49 Spelt Dr, Clayton, DE 19938 Property Records

Kent County property record for 49 Spelt Dr, Clayton, DE 19938

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,026 sqft · built 2021
Lot Size	0.08 acres (3,485 sqft)
Owner	Individual Name on Record
Last Sale	$231,457 (Jun 2021)
Tax Bill	$1,255 (2026)
Deeds & Mortgages	Mar 2020 Line of Credit Jun 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1-04-018.07-05-31.00-000`

Property Details

APN / Parcel Number

Primary APN	`1-04-018.07-05-31.00-000`
Alternative APNs	`105060` `111505`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	3 Stories
Building Area	2,026 sqft Living Area

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Townhouse
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	3,485 sqft (0.08 acres)
Lot Dimensions	105 ft deep x 25.8 ft wide
Garage Type	Finished
Garage Area	294 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Account Number	111505
Street Address	49 SPELT DR
City	CLAYTON
State	DE
Zip	19938-7778
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	GRAIN MILL STATION LOT #31 49 SPELT DR
Legal Subdivision	GRAIN MILL STATION
Legal Lot Number	31
Jurisdiction	KENT DE
Township / Civil Division	SMYRNA
Census Block Group	1
Census Block	1050
Census Tract	40201

Owner

Source: Kent County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	49 SPELT DR, CLAYTON, DE 19938-7778
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2020	Deed of Trust, Mortgage · Line of Credit ARTISANS BANK
Jun 2, 2021	Deed, Subdivision Related Transfer · Conventional Mortgage EMBRACE HOME LOANS INC
Jun 1, 2018	Intrafamily Transfer, Transfer · Line of Credit ARTISANS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 2, 2021 · Amount on Record
Deed Sale	Jun 2, 2021 · Amount on Record
Deed Document Number	2021419966
Deed Book / Page	11110 / 197
Prior Transfer Date	May 30, 2018
Prior Transfer Doc	0000341650
Record Updated	Oct 29, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT DE
Property Address	49 SPELT DR, CLAYTON, DE 19938-7778
Transaction Type	Mortgage
Record Updated	Sep 6, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000381273
Date	Mar 4, 2020
Book Page	10066/88
Instrument	2020-381273

Lender

Name	ARTISANS BANK
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Line of Credit
Amount	Amount Recorded

June 2021: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	KENT DE
Recording Date	Jun 2, 2021
Property Address	49 SPELT DR, CLAYTON, DE 19938-7778
Document Number	0000419966
Book / Page	11110 / 197
Map Reference	MB 111 PG 7
Instrument Date	May 5, 2021
Instrument	2021-419966
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 6, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	200 WESTON DR, DOVER, DE 19904-2786

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	49 SPELT DR, CLAYTON, DE 19938-7778

Mortgage

Document Number	0000419967
Date	Jun 2, 2021
Instrument	2021-419967

Lender

Name	EMBRACE HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	119 Months
Due	May 1, 2031

June 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KENT DE
Recording Date	Jun 1, 2018
Property Address	49 SPELT DR, CLAYTON, DE 19938-7778
Document Number	0000341650
Book / Page	9142 / 107
Map Reference	MB111 PG7
Instrument Date	May 30, 2018
Instrument	2018-341650
Transaction Type	Transfer
Record Updated	Sep 6, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	200 WESTON DR, 200, DOVER, DE 19904-2786

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	200 WESTON DR, DOVER, DE 19904-2786

Mortgage

Document Number	0000341652
Date	Jun 1, 2018
Instrument	2018-341652

Lender

Name	ARTISANS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Kent County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Delaware
County	Kent County
Municipality	Clayton Town
Unified School District	Smyrna School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$1,255.00 (+1.37%)	$295,300 (+537.8%) Land $38,400 Building $256,900
2025	$1,238.00 (+0.65%)
2023	$1,230.00	$46,300 Land $3,200 Building $43,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 47% of Delaware
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARTESIAN NORTHERN KENT REGIONAL private · serves 7,014 people · EPA ID DE00A0673
Water Source	Groundwater
Last State Inspection	Nov 2024
Also Mapped Here	SMYRNA WATER DEPARTMENT
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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