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49 Surf Dr, Saint Augustine, FL 32080 Property Records

St. Johns County property record for 49 Surf Dr, Saint Augustine, FL 32080 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2001
Square Footage1,830 sqft Living Area
Lot Size7,405 sqft (0.17 acres)
OccupancyOwner Occupied
Last Sale$469,000 (2017)
Tax Bill$5,110.00 (2025)

Property Details

APN / Parcel Number

Primary APN175400-0000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures11 Plumbing Fixtures
Building Area1,830 sqft Living Area
Gross Area2,682 sqft Gross Area
1st Floor1,830 sqft 1st Floor
Stories1 Stories
Primary FlooringCeramic Tile Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 2001
Exterior MaterialStucco Exterior
Construction TypeWood Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area7,405 sqft (0.17 acres)
Depth X Width115 ft x 70 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area468 sqft Garage
Pool Area180 sqft Pool
Patio Area210 sqft Patio
Porch Area405 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address49 SURF DR
CitySAINT AUGUSTINE
StateFL
Zip32080-7413
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description8/94 ST AUGUSTINE BY THE SEA LOT 72 OR4456/1715 & 5926/1952(L/E)
Legal Range30E
Legal Township08S
Legal Section10
Legal SubdivisionST. AUGUSTINE BY-THE-SEA
Legal Block2
Legal Lot Number72
JurisdictionST JOHNS FL
Minor Civil DivisionST. AUGUSTINE
Census Blockgroup2
Census Block2003
Census Tract21403

Owner

Source: St. Johns County records · APN 175400-0000

Assessment roll updated April 13, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address49 SURF DR, SAINT AUGUSTINE, FL 32080-7413
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingLife Estate

Deeds, Mortgages & Sale History

DateDocument
Jul 08, 2026Deed of Trust, Mortgage · Line of Credit
LEAD BANK
Apr 04, 2024Intrafamily Transfer, Transfer
ATTORNEY ONLY, ATTORNEY
Nov 09, 2020Deed of Trust, Mortgage · Conventional Mortgage
HOMESTAR FINANCIAL CORP
Dec 26, 2018Deed of Trust, Mortgage · Line of Credit
VYSTAR CU
Nov 01, 2017Warranty Deed, Transfer · Conventional Mortgage
FBC MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 01, 2017 · Amount on Record
Deed SaleNov 01, 2017 · Amount on Record
Prior SaleJan 23, 2012 · Amount on Record
Deed Doc Number201774049
Deed Book / Page4456 / 1715
Last Transfer DateApr 04, 2024
Transfer Doc0059261952
Record RefreshedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Recording DateJul 08, 2026
Property Address49 SURF DR, SAINT AUGUSTINE, FL 32080-7413
Document Number0000058010
Book / Page6397 / 271
Instrument DateJun 30, 2026
Instrument202658010
Transaction TypeMortgage
Record UpdatedJul 17, 2026
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate, 156
Address49 SURF DR, SAINT AUGUSTINE, FL 32080-7413

Mortgage

Document Number0000058010,
DateJul 08, 2026
Book Page6397/271
Instrument202658010
Lender
NameLEAD BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJun 30, 2056
Interest
Rate6.48%
Max Rate-1%

April 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionST JOHNS FL
Recording DateApr 04, 2024
Property Address49 SURF DR, SAINT AUGUSTINE, FL 32080-7413
Document Number0059261952
Book / Page5926 / 1952
Map ReferenceMB 8 PG 94
Instrument DateApr 04, 2024
Instrument2024025287
Transaction TypeTransfer
Record UpdatedApr 17, 2024
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address49 SURF DR, SAINT AUGUSTINE, FL 32080-7413

Transferred To (Grantee/Buyer)

NameVerified Name
Address49 SURF DR, SAINT AUGUSTINE, FL 32080-7413

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address49 SURF DR, SAINT AUGUSTINE, FL 32080-7413
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address49 SURF DR, SAINT AUGUSTINE, FL 32080-7413

Mortgage

Document Number0050940368
DateNov 09, 2020
Book Page5094/368
Instrument2020100972
Lender
NameHOMESTAR FINANCIAL CORP
TypeMortgage Company
AddressGAINESVILLE, GA 30501
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 01, 2050

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address49 SURF DR, SAINT AUGUSTINE, FL 32080-7413
Document Number0046680305
Instrument DateDec 26, 2018
Transaction TypeMortgage
Record UpdatedFeb 01, 2019
Title CompanyVYSTAR TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name
Address49 SURF DR ST AUGUSTINE FL 320807413, ST AUGUSTINE, FL 32080-7413

Mortgage

Document Number0046680305
DateJan 16, 2019
Book Page004668/000305
Instrument3508
Lender
NameVYSTAR CU
TypeCredit Union
AddressJACKSONVILLE, FL 32210
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueJan 15, 2029
Interest
Rate TypeAdjustable Rate

November 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateNov 01, 2017
Property Address49 SURF DR, SAINT AUGUSTINE, FL 32080-7413
Document Number0044561715
Book / Page4456 / 1715
Map ReferenceMB8 PG94
Instrument DateOct 25, 2017
Instrument2017074049
Transaction TypeTransfer
Record UpdatedAug 31, 2021
Title CompanyOLDE TOWNE TITLE & GUARANTY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address713 OCEAN GATE LN, SAINT AUGUSTINE, FL 32080-8740

Mortgage

Document Number2017074050
DateNov 01, 2017
Instrument2017074050
Lender
NameFBC MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 01, 2047

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$402,548 (+2.7%)$802,860 (+1.13%) Land $330,000 Building $472,860
2025$5,110.00 (+12.18%) Homeowner's exemption$391,965 (+5.99%)$793,879 (+16.33%) Land $330,000 Building $463,879
2024$4,555.00 (+1.95%)
2023$4,468.00 (+2.81%) Homeowner's exemption$369,823 (+3%)$682,446 (+22.4%) Land $325,000 Building $357,446
2022$4,346.00 Homeowner's exemption$359,051$557,549 Land $291,200 Building $266,349

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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