49 Skinner Dr, Putnam, IL 61560 Property Records

Putnam County property record for 49 Skinner Dr, Putnam, IL 61560

Property Summary

Property Type	Single Family Home
Lot Size	0.431 acres (18,786 sqft)
Owner	Individual Name on Record
Last Sale	$122,500 (Dec 2009)
Tax Bill	$3,445 (2025)
Deeds & Mortgages	Oct 2023 Second Mortgage Jul 2020 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`03-00-031-210`

Property Details

APN / Parcel Number

Primary APN	`03-00-031-210`

Exterior

Lot Area	18,786 sqft (0.431 acres)

Location & Zoning

Street Address	49 SKINNER DR
City	PUTNAM
State	IL
Zip	61560-9720
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKE THUNDERBIRD HILLS LOT 53
Legal Subdivision	LAKE THUNDERBIRD HILLS
Legal Lot Number	53
Jurisdiction	PUTNAM IL
Township / Civil Division	SENACHWINE
Census Block Group	2
Census Block	2007
Census Tract	954600

Owner

Source: Putnam County records, as of June 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1325 S MAIN ST, FOND DU LAC, WI 54935-6114
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage GREENSTATE CU
Jul 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage THE AMERICAN COMMERCIAL BANK & TRUST
Nov 10, 2022	Quit Claim Deed, Transfer · Conventional Mortgage THE AMERICAN COMMERCIAL BANK & TRUST
Sep 4, 2018	Warranty Deed, Transfer · Conventional Mortgage PERL MORTGAGE INC
Oct 30, 2017	Quit Claim Deed, Transfer BANK OF FARMINGTON
Jun 8, 2017	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Feb 27, 2017	Special Warranty Deed, Transfer
Feb 27, 2017	Special Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 4, 2009 · Amount on Record
Deed Sale	Dec 4, 2009 · Amount on Record
Prior Sale	Jul 22, 2005 · Amount on Record
Deed Document Number	20091338
Record Updated	Sep 20, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM IL
Property Address	49 SKINNER DR, PUTNAM, IL 61560-9720
Transaction Type	Mortgage
Record Updated	Jan 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000230820
Date	Oct 30, 2023
Instrument	23-0820

Lender

Name	GREENSTATE CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 15, 2038

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM IL
Property Address	49 SKINNER DR, PUTNAM, IL 61560-9720
Transaction Type	Mortgage
Record Updated	Jan 2, 2026
Title Company	WHEATLAND TITLE, WHEATLAND TITLE GUARANTY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000130/969
Date	Jul 6, 2020
Book Page	130/969
Instrument	20-0609

Lender

Name	THE AMERICAN COMMERCIAL BANK & TRUST
Type	Bank
Address	OTTAWA, IL 61350

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2035

Interest

Rate	2.5%

November 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PUTNAM IL
Recording Date	Nov 10, 2022
Property Address	49 SKINNER DR, PUTNAM, IL 61560-9720
Document Number	0000220977
Map Reference	MB 3 PG 156
Instrument Date	Oct 8, 2022
Instrument	22-0977
Transaction Type	Transfer
Record Updated	Jan 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	266 CHATSWORTH AVE, SUGAR GROVE, IL 60554-9475

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49 SKINNER DR, PUTNAM, IL 61560-9720

Mortgage

Document Number	0000220978
Date	Nov 10, 2022
Instrument	22-0978

Lender

Name	THE AMERICAN COMMERCIAL BANK & TRUST
Type	Bank
Address	OTTAWA, IL 61350

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2052

Interest

Rate	5.37%

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM IL
Recording Date	Sep 4, 2018
Property Address	49 SKINNER DR, PUTNAM, IL 61560-9720
Document Number	00127/1984
Book / Page	127 / 1984
Map Reference	MB 3 PG 156
Instrument Date	Aug 24, 2018
Instrument	18-0764
Transaction Type	Transfer
Record Updated	Dec 30, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$85.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	1385 CRIMSON LN, YORKVILLE, IL 60560-3073

Mortgage

Document Number	0000180765
Date	Sep 4, 2018
Instrument	18-0765

Lender

Name	PERL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 1, 2038

Interest

Rate	5.25%

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PUTNAM IL
Recording Date	Oct 30, 2017
Property Address	49 SKINNER DR, PUTNAM, IL 61560-9720
Document Number	000126/929
Book / Page	126 / 929
Map Reference	MB 3 PG 156
Instrument Date	Oct 27, 2017
Instrument	17-0909
Transaction Type	Transfer
Record Updated	Dec 30, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5355 HALF ROUND RD, OSWEGO, IL 60543-8005

Mortgage

Document Number	0000180011
Date	Oct 30, 2017
Instrument	18-0011

Lender

Name	BANK OF FARMINGTON
Type	Bank

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Nov 16, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Change Frequency	Annually
Index	1-Year CMT

June 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PUTNAM IL
Recording Date	Jun 8, 2017
Property Address	49 SKINNER DR, PUTNAM, IL 61560-9720
Document Number	00125/2319
Book / Page	125 / 2319
Map Reference	MB 3 PG 156
Instrument Date	Jun 6, 2017
Instrument	17-0490
Transaction Type	Transfer
Record Updated	Dec 30, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5355 HALF ROUND RD, OSWEGO, IL 60543-8005

February 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	WASHINGTON IL
Recording Date	Feb 27, 2017
Property Address	49 SKINNER DR, PUTNAM, IL 61560-9720
Document Number	125/710
Book / Page	125 / 710
Instrument Date	Feb 17, 2017
Instrument	17-0156
Transaction Type	Transfer
Record Updated	Jun 21, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 650043, DALLAS, TX 75265-0043

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5355 HALF ROUND RD, OSWEGO, IL 60543-8005

February 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	PUTNAM IL
Recording Date	Feb 27, 2017
Property Address	49 SKINNER DR, PUTNAM, IL 61560-9720
Document Number	000125/710
Book / Page	125 / 710
Map Reference	MB 3 PG 156
Instrument Date	Feb 17, 2017
Instrument	17-0156
Transaction Type	Transfer
Record Updated	Dec 30, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$57.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 650043, DALLAS, TX 75265-0043

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5355 HALF ROUND RD, OSWEGO, IL 60543-8005

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of June 18, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Putnam County
County Subdivision	Senachwine Township
Unified School District	Henry-Senachwine Consolidated Unit School District 5 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,445.00 (+9.82%)	$44,206 (+15.01%) Land $2,406 Building $41,800	$132,618 (+15.01%) Land $7,218 Building $125,400
2024	$3,137.00 (+21.45%)	$38,438 (+14.29%) Land $2,092 Building $36,346	$115,314 (+14.29%) Land $6,276 Building $109,038
2023	$2,583.00	$33,632 Land $1,831 Building $31,801	$100,896 Land $5,493 Building $95,403

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	50 (1982–2020)
Claims Outside the SFHA	8 of 50
Most Recent Claim	May 2020 · river or lake flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Frontier DSL	10 / 1

Cell Coverage

5G and 4G LTE (outdoors only)

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