49 Sand Wedge Ln, Bunnell, FL 32110 Property Records

Flagler County property record for 49 Sand Wedge Ln, Bunnell, FL 32110

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,880 sqft · built 2020
Lot Size	0.165 acres (7,187 sqft)
Owner	Individual Name on File
Tax Bill	$3,888 (2025)
Deeds & Mortgages	Mar 2024 Mortgage Jan 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11-12-30-2976-001B0-0910`

Property Details

APN / Parcel Number

Primary APN	`11-12-30-2976-001B0-0910`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,880 sqft Living Area
1st Floor Area	1,880 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	7,187 sqft (0.165 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	49 SAND WEDGE LN
City	BUNNELL
State	FL
Zip	32110-3404
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	GRAND RESERVE PHASE 1A & 1B MB 39 PG 6 LOT 91
Legal Range	30E
Legal Township	12S
Legal Section	11
Legal Subdivision	GRAND RESERVE
Legal Phase	1A
Legal Block	1B
Legal Lot Number	91
Jurisdiction	FLAGLER FL
Township / Civil Division	BUNNELL
Census Block Group	2
Census Block	2016
Census Tract	60218

Owner

49 Sand Wedge Ln is owned and occupied by an individual who acquired it in January 2023.

Source: Flagler County records, as of May 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	49 SAND WEDGE LN, BUNNELL, FL 32110-3404
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2024	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jan 18, 2023	· VA Mortgage CHURCHILL MORTGAGE CORP
Oct 1, 2020	Grant Deed, Subdivision Related Transfer · VA Mortgage EQUITY PRIME MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 18, 2023
Deed Sale	Jan 18, 2023
Prior Sale	Oct 1, 2020 · Amount on File
Deed Document Number	20232077
Deed Book / Page	2751 / 179
Prior Transfer Date	Jan 13, 2023
Prior Transfer Doc	0027510179
Record Updated	Sep 20, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLAGLER FL
Property Address	49 SAND WEDGE LN, BUNNELL, FL 32110-3404
Transaction Type	Mortgage
Record Updated	Mar 22, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49 SAND WEDGE LN, BUNNELL, FL 32110-3404

Mortgage

Document Number	0028491426
Date	Mar 4, 2024
Book Page	2849/1426
Instrument	2024008435

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2054

January 2023:

Jurisdiction	FLAGLER FL
Recording Date	Jan 18, 2023
Property Address	49 SAND WEDGE LN, BUNNELL, FL 32110-3404
Document Number	0027510179
Book / Page	2751 / 179
Map Reference	MB 39 PG 6-11
Instrument Date	Jan 13, 2023
Instrument	2023002077
Record Updated	Feb 17, 2023
Title Company	CHURCHILL TITLE SOLUTIONS, CHURCHILL TITLE SLN LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11 PERTHSHIRE LN, PALM COAST, FL 32164-7445

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49 SAND WEDGE LN, BUNNELL, FL 32110-3404

Mortgage

Document Number	0002751182
Date	Jan 18, 2023
Instrument	2751/182

Lender

Name	CHURCHILL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2053

October 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	FLAGLER FL
Recording Date	Oct 1, 2020
Property Address	49 SAND WEDGE LN, BUNNELL, FL 32110-3404
Document Number	0024811405
Book / Page	002481 / 001405
Instrument Date	Sep 28, 2020
Instrument	39397
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 22, 2020
Title Company	DHI TITLE/FL INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,603.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	49 SAND WEDGE LN BUNNELL FL 32110, BUNNELL, FL 32110

Mortgage

Document Number	24811406
Date	Oct 1, 2020
Book Page	002481/001406
Instrument	39398

Lender

Name	EQUITY PRIME MTG
Address	ATLANTA, GA 30328

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 30, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 49 Sand Wedge Ln was $3,888 with exemptions applied, down 30.2% from the year before.

Source: Flagler County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Municipality	Bunnell City
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,888.00 (-30.22%) Homeowner's exemption Veteran's exemption	$231,115	$251,593 Land $43,500 Building $208,093
2024	$5,572.00 (+2.24%)
2023	$5,450.00 (+9.09%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$218,060 (+3%)	$267,098 (+2.76%) Land $43,500 Building $223,598
2022	$4,996.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$211,709	$259,935 Land $43,500 Building $216,435

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 49 Sand Wedge Ln in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 111 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	111 in force
Nearby Flood Claims	2 (2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 49 Sand Wedge Ln is moderate, ranking above 50% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · lower than 79% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BUNNELL WATER PLANT serves 3,507 people · EPA ID FL2180134
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Metronet.

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