Hampden County and Palmer Town City property record for 49 Springfield St, Three Rivers, MA 01080 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,445 sqft · built 1880 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $239,000 (Feb 2021) |
| Tax Bill | $5,303 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit Mar 2024 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | PALM M:70 B:172 |
| Primary APN | PALM M:70 B:172 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,445 sqft Living Area |
| Gross Area | 3,326 sqft |
| 1st Floor Area | 1,137 sqft |
| Attic | Attic |
| Attic Area | 266 sqft |
| Basement Area | 882 sqft |
| Unfinished Basement | 882 sqft |
| Year Built | Built 1880 |
|---|---|
| Effective Year Built | Effective 1880 |
| Architectural Style | Conventional |
| Exterior Material | Asbestos |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 13,068 sqft (0.3 acres) |
| Deck Area | Deck Area |
| Heating System | Steam |
|---|---|
| Heating Fuel | Oil |
| Street Address | 49 SPRINGFIELD ST |
|---|---|
| City | THREE RIVERS |
| State | MA |
| Zip | 01080-1227 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 172 |
| Jurisdiction | PALMER MA |
| Township / Civil Division | PALMER TOWN |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 810300 |
Source: Hampden County and Palmer Town City records · APN PALM M:70 B:172
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 49 SPRINGFIELD ST, THREE RIVERS, MA 01080-1227 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 13, 2026 | Deed of Trust, Mortgage · Line of Credit COUNTRY BANK |
| Mar 25, 2024 | Deed of Trust, Mortgage · Line of Credit COUNTRY BANK |
| Aug 31, 2021 | Deed of Trust, Mortgage · Line of Credit COUNTRY BANK |
| Feb 16, 2021 | Warranty Deed, Transfer · Stand-Alone First Mortgage COUNTRY BANK |
| Oct 02, 2020 | Warranty Deed, Transfer · Stand-Alone First Mortgage PINNACLE FINANCIAL SERVICES LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 16, 2021 · Amount on Record |
| Deed Sale | Feb 16, 2021 · Amount on Record |
| Prior Sale | Oct 02, 2020 · Amount on Record |
| Deed Document Number | 202110717 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PALMER MA |
| Recording Date | Jul 13, 2026 |
| Property Address | 49 SPRINGFIELD ST, THREE RIVERS, MA 01080-1227 |
| Document Number | 0000032434 |
| Book / Page | 26414 / 72 |
| Instrument Date | Jul 08, 2026 |
| Instrument | 202632434 |
| Transaction Type | Mortgage |
| Record Updated | Aug 05, 2026 |
| Name | Verified Name |
|---|---|
| Address | 49 SPRINGFIELD ST, THREE RIVERS, MA 01080-1227 |
| Document Number | 0000032434, |
|---|---|
| Date | Jul 13, 2026 |
| Book Page | 26414/72 |
| Instrument | 202632434 |
| Name | COUNTRY BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Aug 01, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.52% |
| Initial Type | Adjustable Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PALMER MA |
| Property Address | 49 SPRINGFIELD ST, THREE RIVERS, MA 01080-1227 |
| Transaction Type | Mortgage |
| Record Updated | Apr 12, 2024 |
| Name | Verified Name |
|---|
| Document Number | 025360-204 |
|---|---|
| Date | Mar 25, 2024 |
| Book Page | 25360/204 |
| Instrument | 12385 |
| Name | COUNTRY BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Apr 01, 2049 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PALMER MA |
| Property Address | 49 SPRINGFIELD ST, THREE RIVERS, MA 01080-1227 |
| Transaction Type | Mortgage |
| Record Updated | Sep 17, 2021 |
| Name | Verified Name |
|---|
| Document Number | 24091-432 |
|---|---|
| Date | Aug 31, 2021 |
| Book Page | 24091/432 |
| Instrument | 61101 |
| Name | COUNTRY BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Sep 01, 2046 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PALMER MA |
| Recording Date | Feb 16, 2021 |
| Property Address | 49 SPRINGFIELD ST, THREE RIVERS, MA 01080-1227 |
| Document Number | 23711-378 |
| Book / Page | 23711 / 378 |
| Instrument Date | Feb 12, 2021 |
| Instrument | 10717 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 49 SPRING ST, PALMER, MA 01069 |
| Document Number | 10718 |
|---|---|
| Date | Feb 16, 2021 |
| Instrument | 10718 |
| Name | COUNTRY BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PALMER MA |
| Recording Date | Oct 02, 2020 |
| Property Address | 49 SPRINGFIELD ST, THREE RIVERS, MA 01080-1227 |
| Document Number | 23455-393 |
| Book / Page | 23455 / 393 |
| Instrument Date | Sep 30, 2020 |
| Instrument | 56629 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 56630 |
|---|---|
| Date | Oct 02, 2020 |
| Instrument | 56630 |
| Name | PINNACLE FINANCIAL SERVICES LLC |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Hampden County and Palmer Town City records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | Palmer Town City |
| Unified School District | Palmer School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,303.00 (+6.32%) | $290,900 (+9.98%) Land $61,900 Building $229,000 | $265,810 (-4.08%) |
| 2024 | $4,988.00 (+3.04%) | $264,500 (+7.74%) Land $56,200 Building $208,300 | $277,115 |
| 2023 | $4,841.00 | $245,500 Land $56,200 Building $189,300 |
Source: FEMA National Flood Hazard Layer, Hampden County (25013C), updated June 7, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250138103002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low above 20% of the US · above 58% of Massachusetts |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 236 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 250 |
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