49 Ter Park, Reading, MA 01867 Property Records

Middlesex County and Reading Town property record for 49 Ter Park, Reading, MA 01867

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,281 sqft · built 1980
Lot Size	0.859 acres (37,401 sqft)
Owner	2 Company Names on Record
Last Sale	$625,000 (Dec 2014)
Tax Bill	$11,838 (2026)
Deeds & Mortgages	Mar 2021 Refinance Dec 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`READ M:045.0-0000-0102.0`

Property Details

APN / Parcel Number

Primary APN	`READ M:045.0-0000-0102.0`
Alternative APNs	`M:045.0=0000=0102.0` `2080000000430` `2080000000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,281 sqft Living Area
Gross Area	3,620 sqft
Basement Area	440 sqft
Unfinished Basement	440 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1985
Architectural Style	Contemporary
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	37,401 sqft (0.859 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	2080000000430
Street Address	49 TERRACE PARK
City	READING
State	MA
Zip	01867-1047
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	S20
Jurisdiction	READING MA
Township / Civil Division	READING
Census Block Group	3
Census Block	3008
Census Tract	334300

Owner

Source: Middlesex County and Reading Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	49 TERRACE PARK, READING, MA 01867-1047
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance LEADER BANK NA
Dec 26, 2017	Deed of Trust, Mortgage CAPE COD COOPERATIVE BANK
Mar 20, 2019	Deed of Trust, Mortgage · Line of Credit CORNERSTONE BANK
Apr 14, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance CAPE COD COOPERATIVE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 5, 2014 · Amount on Record
Deed Sale	Dec 5, 2014 · Amount on Record
Prior Sale	Sep 16, 2009 · Amount on Record
Deed Book / Page	64617 / 534
Last Transfer Date	Jul 9, 2025
Transfer Doc	084404-481
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	READING MA
Property Address	49 TERRACE PARK, READING, MA 01867-1047
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	077314-140
Date	Mar 24, 2021
Book Page	77314/140
Instrument	65346

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2041

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	READING MA
Property Address	49 TERRACE PARK, READING, MA 01867-1047
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	70436-401
Date	Dec 26, 2017
Book Page	70436/401
Instrument	208882

Lender

Name	CAPE COD COOPERATIVE BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Dec 1, 2032

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	READING MA
Property Address	49 TERRACE PARK, READING, MA 01867-1047
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	72355-422
Date	Mar 20, 2019
Book Page	72355/422
Instrument	34262

Lender

Name	CORNERSTONE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2039

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	READING MA
Property Address	49 TERRACE PARK, READING, MA 01867-1047
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	74464-453
Date	Apr 14, 2020
Book Page	74464/453
Instrument	54861

Lender

Name	CAPE COD COOPERATIVE BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

Tax Assessment & Valuation

Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Reading Town
Unified School District	Reading School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,838.00 (+0.93%)	$1,080,100 (+4.88%) Land $667,500 Building $412,600	$1,062,965 (-0.66%)
2025	$11,729.00 (-1.22%)	$1,029,800 (+1.65%) Land $636,400 Building $393,400	$1,070,080 (-3.02%)
2024	$11,874.00 (+6.26%)	$1,013,100 (+14.15%) Land $626,100 Building $387,000	$1,103,425
2023	$11,174.00	$887,500 Land $548,500 Building $339,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING WATER DEPARTMENT (MWRA) serves 26,262 people · EPA ID MA3246000
Water Source	Purchased surface water from MWRA
Last State Inspection	Nov 2023
Lead	8 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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