49 State St, Albany, NY 12207 Property Records

Albany County and Albany City property record for 49 State St, Albany, NY 12207

Property Summary

Property Type	Parking Lot
Lot Size	0.163 acres (7,104 sqft)
Owner	Company Name on Record
Last Sale	$6,400,000 (Jan 2020)
Tax Bill	$6,285 (2026)
Deeds & Mortgages	Jan 2020 Mortgage Jan 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`010100 76.42-2-6`

Property Details

APN / Parcel Number

Primary APN	`010100 76.42-2-6`
Alternative APNs	`010007604200020060000000` `07604200020060000000`

Exterior

Lot Area	7,104 sqft (0.163 acres)
Lot Dimensions	148 ft deep x 48 ft wide

Utilities, Heating & Cooling

Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	07604200020060000000
Street Address	49 STATE ST
City	ALBANY
State	NY
Zip	12207
Property Category	Commercial
Property Type	Commercial > Retail > Parking Lot
Local Zoning Code	C3
Legal Description	VACANT -P- 0501312
Legal Block	2
Legal Lot Number	6.000
Jurisdiction	ALBANY NY
Township / Civil Division	ALBANY
Census Block Group	1
Census Block	1086
Census Tract	1100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Downtown Albany Historic District (Boundary Increase/Decrease) listed 2022 · 4 contributing resources · NRIS 80002579

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Albany County and Albany City records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	318 W ADAMS ST, 2000, CHICAGO, IL 60606-5148
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2020	Deed of Trust, Mortgage WINTRUST BK
Jan 8, 2020	Deed of Trust, Mortgage WINTRUST BK
Jan 22, 2020	Bargain and Sale Deed, Transfer · Commercial Mortgage WINTRUST BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 22, 2020 · Amount on Record
Deed Sale	Jan 22, 2020 · Amount on Record
Deed Document Number	20201753
Last Transfer Date	May 30, 2024
Transfer Doc	0000009512
Record Updated	Oct 29, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	49 STATE ST, ALBANY, NY 12207
Document Number	0000001755
Instrument Date	Jan 8, 2020
Transaction Type	Mortgage
Record Updated	Feb 28, 2020
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO NC

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	318 W ADAMS ST #2000 CHICAGO IL 606065148, 2000, CHICAGO, IL 60606-5148

Mortgage

Document Number	0000001755
Date	Jan 22, 2020
Instrument	1755

Lender

Name	WINTRUST BK
Address	231 S LA SALLE ST # 2ND, CHICAGO, IL 60604-1426

Agreement

Amount	Amount Recorded
Term	36 Months
Due	Jan 21, 2023

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	49 STATE ST, ALBANY, NY 12207
Document Number	0000001756
Instrument Date	Jan 8, 2020
Transaction Type	Mortgage
Record Updated	Feb 28, 2020
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO NC

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	318 W ADAMS ST #2000 CHICAGO IL 606065148, 2000, CHICAGO, IL 60606-5148

Mortgage

Document Number	0000001756
Date	Jan 22, 2020
Instrument	1756

Lender

Name	WINTRUST BK
Address	231 S LA SALLE ST # 2ND, CHICAGO, IL 60604-1426

Agreement

Amount	Amount Recorded
Term	24 Months
Due	Jan 21, 2022

January 2020: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ALBANY NY
Recording Date	Jan 22, 2020
Property Address	49 STATE ST, ALBANY, NY 12207
Document Number	0000001753
Instrument Date	Jan 8, 2020
Instrument	R2020-01753
Transaction Type	Transfer
Record Updated	Aug 19, 2022
Title Company	FIRST AMER TTL INS CO NCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$25,600.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	18 PRIMROSE LN, 18, ALBANY, NY 12211-1361

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	318 W ADAMS ST STE 2000, 2000, CHICAGO, IL 60606-5148

Mortgage

Document Number	0000001754
Date	Jan 22, 2020
Instrument	R2020-01754

Lender

Name	WINTRUST BANK NA
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	42 Months
Due	Jul 8, 2023

Tax Assessment & Valuation

Source: Albany County and Albany City assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
Municipality	Albany City
Unified School District	Albany City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,285.00 (+4.78%)
2025	$5,998.00 (-14.06%)	$164,500 (+21.85%) Land $109,000 Building $55,500	$171,354 (-10.1%) Land $113,542 Building $57,812
2023		$135,000 (-) Land $75,300 Building $59,700	$190,597 (+12.55%) Land $106,311 Building $84,286
2022		$135,000 Land $75,300 Building $59,700	$169,343 Land $94,456 Building $74,887
2021	$6,979.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	14 (1979–2023)
Claims Outside the SFHA	1 of 14
Most Recent Claim	Dec 2023 · rainfall accumulation
Claims by Event	Hurricane Irene, Aug 2011 · 4 claims Severe Storms And Flooding, Jan 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALBANY CITY serves 98,000 people · EPA ID NY0100189
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	13 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Hudson Valley Wireless Fixed Wireless	200 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Massivemesh Networks, Verizon.

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