49 Stetson Ave, Swampscott, MA 01907 Property Records

Essex County and Swampscott Town property record for 49 Stetson Ave, Swampscott, MA 01907

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,459 sqft · built 1905
Lot Size	0.111 acres (4,844 sqft)
Owner	2 Individual Names on File
Last Sale	$550,000 (Aug 2019)
Tax Bill	$9,002 (2026)
Deeds & Mortgages	Aug 2019 Sale & Mortgage May 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`SWAM M:0005 B:0166 L:0`

Property Details

APN / Parcel Number

Primary APN	`SWAM M:0005 B:0166 L:0`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,459 sqft Living Area
Gross Area	2,524 sqft
Basement Area	819 sqft
Unfinished Basement	819 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1905
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,844 sqft (0.111 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	49 STETSON AVE
City	SWAMPSCOTT
State	MA
Zip	01907-1122
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A3
Legal Subdivision	STETSON LAND CO
Legal Block	166
Jurisdiction	SWAMPSCOTT MA
Township / Civil Division	SWAMPSCOTT
Census Block Group	1
Census Block	1007
Census Tract	202104

Owner

49 Stetson Ave is owned and occupied by two individuals who bought it in August 2019.

Source: Essex County and Swampscott Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	49 STETSON AVE, SWAMPSCOTT, MA 01907-1122
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 8, 2019	Quit Claim Deed, Transfer · Stand-Alone First Mortgage ENVISION BANK
May 15, 2019	Deed of Trust, Mortgage · Line of Credit MASS BAY CU
Apr 7, 2017	Quit Claim Deed, Transfer · Conventional Mortgage ROCKLAND TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 8, 2019 · Amount on File
Deed Sale	Aug 8, 2019 · Amount on File
Prior Sale	Apr 7, 2017 · Amount on File
Deed Document Number	201920190808001200
Deed Book / Page	37737 / 271
Record Updated	Oct 29, 2026

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SWAMPSCOTT MA
Recording Date	Aug 8, 2019
Property Address	49 STETSON AVE, SWAMPSCOTT, MA 01907-1122
Document Number	37737-271
Book / Page	37737 / 271
Instrument Date	Aug 8, 2019
Instrument	20190808001200
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49 STETSON AVE, SWAMPSCOTT, MA 01907-1122

Mortgage

Document Number	190808001210
Date	Aug 8, 2019
Instrument	190808001210

Lender

Name	ENVISION BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SWAMPSCOTT MA
Property Address	49 STETSON AVE, SWAMPSCOTT, MA 01907-1122
Document Number	37523-486
Instrument Date	May 15, 2019
Transaction Type	Mortgage
Record Updated	Jun 4, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	49 STETSON AVE SWAMPSCOTT MA 019071122, SWAMPSCOTT, MA 01907-1122

Mortgage

Document Number	37523-486
Date	May 21, 2019
Book Page	037523/000486
Instrument	1905212140

Lender

Name	MASS BAY CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	May 20, 2044

Interest

Rate Type	Adjustable Rate

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SWAMPSCOTT MA
Recording Date	Apr 7, 2017
Property Address	49 STETSON AVE, SWAMPSCOTT, MA 01907-1122
Document Number	35785-98
Book / Page	035785 / 000098
Instrument Date	Mar 30, 2017
Instrument	1704070303
Transaction Type	Transfer
Record Updated	Apr 25, 2017

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,074.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	49 STETSON AVE SWAMPSCOTT MA 019071122, SWAMPSCOTT, MA 01907-1122

Mortgage

Document Number	35785-100
Date	Apr 7, 2017
Book Page	035785/000100
Instrument	1704070304

Lender

Name	ROCKLAND TR

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 6, 2047

Interest

Rate	3.49%

Tax Assessment & Valuation

The 2026 property tax bill for 49 Stetson Ave was $9,002, up 7.8% from the year before.

Source: Essex County and Swampscott Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Swampscott Town
Unified School District	Swampscott School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,002.00 (+7.83%)	$750,200 (+3.08%) Land $274,500 Building $475,700	$821,720 (+22.12%)
2025	$8,348.00	$727,800 Land $274,500 Building $453,300	$672,885
2023	$7,469.00	$636,200 Land $237,600 Building $398,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 49 Stetson Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 49 Stetson Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SWAMPSCOTT WATER DEPT. (MWRA) serves 15,300 people · EPA ID MA3291000
Water Source	Purchased surface water from MWRA
Last State Inspection	Mar 2026
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 734 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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