49 Shore Rd, Harpswell, ME 04079 Property Records

Cumberland County and Harpswell Town property record for 49 Shore Rd, Harpswell, ME 04079

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 576 sqft · built 1960
Lot Size0.24 acres (10,454 sqft)
OwnerIndividual Name on File
Last Sale$625,000 (Jul 2025)
Tax Bill$3,187 (2025)
Deeds & MortgagesJul 2025 Sale & Mortgage
Oct 2020 Transfer
Flood ZoneZone X (minimal risk)
APNHARP M:024 L:068

Property Details

APN / Parcel Number

Primary APNHARP M:024 L:068
Alternative APNs
  • 100001
  • 2053

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area576 sqft Living Area
Gross Area1,590 sqft
1st Floor Area576 sqft
Basement Area576 sqft
Unfinished Basement240 sqft

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Architectural StyleCottage
Exterior MaterialWood Siding
Roof TypeShed Roof
Roof MaterialAsphalt
Lot Area10,454 sqft (0.24 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemSteam
Heating FuelOil

Location & Zoning

Account Number2053
Street Address49 SHORE RD
CityHARPSWELL
StateME
Zip04079
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSR
Legal Lot Number68
JurisdictionHARPSWELL ME
Township / Civil DivisionHARPSWELL
Census Block Group1
Census Block1005
Census Tract17102

Owner

49 Shore Rd is owned by an individual who bought it in July 2025.

Source: Cumberland County and Harpswell Town records, as of July 30, 2026

Owner of RecordIndividual Name on File
Mailing Address104 KELSEY RIDGE RD, FREEPORT, ME 04032-6475
Owner TypeIndividual
VestingIndividual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 29, 2025Warranty Deed, Transfer · Conventional Mortgage
WELLS FARGO BANK NA
Oct 7, 2020Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 29, 2025 · Amount on File
Deed SaleJul 29, 2025 · Amount on File
Deed Document Number202528325
Deed Book / Page41611 / 238
Record UpdatedSep 20, 2026

July 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHARPSWELL ME
Recording DateJul 29, 2025
Property Address49 SHORE RD, HARPSWELL, ME 04079
Document Number0416110238
Book / Page41611 / 238
Instrument DateJul 24, 2025
Instrument28325
Transaction TypeTransfer
Record UpdatedNov 25, 2025

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address104 KELSEY RIDGE RD, FREEPORT, ME 04032-6475

Mortgage

Document Number0000028326
DateJul 29, 2025
Instrument28326
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2055

October 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHARPSWELL ME
Recording DateOct 7, 2020
Property Address49 SHORE RD, HARPSWELL, ME 04079
Document Number0372770091
Book / Page037277 / 000091
Instrument DateOct 5, 2020
Instrument64108
Transaction TypeTransfer
Record UpdatedOct 21, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address81 BOG RD LEEDS ME 042633730, LEEDS, ME 04263-3730

Tax Assessment & Valuation

The 2025 property tax bill for 49 Shore Rd was $3,187, up 15.6% from the year before.

Source: Cumberland County and Harpswell Town assessment roll, as of July 30, 2026

Property Jurisdictions

TypeName
StateMaine
CountyCumberland County
County SubdivisionHarpswell Town
Unified School DistrictSchool Administrative District 75 (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$3,187.00 (+15.55%)$478,600 (+10.38%) Land $375,100 Building $103,500
2024$2,758.00 (+4.27%)$433,600 (-) Land $375,100 Building $58,500
2023$2,645.00 (+3.4%)$433,600 (-) Land $375,100 Building $58,500
2022$2,558.00$433,600 Land $375,100 Building $58,500

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 49 Shore Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone VE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 32 individual policies
Nearby Flood Policies34 units insured
incl. 2 condo units
Nearby Flood Claims11 (1990–2024)
Claims Outside the SFHA1 of 11
Most Recent ClaimJan 2024 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Inland And Coastal Flooding, Apr 2007 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 49 Shore Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Fidium Fiber
Fiber
2,000 / 2,000
Xfinity
Cable
2,000 / 250

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