Amador County property record for 49 Spanish St, Sutter Creek, CA 95685
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,430 sqft · built 1944 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $859 (2025) |
| Deeds & Mortgages | Jan 2024 Mortgage Sep 2020 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 018-152-005-000 |
| Primary APN | 018-152-005-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 3 Rooms |
| Building Area | 1,430 sqft Living Area |
| Year Built | Built 1944 |
|---|---|
| Effective Year Built | Effective 1944 |
| Construction Type | Wood |
| Lot Area | 10,454 sqft (0.24 acres) |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Floor/Wall Furnace |
|---|---|
| Sewer | Connected |
| Street Address | 49 SPANISH ST |
|---|---|
| City | SUTTER CREEK |
| State | CA |
| Zip | 95685-9547 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NC |
| Legal Description | POR LOT 3; LOT 4 BLK 16 |
| Legal Subdivision | SUTTER CREEK |
| Legal Block | 16 |
| Legal Lot Number | 3,4 |
| Jurisdiction | AMADOR CA |
| Township / Civil Division | IONE |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 303 |
49 Spanish St is held in a trust since September 2020.
Source: Amador County records, as of August 4, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | PO BOX 152, SUTTER CREEK, CA 95685-0152 |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 18, 2024 | Deed of Trust, Mortgage · Commercial Mortgage THE LOREN EDWARD LEMONS TRUST OF 2022 |
| Sep 15, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Sep 9, 2020 |
| Transfer Doc | 0000008006 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | AMADOR CA |
| Property Address | 49 SPANISH ST, SUTTER CREEK, CA 95685-9547 |
| Transaction Type | Mortgage |
| Record Updated | Jan 30, 2024 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 152, SUTTER CREEK, CA 95685-0152 |
| Document Number | 0000000367 |
|---|---|
| Date | Jan 18, 2024 |
| Instrument | 2024-0000367 |
| Name | THE LOREN EDWARD LEMONS TRUST OF 2022 |
|---|---|
| Type | Private Party |
| Address | 2 VISTA CT, SUTTER CREEK, CA 95685 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | AMADOR CA |
| Recording Date | Sep 15, 2020 |
| Property Address | 49 SPANISH ST, SUTTER CREEK, CA 95685-9547 |
| Document Number | 0000008007 |
| Instrument Date | Sep 15, 2020 |
| Instrument | 8007 |
| Transaction Type | Transfer |
| Record Updated | Sep 23, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | PO BOX 152 SUTTER CREEK CA 956850152, SUTTER CREEK, CA 95685-0152 |
The 2025 property tax bill for 49 Spanish St was $859.
Source: Amador County assessment roll, as of July 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Amador County |
| Municipality | Sutter Creek City |
| Unified School District | Amador County Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $86,678 (+2%) Land $12,486 Building $74,192 | ||
| 2025 | $859.00 | $84,980 Land $12,242 Building $72,738 | |
| 2024 | $544,590 | ||
| 2023 | $826.00 (+1.85%) | $81,681 Land $11,767 Building $69,914 | |
| 2022 | $811.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 49 Spanish St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 9 (1980–2022) |
| Claims Outside the SFHA | 2 of 9 |
| Most Recent Claim | Dec 2022 · Severe Winter Storms, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 49 Spanish St is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · lower than 66% of California |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AWA, TANNER serves 4,940 people · EPA ID CA0310003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
May also be available: Cal.net, Verizon.
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