49 Sandy Cv, Sagle, ID 83860 Property Records

Bonner County property record for 49 Sandy Cv, Sagle, ID 83860

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,708 sqft · built 2004
Lot Size	0.36 acres (15,682 sqft)
Owner	Individual Name on Record
Last Sale	$1,487,500 (Aug 2021)
Tax Bill	$8,287 (2026)
Deeds & Mortgages	Feb 2020 Line of Credit Aug 2021 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`RP0039100005A0A`

Property Details

APN / Parcel Number

Primary APN	`RP0039100005A0A`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	3 Stories
Building Area	2,708 sqft Finished Area
1st Floor Area	2,708 sqft
Basement Area	1,172 sqft
Finished Basement	1,172 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	15,682 sqft (0.36 acres)
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	None
Heating System	Radiant

Location & Zoning

Street Address	49 SANDY CV
City	SAGLE
State	ID
Zip	83860-8260
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-5
Legal Description	25/26-57N-2W SANDY COVE REPLAT LOT 5A LOTS 4 & 5
Legal Range	02W
Legal Township	57N
Legal Section	26
Legal Lot Number	4,5,5A
Jurisdiction	BONNER ID
Township / Civil Division	BLANCHARD-GLENGARY
Census Block Group	1
Census Block	1004
Census Tract	950901

Owner

Source: Bonner County records, as of October 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1009 N JURUPA ST, KENNEWICK, WA 99338-8302
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 4, 2020	Deed of Trust, Mortgage · Line of Credit US BANK NA
Aug 26, 2021	Warranty Deed, Transfer · Conventional Mortgage COMMUNITY FIRST BANK
Aug 28, 2020	Quit Claim Deed, Transfer LARRY M DAVIDSON ETUX

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 26, 2021 · Amount on Record
Deed Sale	Aug 26, 2021 · Amount on Record
Prior Sale	Aug 28, 2020 · Amount on Record
Deed Document Number	2021990445
Prior Transfer Date	Aug 20, 2020
Prior Transfer Doc	0000964163
Record Updated	Oct 29, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Property Address	49 SANDY CV, SAGLE, ID 83860-8260
Transaction Type	Mortgage
Record Updated	Mar 7, 2023
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000952600
Date	Feb 4, 2020
Instrument	952600

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jan 5, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BONNER ID
Recording Date	Aug 26, 2021
Property Address	49 SANDY CV, SAGLE, ID 83860-8260
Document Number	0000990445
Map Reference	MB 15 PG 55
Instrument Date	Aug 24, 2021
Instrument	990445
Transaction Type	Transfer
Record Updated	Mar 7, 2023
Title Company	PIONEER LAND TITLE, PIONEER TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1009 N JURUPA ST, KENNEWICK, WA 99338-8302

Mortgage

Document Number	0000990447
Date	Aug 26, 2021
Instrument	990447

Lender

Name	COMMUNITY FIRST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2028
Change Frequency	Monthly
Min Rate At Change	3%
Max Rate At Change	8.25%
Index	Other
Margin	3
Max Rate	8.25%

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BONNER ID
Recording Date	Aug 28, 2020
Property Address	49 SANDY CV, SAGLE, ID 83860-8260
Document Number	0000964163
Map Reference	MB 15 PG 55
Instrument Date	Aug 20, 2020
Instrument	964163
Transaction Type	Transfer
Record Updated	Oct 12, 2023

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49 SANDY CV, SAGLE, ID 83860-8260

Mortgage

Document Number	0000964166
Date	Aug 28, 2020
Instrument	964166

Lender

Name	LARRY M DAVIDSON ETUX
Type	Private Party

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Bonner County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Bonner County
Unified School District	Lake Pend Oreille School District 84 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,287.00	$2,153,434 (-) Land $1,492,124 Building $661,310	$2,153,434 (-) Land $1,492,124 Building $661,310
2025	$8,287.00 (+1.91%)	$2,153,434 (+11.57%) Land $1,492,124 Building $661,310	$2,153,434 (+11.57%) Land $1,492,124 Building $661,310
2023	$8,132.00	$1,930,201 Land $1,156,771 Building $773,430	$1,930,201 Land $1,156,771 Building $773,430

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2014)
Most Recent Claim	Mar 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 87% of Idaho
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
MountainLink Fixed Wireless	250 / 50
Kaniksu Internet Fixed Wireless	100 / 30
T-Mobile Fixed Wireless	100 / 20
Intermax Networks Fixed Wireless	100 / 20
Wired or Wireless Fixed Wireless · not low latency	30 / 10

May also be available: AT&T, Verizon.

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