49 Shadow Ln, Lisbon, IA 52253 Property Records

Cedar County property record for 49 Shadow Ln, Lisbon, IA 52253

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,084 sqft · built 1975
Lot Size	0.88 acres (38,333 sqft)
Owner	2 Individual Names on Record
Last Sale	$330,000 (Oct 2023)
Tax Bill	$4,266 (2026)
Deeds & Mortgages	Apr 2017 Construction Loan Jan 2020 Refinance + 9 more
Flood Zone	Zone X (minimal risk)
APN	`026001183780040`

Property Details

APN / Parcel Number

Primary APN	`026001183780040`
Alternative APN	`26002600118378004000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,084 sqft Living Area
Basement Area	1,084 sqft
Finished Basement	850 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Metal
Lot Area	38,333 sqft (0.88 acres)
Garage Type	Mixed
Garage Area	1,800 sqft
Parking Spaces	7 Parking Spaces
Deck Area	240 sqft
Patio Area	360 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	49 SHADOW LN
City	LISBON
State	IA
Zip	52253-8543
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WATKINSON AC LOT 9 SE SW
Legal Range	04W
Legal Township	82N
Legal Section	18
Legal Subdivision	WTKINSON ACRES
Legal Lot Number	9
Jurisdiction	CEDAR IA
Township / Civil Division	PIONEER
Census Block Group	3
Census Block	3017
Census Tract	450200

Owner

Source: Cedar County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	49 SHADOW LN, LISBON, IA 52253-8543
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2017	Deed of Trust, Mortgage · Construction Mortgage BANKIOWA
Jan 6, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance MOUNT VERNON BANK & TRUST COMPANY
Jul 5, 2019	Deed of Trust, Mortgage · Balloon Mortgage MOUNT VERNON BANK & TRUST COMPANY
Apr 30, 2015	Deed of Trust, Mortgage · Conventional Mortgage MOUNT VERNON BANK & TRUST COMPANY
Jun 5, 2015	Deed of Trust, Mortgage · Conventional Mortgage MOUNT VERNON BANK & TRUST COMPANY
Apr 22, 2026	Quit Claim Deed, Transfer · Line of Credit MOUNT VERNON BANK AND TRUST COMPANY
Oct 2, 2023	Warranty Deed, Transfer · Conventional Mortgage HILLS BANK AND TRUST CO
Jun 23, 2021	Correction Deed
Jan 7, 2021	Warranty Deed, Transfer · Conventional Mortgage MOUNT VERNON BANK & TRUST CO
Jul 17, 2017	Warranty Deed, Transfer · Construction Mortgage MOUNT VERNON BANK & TRUST CO
May 28, 2015	Warranty Deed, Transfer · Conventional Mortgage MOUNT VERNON BANK & TRUST COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 2, 2023 · Amount on Record
Deed Sale	Oct 2, 2023 · Amount on Record
Prior Sale	Jun 23, 2021 · Amount on Record
Deed Document Number	20232511
Deed Book / Page	1709 / 116
Last Transfer Date	Apr 17, 2026
Transfer Doc	0000001138
Record Updated	Oct 29, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CEDAR IA
Property Address	49 SHADOW LN, LISBON, IA 52253-8543
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	001359/082
Date	Apr 14, 2017
Book Page	1359/082
Instrument	2017 1103

Lender

Name	BANKIOWA
Type	Bank
Address	CEDAR RAPIDS, IA 52404

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Apr 10, 2018

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CEDAR IA
Property Address	49 SHADOW LN, LISBON, IA 52253-8543
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001502/30
Date	Jan 6, 2020
Book Page	1502/30
Instrument	46

Lender

Name	MOUNT VERNON BANK & TRUST COMPANY

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	61 Months
Due	Feb 1, 2025

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CEDAR IA
Property Address	49 SHADOW LN, LISBON, IA 52253-8543
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001474/148
Date	Jul 5, 2019
Book Page	1474/148
Instrument	1986

Lender

Name	MOUNT VERNON BANK & TRUST COMPANY

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded

April 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CEDAR IA
Property Address	49 SHADOW LN, LISBON, IA 52253-8543
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001263/270
Date	Apr 30, 2015
Book Page	1263/270
Instrument	2015 1115

Lender

Name	MOUNT VERNON BANK & TRUST COMPANY
Type	Bank
Address	MOUNT VERNON, IA 52314

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

June 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CEDAR IA
Property Address	49 SHADOW LN, LISBON, IA 52253-8543
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	001267/347
Date	Jun 5, 2015
Book Page	1267/347
Instrument	2015 1459

Lender

Name	MOUNT VERNON BANK & TRUST COMPANY
Type	Bank
Address	MOUNT VERNON, IA 52314

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CEDAR IA
Recording Date	Apr 22, 2026
Property Address	49 SHADOW LN, LISBON, IA 52253-8543
Document Number	0000001138
Book / Page	1816 / 176
Instrument Date	Apr 17, 2026
Instrument	20261138
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	49 SHADOW LN, LISBON, IA 52253-8543

Mortgage

Document Number	0000001139,
Date	Apr 22, 2026
Book Page	1816/178
Instrument	20261139

Lender

Name	MOUNT VERNON BANK AND TRUST COMPANY

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 30, 2056

Interest

Rate	6.11%
Max Rate	-1%

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CEDAR IA
Recording Date	Oct 2, 2023
Property Address	49 SHADOW LN, LISBON, IA 52253-8543
Document Number	001709/116
Book / Page	1709 / 116
Map Reference	MB 5 PG 73
Instrument Date	Sep 21, 2023
Instrument	2023 2511
Transaction Type	Transfer
Record Updated	May 15, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$527.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	49 SHADOW LN, LISBON, IA 52253-8543

Mortgage

Document Number	0020232512
Date	Oct 2, 2023
Instrument	2023 2512

Lender

Name	HILLS BANK AND TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Type Change Date	Oct 1, 2028
Change Frequency	Annually
Min Rate At Change	4.75%
Max Rate At Change	8.75%
Index	1-Year T-Bill
Margin	3
Max Rate	12.7%

Mortgage

Document Number	001709/137
Date	Oct 2, 2023
Book Page	1709/137
Instrument	2023 2513

Lender

Name	HILLS BANK AND TRUST CO
Type	Bank
Address	HILLS, IA 52235

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Oct 1, 2033

June 2021: Correction Deed

Document Type	Correction Deed
Jurisdiction	CEDAR IA
Recording Date	Jun 23, 2021
Property Address	49 SHADOW LN, LISBON, IA 52253-8543
Document Number	001595/234
Book / Page	1595 / 234
Map Reference	MB 5 PG 73
Instrument Date	Jun 16, 2021
Instrument	2021 2414
Record Updated	Jan 24, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49 SHADOW LN, LISBON, IA 52253-8543

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CEDAR IA
Recording Date	Jan 7, 2021
Property Address	49 SHADOW LN, LISBON, IA 52253-8543
Document Number	0001565/93
Book / Page	1565 / 93
Map Reference	MB 5 PG 12
Instrument Date	Jan 4, 2020
Instrument	2021 97
Transaction Type	Transfer
Record Updated	May 15, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$434.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49 SHADOW LN, LISBON, IA 52253-8543

Mortgage

Document Number	0000202198
Date	Jan 7, 2021
Instrument	2021 98

Lender

Name	MOUNT VERNON BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	4 Months
Due	May 1, 2021

Interest

Rate Type	Fixed Rate

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CEDAR IA
Recording Date	Jul 17, 2017
Property Address	49 SHADOW LN, LISBON, IA 52253-8543
Document Number	001372/332
Book / Page	1372 / 332
Map Reference	MB5 PG12
Instrument Date	Jul 14, 2017
Instrument	2017 2195
Transaction Type	Transfer
Record Updated	May 15, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$296.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	49 SHADOW LN, LISBON, IA 52253-8543

Mortgage

Document Number	001372/336
Date	Jul 17, 2017
Book Page	1372/336
Instrument	2017 2196

Lender

Name	MOUNT VERNON BANK & TRUST CO
Type	Bank
Address	MOUNT VERNON, IA 52314

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	13 Months
Due	Aug 1, 2018

May 2015: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CEDAR IA
Recording Date	May 28, 2015
Property Address	49 SHADOW LN, LISBON, IA 52253-8543
Document Number	001266/288
Book / Page	1266 / 288
Map Reference	MB 5 PG 12
Instrument Date	May 14, 2015
Instrument	2015 1386
Transaction Type	Transfer
Record Updated	May 15, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$258.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	49 SHADOW LN, LISBON, IA 52253-8543
Investor	Possibly a Property Investor

Mortgage

Document Number	0020151387
Date	May 28, 2015
Instrument	2015 1387

Lender

Name	MOUNT VERNON BANK & TRUST COMPANY
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2045

Mortgage

Document Number	001266/316
Date	May 28, 2015
Book Page	1266/316
Instrument	2015 1388

Lender

Name	MOUNT VERNON BANK & TRUST COMPANY
Type	Bank
Address	MOUNT VERNON, IA 52314

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Cedar County assessment roll, as of March 13, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Cedar County
Unified School District	Lisbon Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,266.00	$334,160 (-) Land $77,250 Building $256,910	$334,160 (-) Land $77,250 Building $256,910
2025	$4,266.00 (-15.59%)	$334,160 (-5.53%) Land $77,250 Building $256,910	$334,160 (-5.53%) Land $77,250 Building $256,910
2024	$5,054.00 (+19.14%)
2023		$353,720 (+26.73%) Land $73,770 Building $279,950	$353,720 (+26.73%) Land $73,770 Building $279,950
2022	$4,242.00	$279,120 Land $53,890 Building $225,230
2021			$279,120 Land $53,890 Building $225,230

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2013

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 60% of Iowa
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mechanicsville Telephone Company Fiber	1,000 / 250
GigFire Fixed Wireless	150 / 130

May also be available: Nextlink.

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