49 Shore Loop Rd, Waterloo, SC 29384 Property Records

Laurens County property record for 49 Shore Loop Rd, Waterloo, SC 29384 · Last verified February 2026

Property Highlights

Property Type	Residential > Single Family > Home
Occupancy	Owner Occupied
Last Sale	$177,900 (2016)
Tax Bill	$2,228.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`277-03-01-005`
Alternative APNs	`2770301005 95717189` `95717189`

Location & Zoning

Old Parcel Number	2770301005 95717189
Street Address	49 SHORE LOOP RD
City	WATERLOO
State	SC
Zip	29384-3777
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 6
Legal Subdivision	E S ETHRIDGE CE
Legal Lot Number	6
Jurisdiction	LAURENS SC
Minor Civil Division	CROSS HILL
Census Blockgroup	1
Census Block	1012
Census Tract	921001

Owner

Source: Laurens County records · APN 277-03-01-005

Assessment roll updated September 13, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	49 SHORE LOOP RD, WATERLOO, SC 29384-3777
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 21, 2016 · Amount on Record
Deed Sale	Apr 21, 2016 · Amount on Record
Prior Sale	Nov 05, 2008 · Amount on Record
Deed Doc Number	2016003752
Deed Book / Page	D1260 / 164
Record Refreshed	Jun 08, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAURENS SC
Property Address	49 SHORE LOOP RD, WATERLOO, SC 29384-3777
Document Number	0025940255
Instrument Date	Jun 18, 2020
Transaction Type	Mortgage
Record Updated	Jun 29, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	49 SHORE LOOP RD WATERLOO SC 293843777, WATERLOO, SC 29384-3777

Mortgage

Document Number	0025940255
Date	Jun 19, 2020
Book Page	002594/000255
Instrument	4468

Lender

Name	UNITED CMNTY BK
Type	Bank
Address	BLAIRSVILLE, GA 30514

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 18, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Laurens County records · Assessment roll updated September 13, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Laurens County
Unified School District	Laurens School District 55 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,228.00 (+4.5%)	$12,700 (-) Land $3,600 Building $9,100
2024	$2,132.00 (+43.96%)	$12,700 (-) Land $3,600 Building $9,100
2023	$1,481.00 (+16.07%)	$12,700 (+67.99%) Land $3,600 Building $9,100	$317,500 (+67.99%) Land $90,000 Building $227,500
2022	$1,276.00	$7,560 Land $3,600 Building $3,960	$189,000 (-40.47%) Land $90,000 Building $99,000
2021			$317,500 Land $90,000 Building $227,500

Flood & Wildfire

49 Shore Loop Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Laurens County (45059C), updated June 20, 2019

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 6th percentile of exposed land nationally · 2nd in South Carolina
Wildfire Likelihood	Low — about 1 in 4,762 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.