49 Seneca Ln, Sturbridge, MA 01566 Property Records

Worcester County and Sturbridge Town property record for 49 Seneca Ln, Sturbridge, MA 01566

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,586 sqft · built 1910
Lot Size	0.75 acres (32,670 sqft)
Owner	2 Trust Names on File
Last Sale	$800,000 (Apr 2025)
Tax Bill	$11,282 (2026)
Deeds & Mortgages	Mar 2022 Refinance Dec 2024 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`568-02118-049`

Property Details

APN / Parcel Number

Primary APN	`568-02118-049`
Alternative APNs	`STUR M:568 B:000 L:2118-049` `M:568 B:000 L:2118=049`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,586 sqft Living Area
Gross Area	4,253 sqft
Basement Area	1,088 sqft
Unfinished Basement	1,088 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Contemporary
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	32,670 sqft (0.75 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	568-02118-049
Street Address	49 SENECA LN
City	STURBRIDGE
State	MA
Zip	01566-2307
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR
Legal Lot Number	2118-49
Jurisdiction	STURBRIDGE MA
Township / Civil Division	STURBRIDGE
Census Block Group	2
Census Block	2014
Census Tract	758103

Owner

49 Seneca Ln is owner-occupied and held in a trust since April 2025.

Source: Worcester County and Sturbridge Town records, as of October 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	49 SENECA LN, STURBRIDGE, MA 01566-2307
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance NEWREZ LLC
Dec 12, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance NEWREZ LLC
Apr 28, 2025	Quit Claim Deed, Transfer
Mar 22, 2022	Quit Claim Deed, Transfer Quitclaim
Feb 27, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance HANSCOM FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 28, 2025 · Amount on File
Deed Sale	Apr 28, 2025 · Amount on File
Prior Sale	Sep 9, 2013 · Amount on File
Deed Book / Page	71905 / 221
Prior Transfer Date	Apr 21, 2025
Prior Transfer Doc	071905-221
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STURBRIDGE MA
Property Address	49 SENECA LN, STURBRIDGE, MA 01566-2307
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	067307-304
Date	Mar 22, 2022
Book Page	67307/304
Instrument	31885

Lender

Name	NEWREZ LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STURBRIDGE MA
Property Address	49 SENECA LN, STURBRIDGE, MA 01566-2307
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	071405-124
Date	Dec 12, 2024
Book Page	71405/124
Instrument	103255

Lender

Name	NEWREZ LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	253 Months
Due	Jan 1, 2046

April 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STURBRIDGE MA
Recording Date	Apr 28, 2025
Property Address	49 SENECA LN, STURBRIDGE, MA 01566-2307
Document Number	071905-221
Book / Page	71905 / 221
Instrument Date	Apr 21, 2025
Instrument	32328
Transaction Type	Transfer
Record Updated	Nov 19, 2025

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49 SENECA LN, STURBRIDGE, MA 01566-2307

March 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STURBRIDGE MA
Recording Date	Mar 22, 2022
Property Address	49 SENECA LN, STURBRIDGE, MA 01566-2307
Document Number	067307-299
Book / Page	67307 / 299
Instrument Date	Feb 25, 2022
Instrument	31884
Transaction Type	Transfer
Record Updated	Apr 8, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	49 SENECA LN, STURBRIDGE, MA 01566-2307

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STURBRIDGE MA
Property Address	49 SENECA LN, STURBRIDGE, MA 01566-2307
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	60092-327
Date	Feb 27, 2019
Book Page	60092/327
Instrument	17746

Lender

Name	HANSCOM FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 49 Seneca Ln was $11,282, down 0.5% from the year before.

Source: Worcester County and Sturbridge Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Sturbridge Town
Elementary School District	Sturbridge School District (PK - 06)
Secondary School District	Tantasqua School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,282.00 (-0.5%)	$723,200 (+1.6%) Land $383,200 Building $340,000	$737,542 (-2.3%)
2025	$11,339.00 (+23.05%)	$711,800 (+27.38%) Land $400,200 Building $311,600	$754,870 (+26.75%)
2024	$9,215.00 (+5.04%)	$558,800 (+15.1%) Land $274,400 Building $284,400	$595,555
2023	$8,773.00	$485,500 Land $240,100 Building $245,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 49 Seneca Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 49 Seneca Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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