Washington County property record for 49 Summit Ave, Hagerstown, MD 21740
| Property Type | Office Building |
|---|---|
| Details | 4,725 sqft · built 1900 |
| Lot Size | 0.039 acres (1,688 sqft) |
| Owner | Company Name on File |
| Last Sale | $265,000 (Jan 2025) |
| Tax Bill | $2,875 (2026) |
| Deeds & Mortgages | Sep 2025 Line of Credit Nov 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-027651 |
| Primary APN | 03-027651 |
|---|---|
| Alternative APN |
|
| Units | 7 Units |
|---|---|
| Stories | 3 Stories |
| Building Area | 4,725 sqft Total Area |
| 1st Floor Area | 4,725 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Construction Type | Brick |
| Fire Resistance | Masonry Walls, Wood Interior |
| Lot Area | 1,688 sqft (0.039 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 027651 |
|---|---|
| Street Address | 49 SUMMIT AVE |
| City | HAGERSTOWN |
| State | MD |
| Zip | 21740-5516 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Office Building |
| Local Zoning Code | CCMU |
| Legal Description | LOT 1 0.039 ACRES 49 SUMMIT AVE |
| Legal Lot Number | 1 |
| Jurisdiction | WASHINGTON MD |
| Township / Civil Division | 3, HAGERSTOWN |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 400 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Hagerstown Historic District listed 1994 · 1,997 contributing resources · NRIS 93001551 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
49 Summit Ave, a commercial property, is owned by a company that bought it in January 2025.
Source: Washington County records, as of October 20, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 17503 MATRIC CT, HAGERSTOWN, MD 21740-2049 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 18, 2025 | Deed of Trust, Mortgage · Line of Credit TRI-COUNTY COUNCIL FOR WESTERN MARYLAND |
| Nov 19, 2019 | Deed of Trust, Mortgage BANK OF CHARLESTOWN |
| Jul 31, 2019 | Deed of Trust, Mortgage BANK OF CHARLESTOWN |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 17, 2025 · Amount on File |
| Deed Sale | Jan 17, 2025 · Amount on File |
| Prior Sale | Jan 13, 2000 · Amount on File |
| Deed Book / Page | 7610 / 114 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Property Address | 49 SUMMIT AVE, HAGERSTOWN, MD 21740-5516 |
| Transaction Type | Mortgage |
| Record Updated | Oct 1, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0077630378 |
|---|---|
| Date | Sep 18, 2025 |
| Book Page | 7763/378 |
| Name | TRI-COUNTY COUNCIL FOR WESTERN MARYLAND |
|---|---|
| Type | Non-Lending Institution |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Property Address | 49 SUMMIT AVE, HAGERSTOWN, MD 21740-5516 |
| Document Number | 0061180355 |
| Instrument Date | Nov 19, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 6, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 49 SUMMIT AVE HAGERSTOWN MD 217405516, HAGERSTOWN, MD 21740-5516 |
| Document Number | 0061180355 |
|---|---|
| Date | Nov 22, 2019 |
| Book Page | 006118/000355 |
| Name | BANK OF CHARLESTOWN |
|---|---|
| Type | Bank |
| Address | CHARLES TOWN, WV 25414 |
| Amount | Amount on Record |
|---|---|
| Term | 120 Months |
| Due | Nov 21, 2029 |
| Rate | 5.1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Property Address | 49 SUMMIT AVE, HAGERSTOWN, MD 21740-5516 |
| Document Number | 0060360357 |
| Instrument Date | Jul 31, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 49 SUMMIT AVE HAGERSTOWN MD 217405516, HAGERSTOWN, MD 21740-5516 |
| Document Number | 0060360357 |
|---|---|
| Date | Aug 7, 2019 |
| Book Page | 006036/000357 |
| Name | BANK OF CHARLESTOWN |
|---|---|
| Type | Bank |
| Address | CHARLES TOWN, WV 25414 |
| Amount | Amount on Record |
|---|---|
| Term | 60 Months |
| Due | Aug 6, 2024 |
| Rate | 4.65% |
|---|
The 2026 property tax bill for 49 Summit Ave was $2,875, up 8% from the year before.
Source: Washington County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Washington County |
| Municipality | Hagerstown City |
| Unified School District | Washington County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,875.00 (+7.96%) | $315,633 (+7.98%) | $362,300 (+23.95%) Land $50,000 Building $312,300 |
| 2025 | $2,663.00 (+0.08%) | $292,300 Land $50,000 Building $242,300 | $292,300 Land $50,000 Building $242,300 |
| 2024 | $2,661.00 (-0.37%) | ||
| 2023 | $2,671.00 | $291,967 | $292,300 Land $50,000 Building $242,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 49 Summit Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective August 14, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Feb 1979 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 49 Summit Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HAGERSTOWN serves 92,200 people · EPA ID MD0210010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 372 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Antietam Cable Fiber · Cable | 2,300 / 2,300 |
| Xfinity Fiber | 2,000 / 2,000 |
| Point Broadband Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
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