49 Sandy Ln, Walnut Creek, CA 94597 Property Records

Contra Costa County property record for 49 Sandy Ln, Walnut Creek, CA 94597

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,977 sqft · built 1942
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on Record
Last Sale	$440,000 (May 2010)
Tax Bill	$7,339 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`174-070-010-7`

Property Details

APN / Parcel Number

Primary APN	`174-070-010-7`
Alternative APN	`174-070-010`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,977 sqft Living Area
1st Floor Area	1,977 sqft

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1960
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	49 SANDY LN
City	WALNUT CREEK
State	CA
Zip	94597-3079
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	MACDONOUGH SUBN POR LOT 34
Legal Subdivision	MACDONOUGH SUB
Legal Lot Number	34
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	3
Census Block	3002
Census Tract	340004

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	49 SANDY LN, WALNUT CREEK, CA 94597-3079
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage FARMERS BANK & TRUST
Dec 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage FARMERS BANK & TRUST
Aug 24, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage FARMERS BANK & TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 24, 2010 · Amount on Record
Deed Sale	May 24, 2010 · Amount on Record
Prior Sale	Aug 28, 2002 · Amount on Record
Deed Document Number	2010102807
Last Transfer Date	Aug 16, 2021
Transfer Doc	0000235130
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	49 SANDY LN, WALNUT CREEK, CA 94597-3079
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	SOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000110757
Date	Jun 10, 2020
Instrument	2020-110757

Lender

Name	FARMERS BANK & TRUST
Type	Bank
Address	GREAT BEND, KS 67530

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2035

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	49 SANDY LN, WALNUT CREEK, CA 94597-3079
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	SOLIDIFI TITLE AND CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49 SANDY LN, WALNUT CREEK, CA 94597-3079

Mortgage

Document Number	0000295528
Date	Dec 3, 2020
Instrument	2020-295528

Lender

Name	FARMERS BANK & TRUST
Type	Bank
Address	GREAT BEND, KS 67530

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 1, 2035

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Aug 24, 2021
Property Address	49 SANDY LN, WALNUT CREEK, CA 94597-3079
Document Number	0000235130
Map Reference	MB 7 PG 172
Instrument Date	Aug 16, 2021
Instrument	2021-235130
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	49 SANDY LN, WALNUT CREEK, CA 94597-3079

Mortgage

Document Number	0000235131
Date	Aug 24, 2021
Instrument	2021-235131

Lender

Name	FARMERS BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2036

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Walnut Creek City
Secondary School District	Acalanes Union High School District (09 - 12)
Elementary School District	Walnut Creek Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$579,306 (+2%) Land $473,981 Building $105,325
2025	$7,339.00 (+3.98%) Homeowner's exemption	$567,948 (+4.04%) Land $464,688 Building $103,260
2023	$7,058.00 (+2.13%) Homeowner's exemption	$545,896 Land $446,645 Building $99,251
2022	$6,911.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 532 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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