49 Sandy Point Rd, Milford, ME 04461 Property Records

Penobscot County and Milford Town property record for 49 Sandy Point Rd, Milford, ME 04461

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 630 sqft · built 1978
Lot Size	1.19 acres (51,836 sqft)
Owner	2 Individual Names on Record
Last Sale	$385,000 (Jul 2025)
Tax Bill	$3,824 (2025)
Deeds & Mortgages	Dec 2021 Refinance Jul 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`MILD M:015 B:023-001`

Property Details

APN / Parcel Number

Primary APN	`MILD M:015 B:023-001`
Alternative APN	`158`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	630 sqft Living Area

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Conventional
Exterior Material	Combination
Construction Type	Concrete
Roof Material	Asphalt
Lot Area	51,836 sqft (1.19 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	158
Street Address	49 SANDY POINT RD
City	MILFORD
State	ME
Zip	04461-3623
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	12 MIX
Legal Subdivision	VINAL R LAVOIE
Legal Block	23-001
Jurisdiction	MILFORD ME
Township / Civil Division	MILFORD
Census Block Group	2
Census Block	2025
Census Tract	8001

Owner

Source: Penobscot County and Milford Town records, as of May 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	209 FERRAND RD, GEORGIA, VT 05478-7234
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CUSO HOME LENDING
Jul 9, 2025	Warranty Deed, Transfer · Conventional Mortgage T2 FINANCIAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 9, 2025 · Amount on Record
Deed Sale	Jul 9, 2025 · Amount on Record
Prior Sale	Sep 22, 2014 · Amount on Record
Deed Book / Page	17549 / 231
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILFORD ME
Property Address	49 SANDY POINT RD, MILFORD, ME 04461-3623
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0163310148
Date	Dec 29, 2021
Book Page	16331/148
Instrument	43970

Lender

Name	CUSO HOME LENDING

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Jan 1, 2042

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILFORD ME
Recording Date	Jul 9, 2025
Property Address	49 SANDY POINT RD, MILFORD, ME 04461-3623
Document Number	0175490231
Book / Page	17549 / 231
Instrument Date	Jul 7, 2025
Instrument	16965
Transaction Type	Transfer
Record Updated	Nov 25, 2025
Title Company	RED DOOR TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	209 FERRAND RD, GEORGIA, VT 05478-7234

Mortgage

Document Number	0000016966
Date	Jul 9, 2025
Instrument	16966

Lender

Name	T2 FINANCIAL LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2055

Tax Assessment & Valuation

Source: Penobscot County and Milford Town assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Penobscot County
County Subdivision	Milford Town
Unified School District	Milford (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,824.00 (+11.85%)	$155,400 (-) Land $32,200 Building $123,200
2024	$3,419.00 (+22.24%)	$155,400 (-) Land $32,200 Building $123,200
2023			$199,690
2022	$2,797.00	$155,400 Land $32,200 Building $123,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	10 (1978–2008)
Claims Outside the SFHA	6 of 10
Most Recent Claim	May 2008 · Severe Storms And Flooding
Claims by Event	Severe Storms & Flooding, Apr 1987 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 93% of Maine
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLD TOWN WATER DISTRICT serves 7,648 people · EPA ID ME0091200
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	8 ppb (2026) action level 15 ppb
Copper	1.4 mg/L (2025) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
GoNetspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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