49 School St, Enfield, CT 06082 Property Records

Enfield Town property record for 49 School St, Enfield, CT 06082

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,398 sqft · built 1940
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on Record
Last Sale	$290,000 (Jun 2022)
Tax Bill	$6,202 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Apr 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`ENFI M:083 L:0193`

Property Details

APN / Parcel Number

Primary APN	`ENFI M:083 L:0193`
Alternative APNs	`M:0620 B:0001 L:0080` `62000010080`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,398 sqft Living Area
Gross Area	2,606 sqft
1st Floor Area	744 sqft
Basement Area	744 sqft
Unfinished Basement	744 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Shingle
Lot Area	13,068 sqft (0.3 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	62000010080
Street Address	49 SCHOOL ST
City	ENFIELD
State	CT
Zip	06082-4726
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R33
Legal Lot Number	193
Jurisdiction	ENFIELD CT
Township / Civil Division	ENFIELD
Census Block Group	1
Census Block	1005
Census Tract	480800

Owner

Source: Enfield Town records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	49 SCHOOL ST, ENFIELD, CT 06082-4726
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2021	Deed of Trust, Mortgage · Balloon Mortgage GUARANTEED RATE AFFINITY LLC
Apr 9, 2021	Deed of Trust, Mortgage · Balloon Mortgage GUARANTEED RATE AFFINITY LLC
Jun 30, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage LOANDEPOT.COM LLC
May 9, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage SIRVA MORTGAGE INC
Jul 7, 2017	Warranty Deed, Transfer AMERICAN NGBD MTG ACC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2022 · Amount on Record
Deed Sale	Jun 30, 2022 · Amount on Record
Prior Sale	May 9, 2019 · Amount on Record
Deed Document Number	202223306
Deed Book / Page	2845 / 433
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ENFIELD CT
Property Address	49 SCHOOL ST, ENFIELD, CT 06082-4726
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02790-1050
Date	Mar 23, 2021
Book Page	2790/1050
Instrument	2021016066

Lender

Name	GUARANTEED RATE AFFINITY LLC

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2036

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ENFIELD CT
Property Address	49 SCHOOL ST, ENFIELD, CT 06082-4726
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002792-854
Date	Apr 9, 2021
Book Page	2792/854
Instrument	2021016957

Lender

Name	GUARANTEED RATE AFFINITY LLC

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2036

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ENFIELD CT
Recording Date	Jun 30, 2022
Property Address	49 SCHOOL ST, ENFIELD, CT 06082-4726
Document Number	002845-433
Book / Page	2845 / 433
Instrument Date	Jun 28, 2022
Instrument	2022023306
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2022023307
Date	Jun 30, 2022
Instrument	2022023307

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ENFIELD CT
Recording Date	May 9, 2019
Property Address	49 SCHOOL ST, ENFIELD, CT 06082-4726
Document Number	2721-414
Book / Page	2721 / 414
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2721416
Date	May 9, 2019
Instrument	2721/416

Lender

Name	SIRVA MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ENFIELD CT
Recording Date	Jul 7, 2017
Property Address	49 SCHOOL ST, ENFIELD, CT 06082-4726
Document Number	2671-541
Book / Page	2671 / 541
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$36.19
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	26710543
Date	Jul 7, 2017
Instrument	02671/0543

Lender

Name	AMERICAN NGBD MTG ACC

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 7, 2047

Tax Assessment & Valuation

Source: Enfield Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Enfield Town
Unified School District	Enfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,202.00	$176,700 (-) Land $56,900 Building $119,800	$123,690 Land $39,830 Building $83,860
2024	$6,202.00 (+4.59%)
2023	$5,930.00 (+8.65%)	$176,700 (-) Land $56,900 Building $119,800
2022	$5,458.00	$176,700 Land $56,900 Building $119,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 29, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 90% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HAZARDVILLE WATER COMPANY private · serves 18,544 people · EPA ID CT0490021
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 330 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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