Cumberland County and Harpswell Town property record for 49 Shore Rd, Harpswell, ME 04079
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 576 sqft · built 1960 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | Individual Name on File |
| Last Sale | $625,000 (Jul 2025) |
| Tax Bill | $3,187 (2025) |
| Deeds & Mortgages | Jul 2025 Sale & Mortgage Oct 2020 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | HARP M:024 L:068 |
| Primary APN | HARP M:024 L:068 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 576 sqft Living Area |
| Gross Area | 1,590 sqft |
| 1st Floor Area | 576 sqft |
| Basement Area | 576 sqft |
| Unfinished Basement | 240 sqft |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Cottage |
| Exterior Material | Wood Siding |
| Roof Type | Shed Roof |
| Roof Material | Asphalt |
| Lot Area | 10,454 sqft (0.24 acres) |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Steam |
| Heating Fuel | Oil |
| Account Number | 2053 |
|---|---|
| Street Address | 49 SHORE RD |
| City | HARPSWELL |
| State | ME |
| Zip | 04079 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR |
| Legal Lot Number | 68 |
| Jurisdiction | HARPSWELL ME |
| Township / Civil Division | HARPSWELL |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 17102 |
49 Shore Rd is owned by an individual who bought it in July 2025.
Source: Cumberland County and Harpswell Town records, as of July 30, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 104 KELSEY RIDGE RD, FREEPORT, ME 04032-6475 |
| Owner Type | Individual |
| Vesting | Individual(s) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 29, 2025 | Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Oct 7, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 29, 2025 · Amount on File |
| Deed Sale | Jul 29, 2025 · Amount on File |
| Deed Document Number | 202528325 |
| Deed Book / Page | 41611 / 238 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARPSWELL ME |
| Recording Date | Jul 29, 2025 |
| Property Address | 49 SHORE RD, HARPSWELL, ME 04079 |
| Document Number | 0416110238 |
| Book / Page | 41611 / 238 |
| Instrument Date | Jul 24, 2025 |
| Instrument | 28325 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 104 KELSEY RIDGE RD, FREEPORT, ME 04032-6475 |
| Document Number | 0000028326 |
|---|---|
| Date | Jul 29, 2025 |
| Instrument | 28326 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2055 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HARPSWELL ME |
| Recording Date | Oct 7, 2020 |
| Property Address | 49 SHORE RD, HARPSWELL, ME 04079 |
| Document Number | 0372770091 |
| Book / Page | 037277 / 000091 |
| Instrument Date | Oct 5, 2020 |
| Instrument | 64108 |
| Transaction Type | Transfer |
| Record Updated | Oct 21, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 81 BOG RD LEEDS ME 042633730, LEEDS, ME 04263-3730 |
The 2025 property tax bill for 49 Shore Rd was $3,187, up 15.6% from the year before.
Source: Cumberland County and Harpswell Town assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Cumberland County |
| County Subdivision | Harpswell Town |
| Unified School District | School Administrative District 75 (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $3,187.00 (+15.55%) | $478,600 (+10.38%) Land $375,100 Building $103,500 |
| 2024 | $2,758.00 (+4.27%) | $433,600 (-) Land $375,100 Building $58,500 |
| 2023 | $2,645.00 (+3.4%) | $433,600 (-) Land $375,100 Building $58,500 |
| 2022 | $2,558.00 | $433,600 Land $375,100 Building $58,500 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 49 Shore Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 32 individual policies |
| Nearby Flood Policies | 34 units insured incl. 2 condo units |
| Nearby Flood Claims | 11 (1990–2024) |
| Claims Outside the SFHA | 1 of 11 |
| Most Recent Claim | Jan 2024 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 49 Shore Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
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