortgage Oct 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`255-00017`

Property Details

APN / Parcel Number

Primary APN	`255-00017`
Alternative APN	`CHIC M:0255 P:00017`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,344 sqft Living Area
Gross Area	2,120 sqft
1st Floor Area	1,128 sqft
Basement Area	384 sqft
Unfinished Basement	384 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,600 sqft (0.266 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Account Number	255-00017
Street Address	49 THADDEUS ST
City	CHICOPEE
State	MA
Zip	01020-1322
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	6
Jurisdiction	CHICOPEE MA
Township / Civil Division	CHICOPEE
Census Block Group	4
Census Block	4001
Census Tract	811000

Owner

49 Thaddeus St is owned and occupied by an individual.

Source: Hampden County and Chicopee City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	49 THADDEUS ST, CHICOPEE, MA 01020-1322
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 27, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage WESTFIELD BANK
Oct 30, 2023	Deed of Trust, Mortgage · Second Mortgage (Down Payment) WESTFIELD BANK FSB
Jan 20, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance WESTFIELD BANK FSB

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHICOPEE MA
Recording Date	May 27, 2026
Property Address	49 THADDEUS ST, CHICOPEE, MA 01020-1322
Document Number	026346-202
Book / Page	26346 / 202
Instrument Date	May 21, 2026
Instrument	202623361
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49 THADDEUS ST, CHICOPEE, MA 01020-1322

Mortgage

Document Number	0000023361,
Date	May 27, 2026
Book Page	26346/202
Instrument	202623361

Lender

Name	WESTFIELD BANK

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jun 1, 2036

Interest

Rate	6.23%
Max Rate	-1%

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHICOPEE MA
Property Address	49 THADDEUS ST, CHICOPEE, MA 01020-1322
Transaction Type	Mortgage
Record Updated	Nov 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	025208-217
Date	Oct 30, 2023
Book Page	25208/217
Instrument	51457

Lender

Name	WESTFIELD BANK FSB
Type	Bank

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	61 Months
Due	Nov 1, 2028

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHICOPEE MA
Property Address	49 THADDEUS ST, CHICOPEE, MA 01020-1322
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	23661-127
Date	Jan 20, 2021
Book Page	23661/127
Instrument	4388

Lender

Name	WESTFIELD BANK FSB
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2036

Tax Assessment & Valuation

The 2026 property tax bill for 49 Thaddeus St was $4,225, up 8.1% from the year before.

Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Chicopee City
Unified School District	Chicopee School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,225.00 (+8.11%)	$277,200 (+7.53%) Land $122,800 Building $154,400	$275,306 (+2.8%)
2025	$3,908.00 (+5.22%)	$257,800 (+2.46%) Land $111,600 Building $146,200	$267,805
2024	$3,714.00 (+7.84%)	$251,600 (+10.69%) Land $109,400 Building $142,200
2023	$3,444.00	$227,300 Land $99,400 Building $127,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 49 Thaddeus St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 49 Thaddeus St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICOPEE WATER DEPT (MWRA) serves 55,560 people · EPA ID MA1061000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 398 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Crossroads Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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