Cabarrus County property record for 49 Sumner Ave NW, Concord, NC 28027
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,930 sqft · built 1961 |
| Lot Size | 0.587 acres (25,560 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $305,000 (Sep 2023) |
| Tax Bill | $1,363 (2023) |
| Deeds & Mortgages | Sep 2023 Sale & Mortgage Apr 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 5620 16 0262 |
| Primary APN | 5620 16 0262 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,930 sqft Living Area |
| Gross Area | 2,322 sqft |
| 1st Floor Area | 1,930 sqft |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 25,560 sqft (0.587 acres) |
| Lot Dimensions | 213 ft deep x 120 ft wide |
| Garage Type | Carport |
| Garage Area | 286 sqft |
| Carport | Carport |
| Carport Area | 286 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 800 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 70 sqft |
| Storage Building | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 165373 |
|---|---|
| Street Address | 49 SUMNER AVE NW |
| City | CONCORD |
| State | NC |
| Zip | 28027-6133 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RV |
| Legal Description | LTS 20-23 TUCKER HEIGHTS |
| Legal Subdivision | FIRST ASSEMBLY CHURCH |
| Legal Lot Number | 20-23 |
| Jurisdiction | CABARRUS NC |
| Township / Civil Division | 2, POPLAR TENT |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 41901 |
Source: Cabarrus County records, as of August 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 49 SUMNER AVE NW, CONCORD, NC 28027-6133 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Sep 18, 2023 | Warranty Deed, Transfer · VA Mortgage MOVEMENT MORTGAGE |
| Apr 5, 2021 | Warranty Deed, Transfer · ARM STATE EMPLOYEES CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 18, 2023 · Amount on Record |
| Deed Sale | Sep 18, 2023 · Amount on Record |
| Prior Sale | Apr 5, 2021 · Amount on Record |
| Deed Document Number | 202319383 |
| Deed Book / Page | 16650 / 327 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Sep 18, 2023 |
| Property Address | 49 SUMNER AVE NW, CONCORD, NC 28027-6133 |
| Document Number | 0016650327 |
| Book / Page | 16650 / 327 |
| Map Reference | MB 8 PG 16 |
| Instrument Date | Sep 18, 2023 |
| Transaction Type | Transfer |
| Record Updated | Sep 27, 2023 |
| Title Company | INTEGRA TITLE SERVICES LLC, INTEGRATED TITLE SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $610.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10423 W SATMOHERRY ROAD, CHENEY, WA 99004 |
| Name | Verified Name |
|---|---|
| Address | 49 SUMNER AVE NW, CONCORD, NC 28027-6133 |
| Document Number | 0166500332 |
|---|---|
| Date | Sep 18, 2023 |
| Instrument | 16650-0332 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Apr 5, 2021 |
| Property Address | 49 SUMNER AVE NW, CONCORD, NC 28027-6133 |
| Document Number | 0015063218 |
| Book / Page | 15063 / 218 |
| Map Reference | MB 8 PG 16 |
| Instrument Date | Mar 22, 2021 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $260.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 101 WATER OAK LN, 101, STANFIELD, NC 28163-7685 |
| Name | Verified Name |
|---|---|
| Address | 49 SUMNER AVE NW, CONCORD, NC 28027-6133 |
| Document Number | 0015063221 |
|---|---|
| Date | Apr 5, 2021 |
| Instrument | 15063/221 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | May 1, 2026 |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 5.75% |
| Index | 5-Year CMT |
| Max Rate | 9.75% |
Source: Cabarrus County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Municipality | Concord City |
| Unified School District | Cabarrus County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $291,280 (+155.26%) Land $45,000 Building $246,280 | ||
| 2024 | $291,280 (+155.26%) Land $45,000 Building $246,280 | ||
| 2023 | $1,363.00 | $114,110 Land $24,000 Building $90,110 | $114,110 Land $24,000 Building $90,110 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 1, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CONCORD serves 120,771 people · EPA ID NC0113010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Apr 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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