49 Somerset Ter, Bedford, TX 76022 Property Records

Tarrant County property record for 49 Somerset Ter, Bedford, TX 76022

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,218 sqft · built 1960
Lot Size	0.167 acres (7,261 sqft)
Owner	Individual Name on File
Last Sale	$144,300 (Sep 2016)
Tax Bill	$5,109 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Nov 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`40470-8-7`

Property Details

APN / Parcel Number

Primary APN	`40470-8-7`
Alternative APN	`02960370`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,218 sqft Living Area

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1975
Exterior Material	Brick Veneer
Construction Type	Brick
Roof Type	Gable
Lot Area	7,261 sqft (0.167 acres)
Garage Area	455 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	02960370
Street Address	49 SOMERSET TER
City	BEDFORD
State	TX
Zip	76022-6540
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STONEGATE ADDITION-BEDFORD BLOCK 8 LOT 7
Legal Subdivision	STONEGATE ADDITION-BEDFORD
Legal Block	8
Legal Lot Number	7
Jurisdiction	TARRANT TX
Township / Civil Division	NORTHEAST TARRANT
Census Block Group	2
Census Block	2003
Census Tract	113607

Owner

49 Somerset Ter is owned and occupied by an individual who bought it in September 2016.

Source: Tarrant County records, as of June 2, 2026

Owner of Record	Individual Name on File
Mailing Address	49 SOMERSET TER, BEDFORD, TX 76022-6540
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Nov 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 14, 2016 · Amount on File
Deed Sale	Sep 14, 2016 · Amount on File
Prior Sale	Sep 25, 2006 · Amount on File
Deed Document Number	2016214697
Prior Transfer Date	Sep 12, 2016
Prior Transfer Doc	0000214697
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TARRANT TX
Property Address	49 SOMERSET TER, BEDFORD, TX 76022-6540
Transaction Type	Mortgage
Record Updated	Jan 28, 2022
Title Company	ALLEGIANCE TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000203057
Date	Aug 18, 2020
Instrument	D220203057

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TARRANT TX
Property Address	49 SOMERSET TER, BEDFORD, TX 76022-6540
Transaction Type	Mortgage
Record Updated	Jan 28, 2022
Title Company	FIRST TEXAS TITLE, FAIR TEXAS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000345858
Date	Nov 29, 2021
Instrument	D221345858

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 49 Somerset Ter was $5,109, up 3.7% from the year before.

Source: Tarrant County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Bedford City
County	Tarrant County
Unified School District	Hurst-Euless-Bedford Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,109.00 (+3.69%)	$253,103 Land $65,000 Building $188,103	$253,103 Land $65,000 Building $188,103
2024	$4,927.00 (+7.69%)
2023	$4,575.00 (+5.61%)	$238,544 Land $45,000 Building $193,544	$238,544 Land $45,000 Building $193,544
2022	$4,332.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 49 Somerset Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 49 Somerset Ter is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BEDFORD serves 49,941 people · EPA ID TX2200003
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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