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49 Saw Mill Rd, Cold Spring Harbor, NY 11724 Property Records

Suffolk County and Huntington Town property record for 49 Saw Mill Rd, Cold Spring Harbor, NY 11724

Property Summary

Property TypeSingle Family Home
Lot Size2.05 acres (89,298 sqft)
Owner2 Individual Names on Record
Last Sale$1,725,000 (Aug 2017)
Tax Bill$35,298 (2024)
Deeds & MortgagesOct 2018 Refinance
Aug 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN0400-088.00-02.00-006.000

Property Details

APN / Parcel Number

Primary APN0400-088.00-02.00-006.000
Alternative APNs
  • 472689 088.00-02.00-006.000
  • 268908800002000060000000
  • 472600211360

Exterior

Lot Area89,298 sqft

Location & Zoning

Street Address49 SAW MILL RD
CityCOLD SPRING HARBOR
StateNY
Zip11724-2311
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR80
Legal DescriptionBLK LOT 1
Legal SubdivisionCOLEMAN ESTATES
Legal Block200
Legal Lot Number6
JurisdictionSUFFOLK NY
Township / Civil DivisionHUNTINGTON
Census Block Group1
Census Block1005
Census Tract110104

Owner

Source: Suffolk County and Huntington Town records, as of August 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address49 SAW MILL RD, COLD SPRING HARBOR, NY 11724-2311
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 4, 2018Deed of Trust, Mortgage · Stand-Alone Refinance
BANK OF AMERICA NA
Aug 24, 2017Grant Deed, Transfer
BANK OF AMERICA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 24, 2017 · Amount on Record
Deed SaleAug 24, 2017 · Amount on Record
Prior SaleJun 20, 2002 · Amount on Record
Deed Book / PageD00012926 / 826
Prior Transfer DateJul 23, 2010
Record UpdatedSep 20, 2026

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUFFOLK NY
Property Address49 SAW MILL RD, COLD SPRING HARBOR, NY 11724-2311
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0229650781
DateOct 4, 2018
Book Page22965/781
Instrument18-0185630
Lender
NameBANK OF AMERICA NA
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term337 Months
DueNov 1, 2046

August 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSUFFOLK NY
Recording DateAug 24, 2017
Property Address49 SAW MILL RD, COLD SPRING HARBOR, NY 11724-2311
Document Number0129260826
Book / Page012926 / 000826
Instrument DateAug 3, 2017
Transaction TypeTransfer
Record UpdatedAug 25, 2018
Title CompanyPRO NATIONAL TITLE AGENCY, PRO NAT'L TITLE AGCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$6,900.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address33 LUCILLE LN DIX HILLS NY 117465848, DIX HILLS, NY 11746-5848

Mortgage

Document Number228480291
DateAug 24, 2017
Book Page022848/000291
Lender
NameBANK OF AMERICA
TypeBank
Address101 S TRYON ST, CHARLOTTE, NC 28280-0002
Agreement
AmountAmount Recorded
Term360 Months
DueAug 23, 2047

Tax Assessment & Valuation

Source: Suffolk County and Huntington Town assessment roll, as of August 11, 2026

Property Jurisdictions

TypeName
StateNew York
CountySuffolk County
County SubdivisionHuntington Town
Unified School DistrictCold Spring Harbor Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,225 (-) Land $1,200 Building $8,025$2,050,000 (+10,788.62%) Land $266,667 Building $1,783,333
2024$35,298.00$18,827 (+12.25%) Land $2,449 Building $16,378
2023$9,225 Land $1,200 Building $8,025$16,773 Land $2,182 Building $14,591

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims2 (2021–2024)
Claims Outside the SFHA2 of 2
Most Recent ClaimMar 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 93% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSUFFOLK COUNTY WATER AUTHORITY
serves 1,100,000 people · EPA ID NY5110526
Water SourceGroundwater
Last State InspectionJan 2024
Lead1 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityAsbestos
resolved · Jul 2020
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable		8,000 / 8,000
Verizon
Fiber		2,300 / 2,300

Cell Coverage

5G (outdoors only) and 4G LTE

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