49 Simmons Dr, Constantia, NY 13044 Property Records

Oswego County and Constantia Town property record for 49 Simmons Dr, Constantia, NY 13044

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,599 sqft · built 1984
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$324,000 (Apr 2021)
Tax Bill	$10,801 (2026)
Deeds & Mortgages	Apr 2021 Sale & Mortgage Mar 2020 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`352689 278.00-01-04`

Property Details

APN / Parcel Number

Primary APN	`352689 278.00-01-04`
Alternative APN	`268927800000010040000000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,599 sqft Living Area
1st Floor Area	2,599 sqft

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Ranch
Exterior Material	Wood
Lot Area	43,560 sqft (1 acres)
Garage Type	Attached
Garage Area	780 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	438 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	49 SIMMONS DR
City	CONSTANTIA
State	NY
Zip	13044-2610
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 25 017-004-000
Legal Subdivision	11TH TOWNSHIP OF SCRIBAS PATENT
Legal Tract	1
Legal Block	1
Legal Lot Number	4.000
Jurisdiction	OSWEGO NY
Township / Civil Division	CONSTANTIA
Census Block Group	2
Census Block	2044
Census Tract	20600

Owner

Source: Oswego County and Constantia Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	49 SIMMONS DR, CONSTANTIA, NY 13044-2610
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2021	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Mar 10, 2020	Deed of Trust, Mortgage · Construction Mortgage TVC FUNDING I LLC
Nov 13, 2019	Grant Deed, Transfer NOT AVAILABLE
Jan 24, 2018	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 21, 2021 · Amount on Record
Deed Sale	Apr 21, 2021 · Amount on Record
Prior Sale	Nov 13, 2019 · Amount on Record
Deed Document Number	20214445
Prior Transfer Date	Jan 2, 2018
Prior Transfer Doc	0000000761
Record Updated	Oct 29, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSWEGO NY
Recording Date	Apr 21, 2021
Property Address	49 SIMMONS DR, CONSTANTIA, NY 13044-2610
Document Number	0000004445
Instrument Date	Mar 2, 2021
Instrument	R-2021-004445
Transaction Type	Transfer
Record Updated	Apr 28, 2022
Title Company	STEWART TITLE, STEWART TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,296.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	61 PANGBORN RD, 61, CENTRAL SQUARE, NY 13036-3459

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49 SIMMONS DR, CONSTANTIA, NY 13044-2610

Mortgage

Document Number	0000004446
Date	Apr 21, 2021
Instrument	R-2021-004446

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSWEGO NY
Property Address	49 SIMMONS DR, CONSTANTIA, NY 13044-2610
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002022
Date	Mar 10, 2020
Instrument	R-2020-002022

Lender

Name	TVC FUNDING I LLC
Type	Non-Lending Institution
Address	BETHESDA, MD 20814

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Mar 1, 2021

November 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OSWEGO NY
Recording Date	Nov 13, 2019
Property Address	49 SIMMONS DR, CONSTANTIA, NY 13044-2610
Document Number	0000010391
Instrument Date	Oct 30, 2019
Instrument	10391
Transaction Type	Transfer
Record Updated	Jan 7, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$60.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	49 SIMMONS DR CONSTANTIA NY 130442610, CONSTANTIA, NY 13044-2610

January 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	OSWEGO NY
Recording Date	Jan 24, 2018
Property Address	49 SIMMONS DR, CONSTANTIA, NY 13044-2610
Document Number	0000000761
Instrument Date	Jan 2, 2018
Instrument	761
Transaction Type	Foreclosure
Record Updated	Mar 5, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$566.19
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Oswego County and Constantia Town assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Oswego County
County Subdivision	Constantia Town
Unified School District	Central Square Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,801.00 (+1.26%) Disabled Person's exemption Veteran's exemption
2025	$10,667.00	$275,000 (-) Land $15,000 Building $260,000	$500,000 (+18.18%) Land $27,273 Building $472,727
2023		$275,000 Land $15,000 Building $260,000	$423,077 Land $23,077 Building $400,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Nearby Flood Policies	19 in force
Nearby Flood Claims	1 (1993)
Most Recent Claim	Mar 1993 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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