49 Silver Beach Dr, Steilacoom, WA 98388 Property Records

Pierce County property record for 49 Silver Beach Dr, Steilacoom, WA 98388

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,339 sqft · built 1974
Lot Size	0.191 acres (8,315 sqft)
Owner	2 Individual Names on File
Last Sale	$161,500 (Sep 1995)
Tax Bill	$5,060 (2026)
Deeds & Mortgages	Jul 2021 Mortgage Jun 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`761500-0-198`

Property Details

APN / Parcel Number

Primary APN	`761500-0-198`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Stories	2 Stories
Building Area	2,339 sqft Living Area
Gross Area	3,159 sqft
1st Floor Area	1,571 sqft
Upper Floors Area	768 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1991
Architectural Style	Split Level
Exterior Material	Frame Siding
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	8,315 sqft (0.191 acres)
Garage Type	Attached
Garage Area	580 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	675 sqft
Deck Area	63 sqft
Patio Area	408 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	49 SILVER BEACH DR
City	STEILACOOM
State	WA
Zip	98388-1505
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-9.6
Legal Description	SECTION 32 TOWNSHIP 20 RANGE 02 QUARTER 24 SILVER BEACH S P LAND COS: SILVER BEACH S P LAND COS S 18.65 FT OF L 13 ALL OF L 14 & 15 & N 6.94 FT OF L 16 B 16 TOG/W W 10 FT OF ALLEY ABUTT ON E VAC AKA L 29 B 16 AS PER MAP FILED WITH TOWN OF STEILACOOM
Legal Range	02
Legal Township	20
Legal Section	32
Legal Subdivision	SILVER BEACH S P LAND COS
Legal Block	16
Legal Lot Number	13
Jurisdiction	PIERCE WA
Township / Civil Division	TACOMA
Census Block Group	3
Census Block	3000
Census Tract	72109

Owner

49 Silver Beach Dr is owned and occupied by two individuals who bought it in September 1995.

Source: Pierce County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	49 SILVER BEACH DR, STEILACOOM, WA 98388-1505
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2021	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Jun 24, 2019	Deed of Trust, Mortgage · VA Mortgage FEDERAL SVGS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 15, 1995 · Amount on File
Deed Sale	Sep 15, 1995 · Amount on File
Deed Document Number	1995417
Deed Book / Page	1156 / 1360
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	49 SILVER BEACH DR, STEILACOOM, WA 98388-1505
Transaction Type	Mortgage
Record Updated	Aug 4, 2021
Title Company	SERVICELINK, SERVICE LINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007231318
Date	Jul 23, 2021
Instrument	202107231318

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	49 SILVER BEACH DR, STEILACOOM, WA 98388-1505
Document Number	1906270647
Instrument Date	Jun 24, 2019
Transaction Type	Mortgage
Record Updated	Jul 19, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	49 SILVER BEACH DR STEILACOOM WA 983881505, STEILACOOM, WA 98388-1505

Mortgage

Document Number	1906270647
Date	Jun 27, 2019
Instrument	201906270647

Lender

Name	FEDERAL SVGS BK
Type	Federal Savings Bank
Address	CHICAGO, IL 60607

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 26, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 49 Silver Beach Dr was $5,060, up 3.2% from the year before.

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Municipality	Steilacoom Town
Unified School District	Steilacoom Historical School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,060.00 (+3.18%)	$593,700 Land $225,800 Building $367,900	$593,700 Land $225,800 Building $367,900
2025	$4,904.00 (+8.95%)
2024	$4,501.00 (-2.43%)	$522,200 (-3.19%) Land $202,100 Building $320,100	$522,200 (-3.19%) Land $202,100 Building $320,100
2023	$4,613.00	$539,400 Land $210,000 Building $329,400	$539,400 Land $210,000 Building $329,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 49 Silver Beach Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 49 Silver Beach Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF STEILACOOM serves 8,545 people · EPA ID WA5384000
Water Source	Groundwater
Last State Inspection	Dec 2021
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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